A Algonquin home warranty plan can help protect you by covering major repairs and replacements on your home's appliances and systems.
With hot summers and cool winters, maintaining your home appliances and systems, particularly HVAC, are extremely important for homeowners in the Algonquin area of Illinois.
Finding the right home protection plan for your Algonquin home can be difficult, so our team at House Method did the research for you to help you find the best home warranty in Algonquin. Keep reading for our home warranty recommendations and find out which plan works best for your home.
When you're ready to sign up for a home warranty plan, the first step is deciding what appliances and systems you need coverage for. After that, you can compare plans and call different home warranty companies for a free quote. When figuring out which home warranty provider is the best one for you, here are some important factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Algonquin, Choice Home Warranty is the best overall home warranty. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps associated with Choice's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. To read more, visit our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Algonquin. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans from Select are easily comprehensible and have a mix of both system and appliance coverage.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. Read our review of Select Home Warranty to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Algonquin residents. AHS offers 3 plans for homeowners to decide between. When you purchase a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Algonquin homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Algonquin area.
To read more, visit our detailed review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Algonquin residents. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a mix of appliance and system coverage. The coverage caps associated with HSC's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $65 to $90.
Read more by visiting our thorough review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Algonquin, Liberty Home Guard offers the most trustworthy home warranty. When you buy a home warranty from Liberty, you will get a seamless complaint process and guaranteed service professionalism upon every repair visit. Liberty Home Guard also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
Liberty Home Guard offers 3 plans for Algonquin homeowners. The Appliance Guard, Systems Guard, and Total Home Guard are the options they have, which have a mix of system and appliance coverage. Liberty has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $75.
To get a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For more information, read our Liberty Home Guard full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Algonquin residents. Cinch has been in the home warranty industry for about 43 years. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
Cinch Home Services has 3 plans that provide a combination of appliance and system coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Algonquin
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty policy.
Filing a claim with your home warranty company is very easy. You can use either an online portal system or a direct phone number to file your claim with your home warranty company. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair . This repair will usually happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty will cover your home's systems and appliances from normal wear . Typical appliances covered by a home warranty include a dryer, washer, garbage disposal, dishwasher, refrigerator, microwave, and more. The systems that are most commonly covered will be plumbing systems, hot water heaters, heating systems, air conditioners, and electrical systems. You can also decide to pay extra for add-on coverage for items such as spas, roof warranty, septic systems, and swimming pools.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things such as cosmetic damages, misuse, lack of maintenance, and pre-existing conditions are not included in the home warranty policy.
Home warranty policies are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Algonquin reaching upward of 56 degrees in the summer, you may find that certain appliances, such as your air conditioning system, get a lot of use. A home warranty can remarkably decrease your out-of-pocket costs should your HVAC system break down.
Additionally, having a home warranty can save you some time by getting rid of the need to research service technicians--most companies will send a trusted professional right to your door to do the necessary repair or replacement.
There are also some drawbacks to getting a home warranty policy, such as the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered under a manufacturer's warranty. Another thing to take into consideration is that some providers don't cover pre-existing conditions and may require an inspection before your coverage can begin. Ask the home warranty provider for clarification about this if you need more information or if this is an issue for you.
Whether or not a home warranty is worth it ultimately comes down to your personal situation. Similar to any other kind of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to be the judge of how much that is worth to you.
A home warranty in Algonquin can save you thousands of dollars and offer you peace of mind when it comes to expensive home repairs and replacements. The best provider in Algonquin is Choice Home Warranty. It offers comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty company in Algonquin is Choice Home Warranty. Choice Home Warranty has a large network of experienced repair technicians and a tremendous reputation in the Algonquin area.
A home warranty is a contract that covers repairing and replacing major home system components and appliances.
A home warranty plan protects against the normal wear and tear of systems and appliances in a home. Homeowners insurance protects a home in a situation like a natural disaster or fire. Under a homeowners insurance plan, you will not be able to file a claim if you need a new refrigerator or air conditioner, unless the damage is a result of a natural disaster.
The systems and appliances in a home are covered under a home warranty plan in Algonquin. Everything from a oven to a washer can be covered under a home warranty.
Most home warranties are going to cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty in place, you won't have any large hits to your savings account for home maintenance.