A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
As much as you may enjoy owning a home in Miami Beach, there is always that fear about whether or not your systems and appliances are going to need repairs over the next few years.
Since the home warranty market has many providers — all with different offerings — our team at House Method did the research for you to help you find the right home warranty in Miami Beach.
After reviewing home warranties in Miami Beach, your next step is to figure out which company you'd like to receive a free quote from. Here is a list of factors that you'll want to keep in mind when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Miami Beach. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easy to comprehend and offer both system and appliance coverage.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
Read more by visiting our Choice Home Warranty Review. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Miami Beach. Select offers 3 plans for you to choose from. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 per covered appliance or system.
Read our full review of Select Home Warranty to learn more. To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Miami Beach residents. AHS has been in the home warranty industry for around 25 years. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is lower than other providers in the Miami Beach area.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. For more information, read our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Miami Beach, The Home Service Club is the best home warranty with the quickest service. HSC has been in the home warranty business for around 14 years. HSC has 2 plans for you to decide between. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
To read more, visit our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Miami Beach residents. Liberty has established itself as a company with a seamless complaint process and guaranteed service professionalism upon every repair visit. It also has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also typically about $3,000.
For more information, read our Liberty Home Guard full review. To get a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Miami Beach. The 2 home warranty plans that First American offers include differing levels of system and appliance coverage, as well as add-on options. If you're looking for very affordable and comprehensive appliance coverage, this is the home warranty for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are a reasonable $85.
For a more detailed breakdown, read our First American Home Warranty full review. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Miami Beach. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for you to decide between.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Miami Beach area.
To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read more by visiting our Cinch Home Services Review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Miami Beach
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and prevent you from paying exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty.
When you have a system or appliance that experiences an issue, you file a claim with your home warranty provider. You can do so online or by calling them, and then a contractor will come and fix the problem. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair . This repair will usually occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty will cover your home's systems and appliances from normal wear . Typical appliances covered under a home warranty plan include a washer, refrigerator, dryer, garbage disposal, microwave, dishwasher, and more. The systems that are most commonly covered will be hot water heaters, heating systems, electrical systems, air conditioners, and plumbing systems. Many plans also provide add-on coverage options like locksmith, roof leaks, septic systems, and even central vacuum.
An important thing to note is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are not included in the home warranty policy.
Home warranty policies are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Miami Beach hitting upward of 82 degrees in the summer, you may find that some appliances, like your A.C., get a lot of use. A home warranty can significantly decrease your out-of-pocket costs should your HVAC system break down.
Another good thing about having a home warranty while selling your home is that you can probably transfer your home warranty policy to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
As for the drawbacks of home warranties, system and appliance coverage varies by company so it's important to understand what each plan covers and doesn't include in the contract. Another downside is that home warranties may not include some repairs, such as those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected most likely won't be covered by the home warranty.
Homeownership is a big responsibility that can be costly, but fruitful. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to determine before getting a policy.
Hopefully, this review of Miami Beach's best home warranty providers has helped you narrow down your choices and decide on a plan. The best provider in Miami Beach is Choice Home Warranty. It offers great and comprehensive coverage of all the essential home appliances and systems at an affordable cost with several add-on options.
The top home warranty provider in Miami Beach is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a respected reputation in the Miami Beach area.
A home warranty is a service contract that covers repairing and replacing your major home system components and appliances.
A home warranty helps protect against the normal wear and tear of systems and appliances in a home. Homeowners insurance protects a home in case of a situation such as a natural disaster or fire. With homeowners insurance, you won't be able to file a claim should you need a new refrigerator or dishwasher, unless the damage is a result of a natural disaster.
First-time home buyers, homeowners, home sellers, landlords, and real estate agents are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
The service fee is the price homeowner pay every time there's an issue with a system or appliance. The service fees are usually priced between $60 and $150.
Homeownership can be pricey. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any large hits to your bank account just to keep your home up and running.