A Pacifica home warranty plan can help protect you by lowering the costs of major repairs and replacements on your home's appliances and systems.
Pacifica gives homeowners some great living options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can put quite a strain on your home's systems.
Finding the best home warranty on the market can be quite difficult as there are lots of companies to choose from. That's why the House Method team did the research and made a list of the top home warranty companies in Pacifica for you.
When you're ready to get a home warranty, the first step is considering what appliances and systems you need coverage for. From there, you can compare your options and call different home warranty providers to get a free quote. Before deciding which home warranty to purchase, here are a few additional factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Pacifica, Choice Home Warranty is the best overall home warranty. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 home warranty plans that Choice has include differing levels of system and appliance coverage, as well as add-on options.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Pacifica area.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Pacifica residents. Select is a home warranty provider with 10 years of experience in the industry, and it has proved to be one of the best providers in the business. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 policies that Select has include options for appliance and system coverage.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are about $2,000. The service fees are a reasonable $60, which is less than other providers in the Pacifica area.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read more by visiting our full review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Pacifica residents. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 policies that AHS has include differing levels of system and appliance coverage, as well as add-on options.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are around the $2,500 mark for most major systems and appliances, and service fees are customizable and range from $75 to $125.
Read more by visiting our American Home Shield full review. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Pacifica. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are around the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read our The Home Service Club full review to learn more.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Pacifica. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 plans for you to decide between.
The 2 plans from First American Home Warranty are Basic Plan and Premier Plan. The coverage caps associated with First American's plans are close to the $1,500 mark for most major systems and appliances, and service fees are a reasonable $85.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For a more detailed breakdown, read our First American Home Warranty full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Pacifica, Cinch Home Services offers the home warranty with the best workmanship guarantee. When you purchase a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are comprehensive and offer a mix of both system and appliance coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Pacifica area.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For a more detailed breakdown, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Pacifica
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
For Pacifica homeowners, when a problem comes up with a covered appliance or system, it is very easy to file a claim. Most home warranty providers have an online portal system where a claim can be submitted. At this point, you will also have to pay your service fee. Once the repair technician looks at the problem, they will take care of it at no cost to you. The only time you may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty in Pacifica typically covers the main systems and appliances in the home. Appliances covered under a home warranty plan are typically the microwave, dishwasher, garbage disposal, dryer, refrigerator, and more. Systems that are covered usually include heating systems, water heaters, electrical systems, air conditioners, and plumbing systems. Many home warranty plans also offer add-on coverage options like central vacuum, roof leaks, septic systems, and even locksmith.
A Pacifica home warranty will only protect against normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, natural disasters, and intentional breakages are not covered with a Pacifica home warranty.
Home warranty policies are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Pacifica hitting upward of 65 degrees in the summer, you may find that some appliances, like your air conditioning system, get a lot of use. A home warranty can considerably lower your out-of-pocket costs should your HVAC system stop working.
Additionally, having a home warranty can save you time by getting rid of the need to research technicians--most companies will send a trusted professional right to your door to do the necessary repair or replacement.
One downside of a home warranty is that there are often exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read over any contracts you're considering thoroughly to understand what is included and what isn't. Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Whether or not a home warranty is worth it ultimately comes down to your personal situation. Similar to any other type of insurance policy or warranty, its purpose is to give you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, this review of Pacifica's top home warranty options has helped you narrow down your choices and ultimately find the right plan for you. Choice Home Warranty is the best overall home warranty provider in Pacifica. Its comprehensive coverage, fair pricing, and easy to understand plans make it a great home warranty for Pacifica homeowners.
Our pick for the best overall home warranty company in Pacifica is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty policy can help homeowners, homebuyers, real estate agents, investors, and home sellers. It can provide peace of mind and savings to anyone involved in homeownership.
Typically coverage for a home warranty policy begins 30 days after the payment receipt. However, a few providers may let you make a service request before this, so check with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty policy in Pacifica. Everything from a oven to a swimming pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the policy limits of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay the rest out of pocket.
A service fee is a cost that you must pay before a repair technician or contractor comes to your home to fix your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty except for the policy's premium.
