When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Ojus gives homeowners some great housing options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can put quite a strain on your home's systems.
Since the home warranty market is filled with a lot of providers — all with different coverage — our team at House Method decided to do the research for you to help you find the right home warranty in Ojus.
After researching the basics of home warranties in Ojus, your next step is to figure out which company you're interested in getting a free quote from. Before making your final decision, here are a few other factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Ojus
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having one in place can offer you some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans take effect about 30 days after buying the home warranty.
When you have a system or appliance that experiences a problem, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a repair technician will come and fix the problem. The claim is then processed, and a homeowner will pay the service fee to schedule the repair . This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
A home warranty will cover home systems and appliances from normal wear . The appliances that are usually covered under a home warranty plan include garbage disposal, dishwasher, clothes washer, refrigerator, clothes dryer, microwave, and more. The systems usually included are ductwork, hot water heaters, air conditioners, plumbing systems, and electrical systems. Many plans also offer add-on coverage options like septic systems, central vacuum, locksmith, and even roof leaks.
Ojus homeowners should be aware that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, natural disasters, cosmetic issues, or pre-existing conditions. You must keep up with preventative maintenance on your home systems and appliances to make sure that your next repair or replacement-related problem will be covered by the policy.
Temperatures in Ojus can get quite high in the summer, which means your air conditioner is most likely going to get a lot of use. As a homeowner in Ojus, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.
Not only does a home warranty give you some savings, but it also saves you time. If an appliance breaks, the last thing you want to do is find a repair person and schedule a repair. A home warranty handles the research by sending trusted professionals to your door when you need them most.
Home warranties also have some cons. Although it can give you less to worry about since the home warranty sends out a repair technician who carries out the repair for you, some people may not like this, and they would rather select their own contractor. If that's important to you, some home warranty providers let you select a contractor. Another stipulation is that home warranties typically only cover damage from normal wear and tear. They commonly won't cover systems or appliances that have stopped working due to animal infestations, natural disasters, improper maintenance, etc.
Owning a home is a big responsibility that can be costly, but valuable. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to consider before taking the leap and getting a policy.
We hope you now feel confident that you can choose a home warranty in Ojus after going through our guide. All of these top home warranty providers have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. It offers great coverage at an affordable monthly or annual cost. However, other companies reviewed above also give great coverage choices for Ojus residents.
Our pick for the best overall home warranty provider in Ojus is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty is a contract that covers the repairs and replacements of your major home system components and appliances.
First-time home buyers, landlords, home sellers, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
A home warranty policy will cover repair and replacement costs for home systems and appliances. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
A Ojus home warranty can cost between $40 and $80 a month. The higher-priced plans typically have more coverage, a lower service fee, and higher coverage limits.