A Belvidere home warranty plan can help protect home buyers and current homeowners by lowering the costs of major repairs and replacements on your home's appliances and systems.
With the weather patterns common in Belvidere, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your heater go out in the middle of winter.
Finding the best home warranty on the market can be quite overwhelming since there are lots of companies to decide between. That's why the House Method team did the research and compiled a list of the best home warranty companies in Belvidere for you.
Now that you're ready to sign up for a home warranty plan, the first step is considering what items you need coverage for. From there, you can compare your options and call different home warranty companies for a free quote. When figuring out which home warranty company is the best fit for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Belvidere residents. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Belvidere residents. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage limits from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Belvidere area.
Read our review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Belvidere, American Home Shield is the most customizable home warranty. AHS has over 25 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans from AHS are easy to understand and have a mix of both system and appliance coverage.
American Home Shield has 3 plans that offer a combination of appliance and system coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Belvidere area.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. For a more detailed breakdown, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Belvidere. The 2 plans from HSC are easy to comprehend and offer a mix of both system and appliance coverage. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For a more detailed breakdown, read our detailed review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Belvidere, Liberty Home Guard offers the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 home warranty plans that Liberty offers include options for appliance and system coverage.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $75.
Read our comprehensive review of Liberty Home Guard to learn more. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Belvidere. Cinch has 3 simple plans, making the selection process quick and easy. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Belvidere homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also generally about $1,000-$2,000 at the maximum.
Read more by visiting our review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Belvidere
A home warranty is a coverage plan that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time you can start using it.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a repair technician will come and fix the problem. After that, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum cost per year or appliance that the home warranty plan will cover for repairs and replacements.
A home warranty in Belvidere usually covers the main systems and appliances in the house. The appliances include a dishwasher, clothes washer, refrigerator, cooktop, clothes dryer, stove, microwave, and more. The systems included are the water heater, plumbing, air conditioner, heating system, electrical, and more. Add-on coverage will vary from plan to plan, but you can expect to see things like electronics, central vacuums, pools, spas, roof leaks, and sump pumps.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Belvidere's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.
Another good thing about having a home warranty if you want to sell your home is that some providers let you transfer your home warranty to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
Home warranties also have some cons. Though it can be convenient that the home warranty sends out a service technician who handles the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's important to you, some home warranty companies allow you to select a contractor. Another drawback is that home warranties may exclude some repairs, like those that are needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected probably won't be covered by the home warranty.
A home warranty can help with some of a homeowner's maintenance headaches, but in the end, it's up to you to decide if investing in one is the right move for you and your family. Make sure you do your research and read over any home warranty plans that you're seriously considering buying to get a sense of what repairs will and will not be covered under your contract.
A home warranty can save you thousands of dollars on home repairs and offer you peace of mind as a homeowner in Belvidere. When it comes to home warranties in Belvidere, the best overall is Choice Home Warranty. It offers comprehensive coverage at an affordable premium. However, other providers mentioned above also give great coverage choices for Belvidere residents.
The best overall home warranty provider in Belvidere is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need coverage for.
First-time home buyers, landlords, home sellers, real estate agents, and homeowners are all eligible for home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may let you file sooner so be sure to check with the company about this.
Most home warranty plans will cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
Many homeowners think a home warranty is a good investment since it helps protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, having a home warranty can help. One of the big pluses of a home warranty is that it can give you some financial peace of mind.