A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
With the extreme weather common in Tampa, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Choosing the best home warranties on the market can be a challenge because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide to the best home warranty companies in Tampa.
After looking into the basics of home warranties in Tampa, your next step is to determine which company you're interested in getting a free quote from. When figuring out which home warranty provider is the right fit for you, here are some important factors to take into account:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a plan that can help homeowners save money on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Tampa home comfortable and convenient. When they start to break down, it can be costly and a headache. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
For Tampa homeowners, when a problem happens with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal where you can file a claim. Once you file the claim, it will be assigned to a local technician that will come to your home and assess the issue. At this point, you pay your service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket expense you will need to pay unless the repair cost is more than your home warranty's coverage cap.
Home warranties help protect both your home systems and appliances. A home warranty can cover repair and replacement-related expenses that are a result of normal wear . Typical appliances covered under a home warranty include a microwave, dishwasher, garbage disposal, washer, refrigerator, dryer, and more. The systems that are most commonly covered will be air conditioners, electrical systems, plumbing systems, hot water heaters, and heating systems. Add-on options can vary by company but commonly include things like a plumbing stoppages, sprinkler system, central vacuum, second refrigerator, and septic system.
An important thing to note is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are excluded from the home warranty policy.
Since temperatures in Tampa can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Purchasing a home warranty can help homeowners save money if one of these systems or appliances breaks down unexpectedly.
In addition, though it varies by company, some providers will let you transfer your warranty in the event that you sell your home. This can make your property more attractive to potential home buyers and maybe even make your home sell faster.
Home warranties also have some drawbacks. While it can be convenient that the home warranty sends out a repair technician who does the repair for you, some people may not like this, and they would prefer to select their own contractor. If that's important to you, some home warranty plans allow you to select a contractor. Another downside is that home warranties may not include some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Whether or not a home warranty is worth it comes down to your personal preference. Similar to any other kind of insurance policy or warranty, its purpose is to provide you some peace of mind, so you will have to decide how much that is worth to you.
Hopefully, you now feel confident that you can choose a home warranty in Tampa after reading through our guide. Choice Home Warranty is the best overall home warranty provider in Tampa. Choice Home Warranty provides great coverage at an affordable cost.
The top home warranty provider in Tampa is Choice Home Warranty. Choice Home Warranty a large network of professional service technicians and a respected reputation in the Tampa area.
Typically coverage for a home warranty policy begins 30 days after payment. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty plan in Tampa. Everything from an oven to a garage door can be covered under a home warranty.
Most home warranties cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.