A Bolingbrook home warranty can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Bolingbrook gives homeowners some great living options and the opportunity to enjoy the seasons. However, the variable temperatures can do quite a bit of damage to your home's systems.
Because the home warranty market has a lot of providers — all with different coverage — our team at House Method did the research for you to help you find the best home warranty in Bolingbrook.
The first step in protecting your home with a home warranty is determining which company's plan is right for you. Figure out which items in your home you need coverage for and compare the policies. Options can vary, so consider the following factors when deciding on a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers home systems and appliances. When your refrigerator breaks down and the repair will cost several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage typically starts without an inspection and you can generally start using it about thirty days after making your first payment.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair . This repair will typically occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees range between $60 and $150.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. The appliances that are typically covered under a home warranty plan include garbage disposal, dishwasher, microwave, refrigerator, clothes dryer, clothes washer, and more. The systems usually included are hot water heaters, electrical systems, ductwork, air conditioners, and plumbing systems. Add-on options can vary by provider but commonly include things like a sprinkler system, plumbing stoppages, central vacuum, second refrigerator, and septic system.
Bolingbrook homeowners should be aware that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, misuse of a system or appliance, pre-existing conditions, or natural disasters. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Since temperatures in Bolingbrook can be quite cold in the winter, the weather can put a lot of strain on your HVAC system. Getting a home warranty policy can help homeowners save money if one of these systems or appliances breaks unexpectedly.
In addition to saving you money on out-of-pocket expenses, a home warranty can provide you peace of mind and save you the pain of trying to find a qualified repair person to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may experience.
There are also some negatives to buying a home warranty plan, like the coverage exclusions. For instance, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another consideration is that home warranties usually only cover malfunctions due to normal wear and tear. They most likely won't cover home systems or appliances that have been damaged due to natural disasters, animal infestations, improper maintenance, etc.
A home warranty can help ease some of a homeowner's maintenance worries, but in the end, it's up to you to decide if investing in one is a good choice for you and your family. Be sure to do your research and read over any home warranty policy that you're seriously considering purchasing to get a handle on what repairs will and will not be covered under your contract.
Hopefully, you now feel like you can choose the right home warranty for your Bolingbrook home. The best provider in Bolingbrook is Choice Home Warranty. Its comprehensive coverage, fair pricing, and easy to understand policies make it a great home warranty for Bolingbrook homeowners.
The best home warranty provider in Bolingbrook is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a tremendous reputation in the Bolingbrook area.
Home buyers, homeowners, real estate agents, landlords, and home sellers are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
Usually coverage for a home warranty policy begins 30 days after payment. However, a few companies may allow you to make a service request before this, so check with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty policy in Bolingbrook. Everything from a stove to a swimming pool can be covered under a home warranty.
A service fee is a cost that must be paid before a repair technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place except for the policy's premium.
A home warranty can cost on average anywhere from about $300 to $800 a year in Bolingbrook. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by opting for a higher service fee. In addition, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best price is.