A home warranty in Elmhurst can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear.
With a relatively mild climate, Elmhurst is a great place to own a home. However, homeownership comes with its challenges, like repairing and replacing your home's systems and appliances.
Finding the right home warranty plan for your Elmhurst home can be challenging, so our team at House Method did the research for you to help you find the top home warranty in Elmhurst. Keep reading for our home warranty recommendations and find out which plan works best for your home.
The first step in protecting your property with a home warranty is determining which provider's plan fits your needs. Think about the items in your home you need coverage for and compare the plans. Below is a list of factors that you'll want to consider when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Elmhurst residents. Choice has 2 simple plans, making the selection process quick and easy. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered appliance or system.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For more information on this provider, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Elmhurst. The 3 plans from Select are comprehensive and have a mix of both system and appliance coverage. When you buy a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Elmhurst area.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. For a more detailed breakdown, read our Select Home Warranty full review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Elmhurst residents. AHS has over 25 years of experience in the home warranty industry and in that time has built a impressive network of service technicians in the country. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to understand and offer both system and appliance coverage.
American Home Shield has 3 plans that provide a mix of system and appliance coverage. The coverage caps associated with AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To read more, visit our detailed review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Elmhurst, The Home Service Club is the best home warranty with the quickest service. HSC offers 2 plans for homeowners to choose from. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage caps come out to about $2,000 for each covered system or appliance.
Read more by visiting our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Elmhurst residents. The 3 plans from Liberty are easily comprehensible and offer a mix of both system and appliance coverage. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also about $3,000 at the maximum.
For more information on this provider, read our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Elmhurst residents. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, this is the plan for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and offer both system and appliance coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally about $1,000-$2,000 at the maximum.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For more information, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Elmhurst
A home warranty is a coverage plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make budgeting and managing your finances less stressful. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time you can start using it.
When one of your systems or appliances has an issue, you file a claim with your home warranty provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. At this point, you will pay your service fee, which is usually between $60 and $150 depending on what plan you select. Once the service fee is paid, a repair person will come to your home, assess the issue, and repair it. As long as the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
Home warranties help protect both your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. The appliances typically covered under a home warranty plan are the washing machine, dishwasher, refrigerator, dryer, oven, microwave, and more. System coverage typically includes electrical systems, water heaters, plumbing, heating systems, air conditioning, and more. You can also choose to pay extra for add-on coverage for items such as septic systems, spas, swimming pools, and roof warranty.
Elmhurst homeowners should understand that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, natural disasters, misuse of a system or appliance, or pre-existing conditions. You need to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related problem will be covered by the policy.
Since temperatures in Elmhurst can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Buying a home warranty can help homeowners save money if one of these systems or appliances stops working unexpectedly.
Another good thing about having a home warranty if you want to sell your home is that you can probably transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
As for the downsides of home warranties, system and appliance coverage varies by company so it's important to understand what each plan covers and excludes in the contract. Another consideration is that home warranties usually only cover malfunctions due to normal wear and tear. They commonly won't cover systems or appliances that have stopped working due to improper maintenance, natural disasters, animal infestations, etc.
Whether or not a home warranty is worth it depends on your personal preference. Like any other type of insurance policy or warranty, its purpose is to offer you a sense of protection, so you will have to be the judge of how much that is worth to you.
A home warranty can save you thousands of dollars on home repairs and offer you peace of mind as a homeowner in Elmhurst. When it comes to home warranty providers in Elmhurst, the best overall is Choice Home Warranty. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The best home warranty provider in Elmhurst is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a great reputation in the Elmhurst area.
A home warranty is a kind of service contract that provides homeowners extra coverage for their household systems and appliances. These include garbage disposals, washing machines, refrigerators, dryers, dishwashers, water heaters, sump pumps, plumbing, electrical systems, and heating and cooling systems, among others. Some plans also offer coverage for pools, garage door openers, ceiling fans, and roofs. A home warranty can help you save money if these appliances and systems break down unexpectedly.
The systems and appliances in a home are covered under a home warranty in Elmhurst. Everything from a stove to a washer can be covered under a home warranty.
Most home warranties cover replacement costs in addition to repair costs. The coverage cap varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A service fee is an expense that you must pay before a repair technician or contractor comes to your home to repair your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty apart from the monthly premium/annual cost.
