A Sunset home warranty can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
With sunshine year round, Sunset is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
Because the home warranty market is filled with many providers — all with different coverage — the House Method team did the research for you to help you find the best home warranty in Sunset.
After reviewing home warranties in Sunset, your next step is to decide which company you're interested in receiving a free quote from. Here is a list of some factors to consider when looking for a home warranty in Sunset:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Sunset
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and protect your savings account from big out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty plan.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty service provider. Most companies have an online portal where you can do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. After that, you will pay the service fee. Service fees for home warranties range from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum amount per year that the home warranty plan will cover for repairs and replacements.
A home warranty will cover systems and appliances from normal wear . Appliances covered under a home warranty plan are typically the refrigerator, dryer, microwave, dishwasher, garbage disposal, and more. Systems that are covered usually include plumbing systems, water heaters, heating systems, electrical systems, and air conditioners. Add-on coverage will vary from one plan to another, but you can expect to see things such as pools, central vacuums, spas, sump pumps, electronics, and roof leaks.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are not included in the home warranty policy.
Sunset is known for its hot summers, and if you live in Sunset, you know that those summers can be brutal. During the summer months, your air conditioner can be overloaded in its effort to combat the heat. In the event that your air conditioner did break down, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
Not only does a home warranty offer some savings, but it also saves you time. If an appliance breaks, the last thing you want to do is find a contractor and schedule a repair. A home warranty handles the research by sending trusted professionals to your door when you need them most.
Home warranties also have some cons. Although it can be convenient that the home warranty sends out a repair technician who handles the repair for you, some people may not like this, and they would rather select their own contractor. If that's important to you, some home warranty plans allow you to select a contractor. Another stipulation is that home warranties typically only cover damage from normal wear and tear. They commonly won't cover systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
Whether or not a home warranty is worth it ultimately depends on your personal preference. Similar to any other sort of insurance policy or warranty, its purpose is to offer you a sense of protection, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel as though you can select the proper home warranty for your Sunset home. Choice Home Warranty stands out as the best overall company. It offers great coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
The best home warranty provider in Sunset is Choice Home Warranty. Choice Home Warranty an expansive network of experienced repair technicians and a great reputation in the Sunset area.
A home warranty is a contract that covers repairing and replacing major home system components and appliances.
Home buyers, home sellers, landlords, real estate agents, and homeowners are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
A home warranty plan covers repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
A service fee is a cost that a homeowner pays before a repair technician or contractor comes to your home to fix your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty except for the monthly premium/annual cost.