A home warranty is a way to protect your savings from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
Greenwood Village gives homeowners some great housing options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can do quite a bit of damage to your home's systems.
Even though a home warranty can help with your homeowner headaches, one pain point is narrowing down the best choice for your Greenwood Village home. That's why we've done the research and have made a list of the best home warranty options in Greenwood Village.
The first step in protecting your house with a home warranty is determining which provider's plan is right for you. Figure out which appliances and systems in your home you'd like coverage for and compare the plans. Before making your final decision, here are a few additional factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans typically have a thirty-day waiting period from the time you purchase to the time you can file your first claim.
When you notice an issue with one of your appliances or systems, you can submit a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to look at the problem. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will usually occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan offers coverage on your home's major appliances and systems and it can help lower the cost of maintenance on your home. The appliances typically covered under a home warranty include microwave, refrigerator, clothes dryer, dishwasher, clothes washer, garbage disposal, and more. The systems usually included are electrical systems, hot water heaters, plumbing systems, ductwork, and air conditioners. Add-on coverage options can vary by plan but often include things like a septic system, plumbing stoppages, central vacuum, second refrigerator, and sprinkler system.
A Greenwood Village home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, intentional breakages, and pre-existing conditions are not covered with a Greenwood Village home warranty.
Greenwood Village's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, saving you from spending unexpected money out of pocket.
Not only can a Greenwood Village home warranty save you money on repairs and replacements, it saves you time as well. Instead of vetting technicians on your own, home warranty providers do the work for you and send a contractor from their network right to your door when you need them.
As for the negatives of home warranties, home system and appliance coverage varies by provider so it's important to understand what each policy covers and excludes in the contract. Another drawback is that home warranties may exclude some repairs, like those that are needed because of natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted most likely won't be covered by the home warranty.
It can be hard to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. Similar to any other warranty or insurance policy, there will always be advantages and disadvantages of purchasing one but its main purpose is to offer you protection and peace of mind.
Hopefully, this review of Greenwood Village's top home warranty companies has helped you narrow down your choices and decide on a plan. The best provider in Greenwood Village is Choice Home Warranty. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Greenwood Village homeowners.
The top home warranty provider in Greenwood Village is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a great reputation in the Greenwood Village area.
A home warranty policy can help real estate agents, home sellers, homebuyers, investors, and homeowners. It can offer peace of mind to anyone involved in homeownership.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so make sure you check with the company about this.
A home warranty policy covers repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or something that happened as a result of a pre-existing condition.
A service fee is an expense that you must pay before a service technician or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place except for the policy's premium.