A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
With hot summers, working home appliances and systems, particularly HVAC, are extremely important for homeowners in the Ontario area of California.
Finding the right home warranty plan for your Ontario home can be difficult, so our team at House Method did the research for you to help you find the best home warranty in Ontario. Read on for our home warranty recommendations and learn which plan works best for your home.
When you're ready to buy a home warranty, the first step is thinking about what items you want coverage for. After that, you can compare plans and call different home warranty companies to get a free quote. Below is a list of factors that you'll want to take into consideration when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Ontario residents. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 policies that Choice has include options for appliance and system coverage.
Choice Home Warranty offers 2 plans for Ontario homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is lower than other providers in the Ontario area.
To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. Read more by visiting our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty for Ontario residents. Select has more than 10 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. The 3 plans that Select has include options for appliance and system coverage. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, you'll want to have this plan on your side. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are a reasonable $60.
Read our review of Select Home Warranty to learn more. To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Ontario. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage.
American Home Shield has 3 plans that offer a mix of system and appliance coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Ontario area.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information on this provider, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Ontario. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for homeowners to decide between.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000.
Read our The Home Service Club Review to learn more. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty is the best home warranty for appliance coverage for Ontario residents. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American offers 2 plans for homeowners to decide between.
First American Home Warranty has 2 plans that provide a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage caps come out to about $1,500 per covered system or appliance.
Read our review of First American Home Warranty to learn more. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Ontario, Cinch Home Services offers the home warranty with the best workmanship guarantee. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 per covered appliance or system.
For more information, read our Cinch Home Services Review. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Ontario
A home warranty is a coverage plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans generally have a thirty-day waiting period from the time you pay to the time you can start using it.
Filing a claim with your home warranty company is very simple. There will be either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will also pay your service fee. Once the repair person fixes the issue, they will deal with it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. Typical appliances covered by a home warranty plan include a dryer, dishwasher, refrigerator, microwave, garbage disposal, washer, and more. The systems that are most commonly covered will be air conditioners, heating systems, hot water heaters, electrical systems, and plumbing systems. Many home warranty plans also have add-on coverage options like central vacuum, locksmith, roof leaks, and even septic systems.
Ontario homeowners should be aware that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, cosmetic issues, natural disasters, or pre-existing conditions. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Home warranties are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Ontario reaching upward of 77 degrees in the summer, you may find that certain appliances, such as your air conditioning unit, get a lot of use. A home warranty can remarkably lower your out-of-pocket costs should your HVAC system stop working.
In addition, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your house more attractive to potential home buyers and help your home sell faster.
One of the main drawbacks of a home warranty is not every home system and appliance you care about may be covered. It's important to research the different plans and sign up for one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties usually only cover damage from normal wear and tear. They often won't cover home systems or appliances that have need repairs or replacements due to natural disasters, improper maintenance, animal infestations, etc.
A home warranty can help ease some of a homeowner's maintenance troubles, but in the end, it's up to you to determine whether or not investing in one is a good choice for you and your family. Be sure to do your research and read through any home warranty policy that you're considering buying to get a handle on what repairs will and will not be covered under your contract.
A home warranty in Ontario can save you a lot of money and give you peace of mind when it comes to pricey home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Ontario. With its comprehensive plans, affordable cost, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best home warranty provider in Ontario is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a respected reputation in the Ontario area.
A home warranty is a of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, dishwashers, dryers, garbage disposals, washing machines, water heaters, plumbing, sump pumps, electrical systems, and heating and cooling systems, among others. Some policies also provide coverage for garage door openers, pools, roofs, and ceiling fans. A home warranty can help you save money if these appliances and systems fail unexpectedly.
The systems and appliances in a home are covered under a home warranty plan in Ontario. Everything from a stove to a swimming pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.
A Ontario home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans usually have higher coverage limits, more coverage, and a lower service fee.
