A home warranty can give you the peace of mind you need about your home and shield your bank account from large expenses by covering your home's major systems and appliances.
With the extreme weather common in Denver, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Choosing the best home warranties on the market can be a challenge because of the numerous options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the best home warranty providers in Denver.
When you're ready to get a home warranty policy, the first step is figuring out what items you need coverage for. From there, you can compare plans and call different home warranty providers to get a free quote. Here are some tips on looking for a home warranty in Denver:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a home protection plan that can lower the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Denver home comfortable and convenient. When they need repairs, it can be costly and a pain. Luckily, with a home warranty in place, an affordable repair is just a phone call away.
When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a repair technician coming over to take a look at the problem. Once you file the claim, it will be assigned to a local service technician that will come to your home and take a look at the problem. At this point, you pay your service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage limit.
A home warranty in Denver usually covers the main systems and appliances in your home. Typical appliances covered under a home warranty include a microwave, garbage disposal, dishwasher, refrigerator, dryer, washer, and more. The systems that are most commonly covered will be plumbing systems, air conditioners, hot water heaters, electrical systems, and heating systems. You can also optionally choose to pay extra for add-on coverage for items such as spas, septic systems, swimming pools, and roof warranty.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things like lack of maintenance, cosmetic damages, misuse, and pre-existing conditions are excluded from the home warranty policy.
Since temperatures in Denver can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Purchasing a home warranty can help homeowners save money if one of these systems or appliances breaks down all of a sudden.
Additionally, having a home warranty can save you time by getting rid of the need to research service technicians--most companies will send a trusted professional right to your door to complete the necessary repair or replacement.
One of the major drawbacks of home warranties is not everything you care about may be covered. It's important to research the different plans and opt for one that covers all the appliances, systems, and add-ons you need. Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
A home warranty can be the solution to some of a homeowner's maintenance concerns, but ultimately, it's up to you to determine whether or not investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty plans that you're seriously considering getting to get a sense of what repairs will and will not be covered under your contract.
Hopefully, you now feel positive that you can choose a home warranty company in Denver after reading through our reviews. When it comes to home warranty company choices in Denver, the best overall is Choice Home Warranty. It offers great coverage at an affordable cost. However, other home warranties reviewed above are also great choices for Denver residents.
The top home warranty company in Denver is Choice Home Warranty. Choice Home Warranty has an expansive network of professional technicians and a tremendous reputation in the Denver area.
Home warranty policies cover problems related to home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger insurance that protects one's entire home from natural disasters and fires. It doesn't cover typical appliance or system damage.
A home warranty can help home sellers, investors, homeowners, homebuyers, and real estate agents. It can provide peace of mind and savings to anyone that is involved with homeownership.
Typically coverage for a home warranty plan begins 30 days after payment. However, a few companies may let you make a service request before this, so check with customer service to find the exact waiting period for your case.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you won't have any large hits to your savings account just to keep your home up and running.