A Caldwell home warranty plan can help protect home buyers and current homeowners by lowering the costs of major repairs and replacements on your home's appliances and systems.
Owning a home in Caldwell has a lot of great advantages, but there are, of course, some negatives too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranty on the market can be quite challenging because there are so many companies to choose from. That's why the House Method team did the research and put together a list of the top home warranty companies in Caldwell for you.
Finding the right company for your home warranty is the first step toward protecting your property. Here is a list of some tips on buying a home warranty in Caldwell:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Caldwell. Choice has been in the home warranty business for over 14 years. Choice offers 2 plans for you to decide between. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to around $3,000 for each covered system or appliance.
To read more, visit our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Caldwell. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process quick and easy.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are around $2,000. The service fees are a reasonable $60, which is cheaper than other providers in the Caldwell area.
For more information, read our detailed review of Select Home Warranty. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Caldwell. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage limits come out to around $2,500 for each covered system or appliance.
For more information on this provider, read our detailed review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Caldwell, The Home Service Club is the best home warranty with the quickest service. HSC offers 2 plans for homeowners to choose from. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Caldwell homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with HSC's plans are around the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our The Home Service Club full review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Caldwell, Liberty Home Guard offers the most trustworthy home warranty. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process easy.
Liberty Home Guard has 3 plans that offer a combination of appliance and system coverage. Liberty's service fees are an affordable $75, and the coverage caps come out to about $3,000 per covered system or appliance.
To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. For more information, read our thorough review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Caldwell. First American is a home warranty provider with 38 years of experience in the industry, and it has established itself as one of the best providers in the business. The 2 plans that First American offers include differing levels of system and appliance coverage, as well as add-on options. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. Service fees from First American are a reasonable $85. The coverage caps are also generally about $1,500 at the maximum.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For more information on this provider, read our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Caldwell. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For more information on this provider, read our comprehensive review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Caldwell
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down and the repair will cost several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage typically starts without an inspection and you can generally start using it about thirty days after making your first payment.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a contractor coming over to look at the issue. At this point, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum cost per year or appliance that the home warranty company will cover for repairs and replacements.
A home warranty plan offers coverage on your home's major appliances and systems and it can help bring down the cost of maintaining your home. Typical appliances covered under a home warranty plan include a washer, refrigerator, dryer, garbage disposal, dishwasher, microwave, and more. The systems that are most commonly covered will be plumbing systems, hot water heaters, air conditioners, electrical systems, and heating systems. The add-on coverage options can include septic system, roof leak, pool, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as pre-existing conditions, lack of maintenance, cosmetic damages, and misuse are excluded from the home warranty policy.
Caldwell's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, saving you from spending a lot of money out of pocket.
A home warranty also saves you time and energy. Instead of spending hours finding and selecting a repair person to fix your appliance or system, home warranty companies do the hard work for you and just send a trusted professional to your door whenever you need them.
As for the drawbacks of home warranties, coverage varies by company so it's important to review what each policy covers and excludes in the contract. Another stipulation is that home warranties typically only cover malfunctions due to normal wear and tear. They often won't cover systems or appliances that have stopped working due to natural disasters, improper maintenance, animal infestations, etc.
Owning a home is a big responsibility that can be costly, but valuable. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to weigh before getting a policy.
A home warranty can save you several thousands of dollars on home maintenance and give you peace of mind as a homeowner. When it comes to home warranties in Caldwell, the best overall is Choice Home Warranty. Choice Home Warranty offers home warranties with great coverage at an affordable price.
Our pick for the best overall home warranty in Caldwell is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dishwashers, refrigerators, washing machines, garbage disposals, dryers, electrical systems, heating and cooling systems, plumbing, sump pumps, and water heaters, among others. Some plans also provide coverage for roofs, pools, ceiling fans, and garage door openers. A home warranty can help you save money if these items fail unexpectedly.
Home warranty plans cover problems with home systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects the entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system damage.
Most home warranties have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
Home warranties will cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay for the rest out of pocket.
