A Bloomingdale home warranty policy can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Bloomingdale is a place that has so much culture, things to do, and some beautiful homes. Homeownership in Bloomingdale has many perks associated with it, but some downsides come hand in hand with it as well. For one, ensuring that your home's systems and appliances get the repairs they need can make Bloomingdale homeownership quite tricky.
Finding the best home warranties on the market can be a challenge because of the sheer number of options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the top home warranty providers in Bloomingdale.
After reviewing the basics of home warranties in Bloomingdale, your next step is to determine which company you're interested in getting a free quote from. When considering which home warranty provider is the best fit for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Bloomingdale, Choice Home Warranty offers the best overall home warranty. The 2 plans from Choice are easily comprehensible and have a mix of both system and appliance coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 per covered system or appliance.
For more information on this provider, read our comprehensive review of Choice Home Warranty. To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Bloomingdale. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process quick and easy.
Select Home Warranty has 3 plans that offer a combination of system and appliance coverage. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are a reasonable $60.
Read more by visiting our detailed review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Bloomingdale. AHS has been in the home warranty industry for over 25 years. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read our review of American Home Shield to learn more.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Bloomingdale, The Home Service Club is the best home warranty with the quickest service. HSC offers 2 plans for you to choose from. When you purchase a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000.
To read more, visit our detailed review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty in Bloomingdale. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. With a home warranty from Liberty, you can enjoy a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $75.
For a more detailed breakdown, read our full review of Liberty Home Guard. To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Bloomingdale, Cinch Home Services is the home warranty with the best workmanship guarantee. The 3 policies that Cinch has include differing levels of system and appliance coverage, as well as add-on options. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a combination of appliance and system coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
Read our Cinch Home Services full review to learn more. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Bloomingdale
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can give you some peace of mind and protect your savings account from unexpected out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty policy.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so online or by calling them, and then a contractor will come and fix the problem. At this point, you will pay a service fee, which is generally between $60 and $150 depending on what plan you choose. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty plan offers coverage on your home's major appliances and systems and it can help lower the cost of maintenance on your home. The appliances commonly covered under a home warranty plan are the washing machine, dryer, refrigerator, dishwasher, microwave, oven, and more. System coverage typically includes plumbing, water heaters, air conditioning, electrical systems, heating systems, and more. Many plans also provide add-on coverage options like locksmith, roof leaks, central vacuum, and even septic systems.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Home warranty plans are an affordable way to guard your home systems and appliances from normal wear and tear. With temperatures in Bloomingdale reaching upward of 57 degrees in the summer, you may find that certain appliances, like your air conditioning unit, get a lot of use. A home warranty can remarkably bring down your out-of-pocket costs should your HVAC system break down.
A home warranty can also yield value in other ways. For example, some policies can be transferred to another owner during a home sale.
One drawback of a home warranty is that there are generally exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over any contracts you're considering thoroughly to understand what is included and what isn't. Another drawback is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted probably won't be covered by the home warranty.
A home warranty can help ease some of a homeowner's maintenance troubles, but ultimately, it's up to you to decide whether or not investing in one is the right move for you and your family. Make sure you do your research and read through any home warranty policy that you're considering purchasing to get a sense of what repairs will and will not be covered under your contract.
A home warranty in Bloomingdale can save you thousands of dollars and offer you peace of mind when it comes to costly home repairs and replacements. Choice Home Warranty stands out as the best overall home warranty. With its comprehensive plans, fair pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The best home warranty provider in Bloomingdale is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a great reputation in the Bloomingdale area.
Home warranty plans cover issues related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects the entire home from natural disasters and fires. It doesn't cover normal appliance or system damage.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
The service fee is the price you pay every time there is an issue with a system or appliance. The service fees are usually priced between $60 and $150.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any large hits to your bank account for home maintenance.
