A home warranty in Bourbonnais can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
With hot summers and cool winters, keeping your home appliances and systems working, specifically HVAC, are extremely important for homeowners in the Bourbonnais area of Illinois.
Although a home warranty can help with your homeowner concerns, one pain point is narrowing down the perfect choice for your Bourbonnais home. That's why we've done the research and have made a guide of the top home warranty options in Bourbonnais.
Now that you're ready to sign up for a home warranty, the first step is deciding what items you want coverage for. From there, you can compare plans and call different home warranty companies for a free quote. Before making your final decision, here are a few other factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Bourbonnais. The 2 plans from Choice are easily comprehensible and have a mix of both system and appliance coverage. When you purchase a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally around $3,000.
For more information on this provider, read our detailed review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Bourbonnais residents. Select has 3 simple plans, making the selection process and policy coverage easily comprehensible. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the plan for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically about $2,000 at the maximum.
Read our Select Home Warranty Review to learn more. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Bourbonnais residents. AHS has been in the home warranty business for around 25 years. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the home warranty for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are comprehensive and offer both system and appliance coverage.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
For a more detailed breakdown, read our detailed review of American Home Shield. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Bourbonnais residents. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the home warranty for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options.
The Home Service Club has 2 plans that provide a mix of appliance and system coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 per covered appliance or system.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read our detailed review of The Home Service Club to learn more.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Bourbonnais. The 3 policies that Liberty has include options for appliance and system coverage. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
Liberty Home Guard has 3 plans that offer a combination of appliance and system coverage. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 per covered system or appliance.
For a more detailed breakdown, read our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Bourbonnais, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans that Cinch offers include options for appliance and system coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For more information, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Bourbonnais
A home warranty is a service contract that lowers the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
For Bourbonnais homeowners, when a problem comes up with a covered appliance or system, it is very easy to file a claim. Most home warranty providers have an online portal system where a claim can be submitted. After that, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per year or appliance that the home warranty company will cover for repairs and replacements.
A home warranty plan provides coverage on your home's major appliances and systems and it can help bring down the cost of maintaining your home. The appliances usually covered under a home warranty plan are the washing machine, dishwasher, oven, microwave, dryer, refrigerator, and more. System coverage typically includes electrical systems, heating systems, air conditioning, plumbing, water heaters, and more. Add-on options can vary from one plan to another but commonly include things such as a central vacuum, plumbing stoppages, septic system, sprinkler system, and second refrigerator.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like pre-existing conditions, cosmetic damages, misuse, and lack of maintenance are not included in the home warranty policy.
In addition, though home warranty companies vary, some providers will let you transfer your warranty in the event that you sell your home. This can make your house more attractive to potential home buyers and maybe even make your home sell faster.
As for the disadvantages of home warranties, coverage varies by company so it's important to review what each policy covers and doesn't include in the contract. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They most likely won't cover systems or appliances that have been damaged due to improper maintenance, animal infestations, natural disasters, etc.
A home warranty can help ease some of a homeowner's maintenance worries, but in the end, it's up to you to decide if investing in one is the right move for you and your family. Make sure you do your research and read through any home warranty policy that you're seriously considering purchasing to get a sense of what repairs will and will not be covered under your contract.
Hopefully, you now feel like you can choose the best home warranty for your Bourbonnais home. Choice Home Warranty is the best overall home warranty company in Bourbonnais. It offers comprehensive coverage at an affordable premium. However, other companies mentioned above also give great coverage choices for Bourbonnais residents.
The best overall home warranty in Bourbonnais is Choice Home Warranty but the right company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, refrigerators, dishwashers, washing machines, dryers, sump pumps, water heaters, electrical systems, heating and cooling systems, and plumbing, among others. Some plans also provide coverage for pools, garage door openers, ceiling fans, and roofs. A home warranty can help you save money if these items break down unexpectedly.
Typically coverage for a home warranty plan begins 30 days after payment. However, a few companies may allow you to make a service request before this, so check with customer service to find the exact waiting period for your case.
Home warranties cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay for the rest out of pocket.
Many homeowners think a home warranty is a good investment because it can help protect against unexpected expenses. If you're worried about your budget and home maintenance, a home warranty can help. One of the major pluses of a home warranty is that it can offer you some financial peace of mind.