A home warranty can give you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
Carol Stream is a place that has so much delicious food, things to do, and some beautiful homes. Homeownership in Carol Stream has many positives associated with it, but some negatives come hand in hand with it as well. For one, making sure that your home's systems and appliances get the repairs they need can make Carol Stream homeownership quite challenging.
Because the home warranty market is saturated with many providers — all with different plans — the House Method team did the research for you to help you find the right home warranty in Carol Stream.
After reviewing home warranties in Carol Stream, the next step is to figure out which company you're interested in receiving a free quote from. Below is a list of factors that you'll want to be mindful of when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Carol Stream residents. Choice has been in the home warranty industry for about 14 years. When you buy a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage.
Choice Home Warranty has 2 plans that provide a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are an affordable $85.
Read more by visiting our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Carol Stream, Select Home Warranty offers the most cost-effective home warranty. The 3 plans that Select has include differing levels of system and appliance coverage, as well as add-on options. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty offers 3 plans for Carol Stream homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Select's plans are close to the $2,000 mark for most major systems and appliances, and service fees are a reasonable $60.
For a more detailed breakdown, read our Select Home Warranty full review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Carol Stream, American Home Shield offers the most customizable home warranty. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for homeowners to decide between.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Carol Stream area.
Read more by visiting our full review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Carol Stream residents. HSC offers 2 plans for homeowners to decide between. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also about $2,000 at the maximum.
Read our full review of The Home Service Club to learn more. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Carol Stream. Liberty is a home warranty provider with 5 years of experience in the industry, and it has established itself as one of the best providers in the business. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, this is the provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage limits come out to around $3,000 for each covered appliance or system.
For a more detailed breakdown, read our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Carol Stream, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has been operating for more than 43 years, making it a well-respected company in the industry. Cinch has 3 plans for homeowners to choose from. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also about $1,000-$2,000.
To read more, visit our comprehensive review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Carol Stream
A home warranty is a protection plan for home systems and appliances. When your HVAC breaks down and the repair is several hundred dollars, a home warranty will make sure that your only responsibility is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to take a look at the issue. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will generally happen within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty in Carol Stream typically covers the main systems and appliances in your house. The appliances a home warranty typically covers include a stove, microwave, refrigerator, clothes washer, clothes dryer, dishwasher, cooktop, and more. The systems included are the heating system, air conditioner, plumbing, water heater, electrical, and more. You can also choose to pay a bit extra for add-on coverage for items like spas, swimming pools, septic systems, and roof warranty.
Carol Stream homeowners should be aware that a home warranty plan will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, pre-existing conditions, natural disasters, or misuse of a system or appliance. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Carol Stream's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending a lot of money out of pocket.
Another added benefit of having a home warranty plan is that it can increase your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
Home warranties also have some drawbacks. While it can give you less to worry about since the home warranty sends out a service technician who does the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's the case for you, some home warranty providers allow you to select a contractor. Another drawback is that home warranties may not include some repairs, such as those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were impacted most likely won't be covered by the home warranty.
A home warranty can be the solution to some of a homeowner's maintenance concerns, but in the end, it's up to you to determine if investing in one is the right move for you and your family. Make sure you do your research and read through any home warranty contracts that you're considering buying to get a sense of what repairs will and will not be covered under your contract.
Hopefully, you now feel confident that you can choose a home warranty company in Carol Stream after going through our reviews. When it comes to home warranty providers in Carol Stream, the best overall is Choice Home Warranty. It offers great coverage at an affordable monthly or annual cost. However, other providers reviewed above are also great choices for Carol Stream residents.
The best home warranty provider in Carol Stream is Choice Home Warranty. Choice Home Warranty has a large network of experienced repair technicians and a respected reputation in the Carol Stream area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include refrigerators, dishwashers, washing machines, garbage disposals, dryers, plumbing, water heaters, heating and cooling systems, electrical systems, and sump pumps, among others. Some plans also offer coverage for ceiling fans, pools, garage door openers, and roofs. A home warranty can help you save money if these items fail unexpectedly.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so be sure to check with the company about this.
The systems and appliances in a home are covered under a home warranty in Carol Stream. Everything from a fridge to a pool can be covered under a home warranty.
The service fee is the price homeowner pay each time there's a problem with a home system or appliance. The service fees are commonly priced between $60 and $150.
