A home warranty is a way to protect your bank account from unexpected large expenses. With a home warranty in place, your repair costs can be significantly lower and allow you to live in your home with more peace of mind.
Owning a home in Firestone has a lot of great advantages, but there are, of course, some downsides too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranties on the market can be difficult because of the numerous options out there. If you are tired of trying to compare the different options, keep reading for our guide to the top home warranty providers in Firestone.
After researching home warranties in Firestone, the next step is to determine which company you're interested in getting a free quote from. Below is a list of factors that you'll want to take into account when choosing a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances experiences a complication. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When you have an issue with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will contact you about a repair technician coming over to take a look at the issue. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances from normal wear and tear. Typical appliances covered by a home warranty include a garbage disposal, dishwasher, microwave, refrigerator, dryer, washer, and more. The systems that are most commonly covered will be plumbing systems, heating systems, electrical systems, hot water heaters, and air conditioners. Add-on options can vary from one plan to another but often include things like a central vacuum, plumbing stoppages, septic system, sprinkler system, and second refrigerator.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are excluded from the home warranty policy.
Firestone is known for its mild winters and hot summers, and if you live in Firestone, you know that the weather can be unpredictable. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did give out, a home warranty can cover the repairs and help cut back on your out-of-pocket expenses.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you purchased your home warranty through.
One downside of signing up for a home warranty is that there are often exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read through the contracts you're considering carefully to get a sense of what is included and what isn't. Another thing to take into consideration is that some companies don't cover pre-existing conditions and may require an inspection before your coverage can begin. Ask the home warranty provider for clarification about it if you aren't sure or if this is a problem for you.
It's not always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. Like any other warranty or insurance policy, there will always be advantages and disadvantages of getting one but its main purpose is to offer you protection and peace of mind.
Hopefully, this review of Firestone's top home warranty options has helped you narrow down your choices and decide on a plan. All of these top home warranty providers have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty provides great coverage at an affordable price.
The best overall home warranty company in Firestone is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty plan covers the normal wear of systems and appliances in a home. A homeowners insurance plan protects a home in case of a situation like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new refrigerator or dishwasher, unless the damage is due to a natural disaster.
A home warranty can help homeowners, investors, home sellers, homebuyers, and real estate agents. It can offer peace of mind to anyone involved in homeownership.
Most home warranties cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A service fee is an expense that must be paid before a repair person or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty in place except for the policy's premium.