A home warranty in Homestead can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
Homestead gives homeowners some beautiful living options. However, unexpected repair and replacement costs on your home's systems and appliances can get quite expensive.
Finding the best home warranties on the market can be challenging because of the numerous options out there. If you are frustrated with trying to compare the different options, keep reading for our guide on the best home warranty companies in Homestead.
Determining the right provider for your home warranty is a step you could take to protect your house. Options can vary, so take into consideration the following factors when deciding on a home warranty plan:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Homestead, Choice Home Warranty offers the best overall home warranty. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice offers 2 plans for you to choose from.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also typically around $3,000 at the maximum.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read more by visiting our comprehensive review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Homestead residents. Select has established itself as a company with a highly affordable service fee and free roof coverage upon purchase of a policy plan. It also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically around $2,000 at the maximum.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. For more information, read our review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Homestead, American Home Shield offers the most customizable home warranty. AHS has been operating for more than 25 years, making it a well-respected company in the industry. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage limits from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Homestead area.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For a more detailed breakdown, read our comprehensive review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Homestead residents. HSC is a home warranty company with 14 years of experience in the industry, and it has become one of the best providers in the business. The 2 policies that HSC offers include options for appliance and system coverage. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Homestead area.
For more information, read our thorough review of The Home Service Club. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Homestead. The 3 policies that Liberty offers include options for appliance and system coverage. With a home warranty from Liberty, you can benefit from a seamless complaint process and guaranteed service professionalism upon every repair visit. Not to mention, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is less than other providers in the Homestead area.
To read more, visit our comprehensive review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Homestead, First American Home Warranty offers the best home warranty for appliance coverage. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a mix of system and appliance coverage. First American has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are a reasonable $85.
For a more detailed breakdown, read our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Homestead. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options.
Cinch Home Services offers 3 plans for Homestead homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major systems and appliances, and service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. For more information on this provider, read our Cinch Home Services full review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Homestead
A home warranty is a protection plan for home systems and appliances. When your HVAC stops working and the repair will cost several hundred dollars, a home warranty will make sure that you're only responsible for a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after making your first payment.
Filing a claim with your home warranty company is quite straightforward. There will be either an online portal or a direct phone number to file your claim with your home warranty company. Once you file the claim, it will be assigned to a local repair technician that will come to your home and repair the issue. At this point, you pay your service fee. Service fees generally range in price from around $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty plan will cover your home's systems and appliances from normal wear and tear. The appliances that are usually covered under a home warranty include dishwasher, refrigerator, microwave, garbage disposal, clothes dryer, clothes washer, and more. The systems usually included are air conditioners, hot water heaters, ductwork, electrical systems, and plumbing systems. You can also decide to pay a bit extra for add-on coverage for items such as swimming pools, spas, roof warranty, and septic systems.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, lack of maintenance, and misuse are excluded from the home warranty policy.
Home warranty policies are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Homestead reaching upward of 83 degrees in the summer, you may find that certain appliances, such as your A.C., get a lot of use. A home warranty can considerably decrease your out-of-pocket costs should your HVAC system stop working.
Additionally, though it varies by company, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your property more attractive to potential home buyers and help your home sell faster.
One drawback of purchasing a home warranty is that there are often exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read through the contracts you're considering thoroughly to understand what is included and what isn't. Another thing to bear in mind is that some companies don't cover pre-existing problems and may require an inspection before your coverage can start. Ask the home warranty company for clarification about this if you aren't sure or if this is a problem for you.
Although home warranties do have some downsides, no matter the season, a home warranty can help reduce the inevitable expense of dealing with home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel positive that you can choose a home warranty provider in Homestead after reading our guide. Choice Home Warranty stands out as the best overall company. It offers great coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best home warranty company in Homestead is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a tremendous reputation in the Homestead area.
A home warranty is a kind of contract that covers the repairs and replacements of major home system components and appliances.
A home warranty can help homebuyers, homeowners, investors, real estate agents, and home sellers. It can offer peace of mind to anyone involved in homeownership.
The systems and appliances in a home are covered under a home warranty in Homestead. Everything from a stove to a washer can be covered under a home warranty.
A Homestead home warranty can cost anywhere from $40 to $80 a month. Higher-priced plans tend to have more coverage, a lower service fee, and higher coverage limits.
Many homeowners think a home warranty is a good investment because it can help protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the major advantages of a home warranty is that it can offer you some financial peace of mind.
