A Oak Hills home warranty can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Although homeownership in Oak Hills has a great number of benefits, such as being surrounded by nature, there are also downfalls, similar to owning a house anywhere else. One major worry many homeowners have to deal with at some point is replacing or repairing their appliances and home systems.
Although a home warranty can help with your homeowner concerns, one pain point is narrowing down the right choice for your Oak Hills home. That's why we've done the research and have compiled a guide of the top home warranty options in Oak Hills.
Once you're ready to sign up for a home warranty plan, the first step is figuring out what items you need coverage for. After that, you can compare plans and call different home warranty providers for a free quote. Before making your final decision, here are a few other factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Oak Hills
A home warranty is a coverage plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances easier. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time they start.
For Oak Hills homeowners, when a problem comes up with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal where you can file a claim. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
A home warranty plan will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your dishwasher suddenly stops working under normal use conditions, this is a perfect time to call your home warranty company. The appliances commonly covered under a home warranty plan are the dryer, washing machine, refrigerator, microwave, oven, dishwasher, and more. System coverage typically includes air conditioning, heating systems, plumbing, electrical systems, water heaters, and more. Many home warranty plans also provide add-on coverage options like central vacuum, roof leaks, septic systems, and even locksmith.
A Oak Hills home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a Oak Hills home warranty.
Oak Hills' hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the repairs, saving you from spending a lot of money out of pocket.
Another added benefit of having home warranty coverage is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
As for the negatives of home warranties, home system and appliance coverage varies by provider so it's important to review what each plan covers and doesn't include in the contract. Another possible pain point of home warranties is that they don't cover items that have been improperly maintained. This can lead to your repair requests being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it ultimately depends on your personal situation. Similar to any other kind of insurance policy or warranty, its purpose is to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel as though you can choose the best home warranty for your Oak Hills home. All of these top home warranty companies have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, fair pricing, and easy to understand plans make it a great home warranty for Oak Hills homeowners.
The top home warranty company in Oak Hills is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a respected reputation in the Oak Hills area.
A home warranty is a service contract that covers the repairs and replacements of major home system components and appliances.
Home warranties cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
Most home warranty plans have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
Most home warranties will cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. Home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.