A home warranty can give you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances.
Aurora gives homeowners some beautiful housing options. However, sudden repair and replacement costs on your home's systems and appliances can get quite costly.
Even though a home warranty can help with your homeowner headaches, one pain point is narrowing down the perfect choice for your Aurora home. That's why we've done the research and have put together a list of the top home warranty options in Aurora.
Selecting the best provider for your home warranty is the first step toward protecting your property. Below are some tips on purchasing a home warranty in Aurora:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having one in place can offer you some peace of mind and guard your savings account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum amount per year or appliance that the home warranty company will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your dishwasher suddenly stops working under normal use conditions, you can call your home warranty provider. Appliances covered under a home warranty plan are usually the dishwasher, microwave, dryer, garbage disposal, refrigerator, and more. Systems that are covered usually include water heaters, electrical systems, heating systems, air conditioners, and plumbing systems. Add-on coverage options can vary by company but typically include things like a sprinkler system, plumbing stoppages, central vacuum, septic system, and second refrigerator.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Things like misuse, cosmetic damages, pre-existing conditions, and lack of maintenance are excluded from a home warranty policy.
Since temperatures in Aurora can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Getting a home warranty policy can help homeowners save money if one of these systems or appliances stops working suddenly.
A home warranty can also provide value in other ways. For example, some policies can be transferred to another owner when you sell your home.
One major drawback of a home warranty is not every home system and appliance may be covered. It's important to compare the different plans and choose one that covers all the appliances, systems, and add-ons you need. Another thing to take into consideration is that some providers don't cover pre-existing conditions and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about it if you need more information or if this is an issue for you.
Owning a home is a big responsibility that can be costly, but valuable. A home warranty is one thing that can help ease the costs of home maintenance, but its worth for you is something you'll have to weigh before getting a policy.
A home warranty can save you a lot of money on home repairs and offer you peace of mind as a homeowner. The best provider in Aurora is Choice Home Warranty. Choice Home Warranty offers comprehensive coverage at an affordable cost.
The best home warranty company in Aurora is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Aurora area.
A home warranty is a contract that covers the repairs and replacements of major home system components and appliances.
A home warranty protects against the normal wear of systems and appliances in a home. Homeowners insurance protects the entire home in case of something such as a natural disaster or fire. With homeowners insurance, you won't be able to file a claim if you need a new refrigerator or dishwasher, unless the damage is a result of a natural disaster.
A home warranty policy can help homebuyers, homeowners, investors, real estate agents, and home sellers. It can provide peace of mind to anyone involved in homeownership.
Home warranties cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
A home warranty plan can cost on average anywhere from around $300 to $800 a year in Aurora. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.