When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less stressed by homeownership.
Midway is a great place to have a home. However, along with all the perks of homeownership, there are typically a few downsides, too. One of the biggest stressors for many homeowners is that systems and appliances can need to be replaced at any time.
Because the home warranty market is saturated with a variety of providers — all with different offerings — our team at House Method decided to do the research for you to help you find the best home warranty in Midway.
After reviewing home warranties in Midway, your next step is to decide which company you'd like to receive a free quote from. Below are some tips on looking for a home warranty in Midway:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Midway residents. Choice has been in the home warranty business for over 14 years. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty provider offers 2 plans to policyholders that have various system and appliance coverage options.
Choice Home Warranty offers 2 plans for Midway homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also typically around $3,000.
To read more, visit our thorough review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Midway. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 plans for you to decide between.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally around $2,000 at the maximum.
For more information on this provider, read our review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Midway residents. AHS has 3 simple plans, making the selection process easy. When you purchase a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 for each covered appliance or system.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Midway, The Home Service Club offers the best home warranty with the quickest service. HSC offers 2 plans for homeowners to decide between. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also around $2,000.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For a more detailed breakdown, read our thorough review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Midway residents. Liberty has been on the market for around 5 years, making it a respected company in the industry. The 3 plans that Liberty has include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty's service fees are an affordable $75, and the coverage caps come out to around $3,000 per covered appliance or system.
Read more by visiting our review of Liberty Home Guard. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage in Midway. First American has more than 38 years of experience in the home warranty sector, and has provided excellent customer service at an affordable cost to its customers. First American has 2 simple plans, making the selection process and policy coverage easily understandable. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps associated with First American's plans are around the $1,500 mark for many major systems and appliances, and service fees are a reasonable $85.
For a more detailed breakdown, read our comprehensive review of First American Home Warranty. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Midway, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process easy.
Cinch Home Services has 3 plans that offer a mix of appliance and system coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To read more, visit our review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Midway
A home warranty is a coverage plan that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time you can file your first claim.
Filing a claim with your home warranty company is quite straightforward. You can use either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will also pay your service fee. Once the repair technician takes a look at the issue, they will take care of it at no cost to you. The only time a Midway homeowner may have out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
Home warranty plans help protect both your home systems and appliances. A home warranty can cover repair and replacement-related expenses that are a result of normal wear . The appliances usually covered under a home warranty plan include dishwasher, refrigerator, clothes dryer, garbage disposal, clothes washer, microwave, and more. The systems usually included are ductwork, electrical systems, air conditioners, plumbing systems, and hot water heaters. Add-on coverage will vary from one plan to another, but you can expect to see add-ons such as spas, central vacuums, roof leaks, electronics, pools, and sump pumps.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, pre-existing conditions, lack of maintenance, and misuse are not included in the home warranty policy.
Temperatures in Midway can get quite high in the summer, which means your air conditioner is most likely going to get a decent amount of use. As a homeowner in Midway, one benefit of having a home warranty is that these home systems and major appliances can be covered in the event they have to be repaired or replaced.
Additionally, though home warranty companies vary, some providers will let you transfer your warranty in the event that you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
There are also some negatives to purchasing a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that are already covered by a manufacturer's warranty. Additionally, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
It isn't always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. Like any other warranty or insurance policy, there will always be benefits and drawbacks of getting one but its main purpose is to offer you protection and peace of mind.
A home warranty in Midway can save you lots of money and offer you peace of mind when it comes to pricey home repairs and replacements. Choice Home Warranty stands out as the best overall choice. It offers great coverage at an affordable premium. However, other options mentioned above also give great coverage choices for Midway residents.
The best overall home warranty company in Midway is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need coverage for.
Most home warranty providers have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so make sure you check with the company about this.
The systems and appliances in a home are covered under a home warranty policy in Midway. Everything from a fridge to a pool can be covered under a home warranty.
A Midway home warranty can cost between $40 and $80 a month. Higher-priced plans tend to have a lower service fee, more coverage, and higher coverage limits.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty in place, you won't have any large hits to your savings account for home maintenance.