A home warranty is a way to protect your savings account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
Owning a home in Englewood has tons of great benefits, but there are, of course, some negatives too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Since the home warranty market has many providers — all with different coverage — the House Method team did the research for you to help you find the right home warranty in Englewood.
Deciding on the best home warranty in Englewood for you and your family depends on the type of coverage you're looking for, the home warranty provider you go with, and your location, among other factors. Plans can vary, so consider the following factors when picking a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty.
For Englewood homeowners, when a problem happens with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal where you can submit a claim. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally happen within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
A home warranty in Englewood typically covers the main systems and appliances in your house. The appliances usually covered under a home warranty plan are the oven, microwave, washing machine, dishwasher, dryer, refrigerator, and more. System coverage typically includes plumbing, water heaters, electrical systems, air conditioning, heating systems, and more. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like central vacuums, electronics, pools, roof leaks, spas, and sump pumps.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Englewood's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the repairs, preventing you from spending a lot of money out of pocket.
Not only can a Englewood home warranty save you some money on repairs and replacements, it saves you time as well. Instead of having to vet service technicians by yourself, home warranty companies do the work for you and send pre-screened technicians right to your door when you need them.
One disadvantage of getting a home warranty is that there are usually exclusions. For example, if one of your appliances already has a manufacturer's warranty, it may not be included in the home warranty, so it's important to read over the contracts you're considering thoroughly to understand what is included and what isn't. Also, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Owning a home is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to weigh before getting a policy.
A home warranty in Englewood can save you a lot of money and offer you peace of mind when it comes to expensive home repairs and replacements. When it comes to home warranty providers in Englewood, the best overall is Choice Home Warranty. With its comprehensive coverage, affordable pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty in Englewood is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty helps protect against the normal wear and tear of systems and appliances in a home. Homeowners insurance protects the entire home in a situation like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim if you need a new washing machine or air conditioner, unless the damage is a result of a natural disaster.
First-time home buyers, home sellers, homeowners, real estate agents, and landlords are all eligible for home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
Typically coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few companies may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any large hits to your bank account just to keep your home up and running.