A home warranty can give you the peace of mind you need about your home and guard your savings account from large expenses by covering your home's major systems and appliances.
Being a homeowner in Chicago is a great option for those who like bustling cities. However, as great as Chicago is, homeownership always comes with its fair share of downsides, such as trying to deal with your appliance and system repairs yourself.
Although a home warranty can help with your homeowner headaches, one pain point is narrowing down the perfect choice for your Chicago home. That's why we've done the research and have put together a guide of the top home warranty plans in Chicago.
When you're ready to get a home warranty, the first step is deciding what items you want coverage for. After that, you can compare plans and call different home warranty companies for a free quote. Below is a list of some tips on looking for a home warranty in Chicago:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can file your first claim.
When you have an issue with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the issue. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and take a look at the issue. At this point, you pay the service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket expense you will have to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty will cover home systems and appliances from normal wear and tear. The appliances include a refrigerator, stove, microwave, cooktop, dishwasher, clothes dryer, clothes washer, and more. The systems included are the electrical, water heater, air conditioner, heating system, plumbing, and more. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like sump pumps, electronics, spas, central vacuums, roof leaks, and pools.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things such as misuse, lack of maintenance, pre-existing conditions, and cosmetic damages are excluded from the home warranty policy.
Home warranties are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Chicago reaching upward of 57 degrees in the summer, you may find that certain appliances, like your air conditioning system, get a lot of use. A home warranty can significantly decrease your out-of-pocket expenses should your HVAC system stop working.
Another good thing about having a home warranty when you're selling your home is that some providers let you transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
As for the drawbacks of home warranties, home system and appliance coverage varies by provider so it's important to understand what each plan covers and doesn't include in the contract. Another pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being rejected, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
A home warranty can aid with some of a homeowner's maintenance worries, but ultimately, it's up to you to decide if investing in one is a good move for you and your family. Be sure to do your research and read over any home warranty contracts that you're considering purchasing to get a handle on what repairs will and will not be covered under your contract.
A home warranty in Chicago can save you thousands of dollars and offer you peace of mind when it comes to expensive home repairs and replacements. The best provider in Chicago is Choice Home Warranty. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty provider in Chicago is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a great reputation in the Chicago area.
Home warranties cover issues related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects your entire home from natural disasters and fires. It doesn't cover normal appliance or system breakage.
Home buyers, homeowners, home sellers, landlords, and real estate agents can all get home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
The service fee is the price homeowner pay each time there's an issue with a system or appliance. The service fees are typically priced between $60 and $150.
A home warranty in Chicago can cost anywhere from $40 to $80 a month. The higher-priced plans usually have higher coverage limits, more coverage, and a lower service fee.