A home warranty is a way to protect your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be remarkably lower and allow you to live in your home with more peace of mind.
With sunshine year round, Rialto is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
Finding the right home warranty plan for your Rialto home can be time-consuming, so our team at House Method did the research for you to help you find the top home warranty in Rialto. Keep reading for our home warranty recommendations and find out which plan works best for your home.
Now that you're ready to sign up for a home warranty policy, the first step is figuring out what items you need coverage for. From there, you can compare your options and contact different home warranty companies for a free quote. Options can vary, so take into consideration the following factors when deciding on a home warranty policy:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Rialto, Choice Home Warranty offers the best overall home warranty. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 policies that Choice has include differing levels of system and appliance coverage, as well as add-on options.
Choice Home Warranty offers 2 plans for Rialto homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Rialto area.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Rialto, Select Home Warranty offers the most cost-effective home warranty. Select is a home warranty company with 10 years of experience in the industry, and it has become one of the best providers in the business. The 3 plans that Select offers include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 for each covered system or appliance.
For a more detailed breakdown, read our review of Select Home Warranty. To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Rialto. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, AHS is the perfect provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also about $2,500 at the maximum.
Read more by visiting our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Rialto, The Home Service Club offers the best home warranty with the quickest service. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to about $2,000 per covered system or appliance.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. To read more, visit our review of The Home Service Club.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Rialto, First American Home Warranty is the best home warranty for appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The 2 plans that First American has include options for appliance and system coverage.
First American Home Warranty offers 2 plans for Rialto homeowners. The Basic Plan and Premier Plan are the options they have, which have a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to about $1,500 for each covered appliance or system.
To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164. For more information, read our detailed review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Rialto. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process quick and easy.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically around $1,000-$2,000 at the maximum.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For more information on this provider, read our thorough review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Rialto
A home warranty is a protection plan for home systems and appliances. When your washer or dryer stops working and the repair is several hundred dollars, a home warranty will make sure that you're only responsible for a predetermined service fee. Home warranty coverage usually starts without an inspection and you can generally start using it about thirty days after purchasing the policy.
When you have a system or appliance that experiences an issue, you file a claim with your service provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. At this point, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage limit, which is the maximum cost per appliance that the home warranty plan will cover for repairs and replacements.
A home warranty in Rialto typically covers the main systems and appliances in your home. Typical appliances covered under a home warranty plan include a garbage disposal, microwave, dryer, dishwasher, washer, refrigerator, and more. The systems that are most commonly covered will be air conditioners, heating systems, plumbing systems, hot water heaters, and electrical systems. Add-on options can vary by provider but often include things such as a septic system, second refrigerator, plumbing stoppages, central vacuum, and sprinkler system.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as misuse, cosmetic damages, pre-existing conditions, and lack of maintenance are excluded from the home warranty policy.
Another added benefit of having home warranty coverage is that it can raise your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
One of the major drawbacks of home warranties is not everything may be covered. It's important to compare the different plans and get one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They often won't cover home systems or appliances that have been damaged due to improper maintenance, animal infestations, natural disasters, etc.
Whether or not a home warranty is worth it comes down to your personal situation. Like any other kind of insurance policy or warranty, it's there to offer you a sense of protection, so you will have to decide how much that is worth to you.
We hope you now feel positive that you can choose a home warranty in Rialto after going through our guide. All of these top companies have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Choice Home Warranty offers comprehensive coverage at an affordable cost.
The best home warranty company in Rialto is Choice Home Warranty. Choice Home Warranty has a large network of professional contractors and a great reputation in the Rialto area.
A home warranty is a contract that covers the repairs and replacements of major home system components and appliances.
Usually coverage for a home warranty policy begins 30 days after the payment receipt. However, a few providers may allow you to file a claim before this, so verify with customer service to find the exact waiting period for your case.
Most home warranties are going to cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you will not have any large hits to your bank account for home maintenance.