A home warranty in Rancho Cucamonga can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
With sunshine year round, Rancho Cucamonga is a great place to own a home. However, homeownership comes with its challenges, like repairing and replacing your home's systems and appliances.
Finding the best home warranty on the market can be quite difficult as there are so many companies to choose from. That's why our team at House Method did the research and made a list of the top home warranty companies in Rancho Cucamonga for you.
Picking the right home warranty in Rancho Cucamonga for you and your family comes down to the coverage you need, the home warranty company you go with, and where you live, among other factors. Here are some factors to consider when purchasing a home warranty in Rancho Cucamonga:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Rancho Cucamonga. Choice offers 2 plans for homeowners to choose from. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Rancho Cucamonga homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read our comprehensive review of Choice Home Warranty to learn more.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Rancho Cucamonga residents. Select is a home warranty provider with 10 years of experience in the industry, and it has become one of the best providers in the business. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select offers 3 plans for homeowners to choose from.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also typically around $2,000.
To read more, visit our detailed review of Select Home Warranty. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Rancho Cucamonga. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for you to choose from.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also typically around $2,500.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. To read more, visit our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Rancho Cucamonga. The 2 plans that HSC has include options for appliance and system coverage. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 for each covered appliance or system.
Read more by visiting our The Home Service Club Review. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Rancho Cucamonga, First American Home Warranty is the best home warranty for appliance coverage. The 2 plans from First American are easily comprehensible and offer a mix of both system and appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 for each covered system or appliance.
Read more by visiting our thorough review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Rancho Cucamonga. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. Cinch offers 3 plans for you to choose from.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each covered system or appliance.
Read more by visiting our comprehensive review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Rancho Cucamonga
A home warranty is a protection plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances easier. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can start using it.
Filing a claim with your home warranty company is easy. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. Once you file the claim, it will be assigned to a local technician that will come to your home and look at the issue. At this point, you pay the service fee. Service fees usually range in price from about $60 to $150 and this is the only out-of-pocket fee you will need to pay unless the repair cost is higher than your home warranty's coverage limit.
Home warranty plans help protect both your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. Typical appliances covered under a home warranty include a dishwasher, garbage disposal, dryer, refrigerator, washer, microwave, and more. The systems that are most commonly covered will be heating systems, hot water heaters, air conditioners, electrical systems, and plumbing systems. Add-on coverage will vary from plan to plan, but you can expect to see things like roof leaks, electronics, pools, spas, sump pumps, and central vacuums.
A Rancho Cucamonga home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, pre-existing conditions, and natural disasters are not covered with a Rancho Cucamonga home warranty.
Z
In addition, though it varies by company, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your property more attractive to potential home buyers and help your home sell faster.
One major drawback of home warranties is not everything may be covered. It's important to research the different plans and sign up for one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They often won't cover systems or appliances that have been damaged due to animal infestations, natural disasters, improper maintenance, etc.
Although home warranties do have some downsides, no matter the season, a home warranty can help mitigate the inevitable expense of home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel positive that you can choose a home warranty in Rancho Cucamonga after reading through our reviews. Choice Home Warranty stands out as the best overall home warranty. Choice Home Warranty provides great coverage at an affordable cost.
The top home warranty provider in Rancho Cucamonga is Choice Home Warranty. Choice Home Warranty has a large network of professional technicians and a tremendous reputation in the Rancho Cucamonga area.
A home warranty is a type of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, garbage disposals, dryers, washing machines, dishwashers, sump pumps, plumbing, heating and cooling systems, electrical systems, and water heaters, among others. Some companies also provide coverage for pools, ceiling fans, garage door openers, and roofs. A home warranty can help you save money if these items fail unexpectedly.
A home warranty plan covers the normal wear and tear of systems and appliances in a home. Homeowners insurance protects the entire home in a situation like a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim if you need a new dryer or stove, unless the damage is a result of a natural disaster.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
The service fee is the price homeowner pay every time there is a problem with a home system or appliance. The service fees are typically priced between $60 and $150.
