When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Homeownership in Cutler Bay has quite a few benefits, but it also does not come without its difficulties. Your home's appliances and systems will eventually need repair and this could mean a burdensome expense hitting your bank account suddenly.
Finding the best home warranty on the market can be quite challenging since there are lots of companies to decide between. That's why our team at House Method did the research and compiled a list of the best home warranty companies in Cutler Bay for you.
Deciding on the right home warranty in Cutler Bay for your family depends on the type of coverage you want, the home warranty provider you go with, and where you live, among other factors. Before deciding which home warranty to purchase, here are a few other factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Cutler Bay. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage.
Choice Home Warranty offers 2 plans for Cutler Bay homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 per covered system or appliance.
For more information, read our thorough review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Cutler Bay, Select Home Warranty is the most cost-effective home warranty. When you purchase a home warranty from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select has include differing levels of system and appliance coverage, as well as add-on options.
Select Home Warranty offers 3 plans for Cutler Bay homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. Service fees from Select are a reasonable $60. The coverage caps are also generally about $2,000.
Read more by visiting our Select Home Warranty full review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Cutler Bay. AHS has been operating for more than 25 years, making it a highly regarded company in the industry. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also around $2,500 at the maximum.
Read our American Home Shield full review to learn more. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Cutler Bay residents. HSC has been in the home warranty business for around 14 years. HSC offers 2 plans for homeowners to decide between. When you purchase a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Cutler Bay homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For a more detailed breakdown, read our thorough review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
In Cutler Bay, Liberty Home Guard offers the most trustworthy home warranty. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry. Liberty has 3 simple plans, making the selection process and policy coverage easily comprehensible.
There are 3 home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps from Liberty are about $3,000. The service fees are an affordable $75, which is lower than other providers in the Cutler Bay area.
To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281. Read more by visiting our Liberty Home Guard Review.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Cutler Bay, First American Home Warranty offers the best home warranty for appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American offers 2 plans for homeowners to choose from.
First American Home Warranty has 2 plans that provide a mix of system and appliance coverage. The coverage caps associated with First American's plans are around the $1,500 mark for many of the major systems and appliances, and service fees are a reasonable $85.
To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. Read more by visiting our First American Home Warranty full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Cutler Bay, Cinch Home Services offers the home warranty with the best workmanship guarantee. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The 3 policies that Cinch has include differing levels of system and appliance coverage, as well as add-on options.
Cinch Home Services has 3 plans that provide a mix of appliance and system coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
Read our Cinch Home Services Review to learn more. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Cutler Bay
A home warranty is a protection plan that covers home systems and appliances. When your washer or dryer stops working and the repair will cost several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage often starts without an inspection and generally goes into place about thirty days after purchasing the policy.
For Cutler Bay homeowners, when an issue arises with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal system where you can file a claim. At this point, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum cost per year that the home warranty will cover for repairs and replacements.
A home warranty will cover systems and appliances from normal wear and tear. Typical appliances covered under a home warranty plan include a microwave, washer, dryer, refrigerator, dishwasher, garbage disposal, and more. The systems that are most commonly covered will be electrical systems, heating systems, plumbing systems, air conditioners, and hot water heaters. Add-on options can vary from one plan to another but typically include things like a second refrigerator, plumbing stoppages, sprinkler system, central vacuum, and septic system.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things like pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are excluded from the home warranty policy.
Cutler Bay's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, saving you from spending unexpected money out of pocket.
Another benefit of having a home warranty while selling your home is that some providers let you transfer your home warranty to the new owners. This can make your house more attractive to potential home buyers and help your house sell faster.
There are also some drawbacks to getting a home warranty policy, like the coverage exclusions. For example, home warranties may not cover systems or appliances that already have a manufacturer's warranty. Another downside is that home warranties may exclude some repairs, such as those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected probably won't be covered by the home warranty.
Owning a home is a big responsibility that can be costly, but fruitful. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to weigh before purchasing a policy.
A home warranty in Cutler Bay can save you thousands of dollars and give you peace of mind when it comes to costly home repairs and replacements. When it comes to home warranties in Cutler Bay, the best overall is Choice Home Warranty. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The top home warranty provider in Cutler Bay is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a tremendous reputation in the Cutler Bay area.
A home warranty is a service contract that covers the repairs and replacements of your major home systems and appliances.
Home warranty plans cover problems related to home systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different kind of plan that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
The systems and appliances in a home are covered under a home warranty policy in Cutler Bay. Everything from a fridge to a swimming pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
A service fee is an expense that you must pay before a service technician or contractor comes to your home to fix your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place apart from the policy's premium.
