A home warranty can offer you the peace of mind you need about your home and safeguard your savings account from large expenses by covering your home's major systems and appliances.
With the extreme weather common in Santa Ana, homes can go through quite a bit of wear and tear over time. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Finding the right home warranty plan for your Santa Ana home can be challenging, so our team at House Method did the research for you to help you find the top home warranty in Santa Ana. Keep reading for our home warranty recommendations and learn which plan works best for your home.
The first step in protecting your real estate investment with a home warranty is determining which provider's plan fits your needs. Think about the appliances and systems in your home you'd like coverage for and compare the policies. Options can vary, so take into consideration the following factors when deciding on a home warranty plan:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a coverage plan that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances less stressful. Home warranty plans usually have a thirty-day waiting period from the time you pay to the time you can start using it.
For Santa Ana homeowners, when a problem happens with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal system where a claim can be filed. At this point, you will pay a service fee, which is usually between $60 and $150 depending on what plan you choose. After the service fee is paid, a repair person will come to your home, assess the issue, and repair it. If the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty plan will cover systems and appliances that have stopped working from normal wear and tear. For example, if your washing machine suddenly stops working under normal use conditions, you can call your home warranty provider. The appliances covered are a clothes washer, refrigerator, cooktop, clothes dryer, microwave, stove, dishwasher, and more. The systems included are the plumbing, electrical, heating system, water heater, air conditioner, and more. Add-on coverage will vary from one plan to the next, but you can expect to see things such as electronics, roof leaks, spas, central vacuums, sump pumps, and pools.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like misuse, lack of maintenance, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Santa Ana's hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.
Another benefit of having a home warranty when you're selling your home is that you can probably transfer your home warranty plan to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
One of the main drawbacks of home warranties is not everything you care about may be covered. It's important to research the different policies and sign up for one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties typically only cover damage from normal wear and tear. They often won't cover home systems or appliances that have need repairs or replacements due to improper maintenance, animal infestations, natural disasters, etc.
A home warranty can be the solution to some of a homeowner's maintenance worries, but in the end, it's up to you to determine if investing in one is the right move for you and your family. Make sure you do your research and read through any home warranty policy that you're considering getting to get a sense of what repairs will and will not be covered under your contract.
A home warranty can save you a lot of money on home repairs and offer you peace of mind as a homeowner in Santa Ana. Choice Home Warranty stands out as the best overall company. It offers great coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
Our pick for the best overall home warranty company in Santa Ana is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a of service contract designed to give homeowners extra coverage for their household systems and appliances. These include garbage disposals, washing machines, dishwashers, dryers, refrigerators, electrical systems, water heaters, sump pumps, plumbing, and heating and cooling systems, among others. Some policies also provide coverage for ceiling fans, pools, garage door openers, and roofs. A home warranty can help you save money if these appliances and systems fail unexpectedly.
A home warranty covers repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.
The service fee is the price homeowner pay every time there's a problem with a home system or appliance. The service fees are typically between $60 and $150.
A home warranty can cost on average around $300 to $800 a year in Santa Ana. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by choosing a higher service fee. In addition, it's usually cheaper to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. The key is to compare plans to determine what the best price is.