A home warranty can bring you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
Owning a home in Montclair has tons of great advantages, but there are, of course, some downsides too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranty plan for your Montclair home can be time-consuming, so our team at House Method did the research for you to help you find the best home warranty in Montclair. Read on for our home warranty recommendations and learn which plan works best for your home.
When you're ready to purchase a home warranty, the first step is considering what appliances and systems you want coverage for. From there, you can compare plans and contact different home warranty providers for a free quote. Options can vary, so take into consideration the following factors when choosing a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Montclair. The 2 policies that Choice offers include options for appliance and system coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 for each covered appliance or system.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For more information, read our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Montclair residents. If you're looking for a highly affordable service fee and free roof coverage upon purchase of a policy plan, this is the plan for you. Plus, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process easy.
Select Home Warranty offers 3 plans for Montclair homeowners. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options they have, which have a mix of system and appliance coverage. The coverage limits from Select are around $2,000. The service fees are a reasonable $60, which is less than other providers in the Montclair area.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. To read more, visit our Select Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Montclair residents. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, you'll want to have this plan on your side. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 for each covered system or appliance.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. For a more detailed breakdown, read our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Montclair. The 2 policies that HSC offers include options for appliance and system coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is less than other providers in the Montclair area.
Read our review of The Home Service Club to learn more. To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Montclair, First American Home Warranty offers the best home warranty for appliance coverage. The 2 plans from First American are easy to comprehend and have a mix of both system and appliance coverage. If you're looking for very affordable and comprehensive appliance coverage, First American is the perfect provider for you. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that offer a combination of appliance and system coverage. The coverage caps from First American are about $1,500. The service fees are a reasonable $85, which is cheaper than other providers in the Montclair area.
To read more, visit our detailed review of First American Home Warranty. To receive a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Montclair. Cinch has been on the market for around 43 years, making it a well-respected company in the industry. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, Cinch is the perfect provider for you. Plus, it has a broad range of coverage options that will give homeowners peace of mind. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For more information, read our thorough review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Montclair
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances experiences an issue. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty plan, the coverage will start on your home systems and appliances.
For Montclair homeowners, when an issue comes up with a covered appliance or system, it is very easy to file a claim. Most home warranty companies have an online portal system where a claim can be filed. At this point, you will pay a service fee, which is generally between $60 and $150 depending on what plan you select. After the service fee is paid, a repair person will come to your home, assess the issue, and repair it. As long as the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs .
A home warranty in Montclair usually covers the main systems and appliances in the home. The appliances commonly covered under a home warranty plan are the microwave, oven, refrigerator, washing machine, dishwasher, dryer, and more. System coverage typically includes water heaters, plumbing, air conditioning, heating systems, electrical systems, and more. Add-on coverage will vary from one plan to another, but you can expect to see things such as roof leaks, central vacuums, sump pumps, spas, electronics, and pools.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as misuse, cosmetic damages, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Temperatures in Montclair can get quite high in the summer, which means your air conditioner is likely to get a decent amount of use. As a homeowner in Montclair, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered if they need to be repaired or replaced.
On top of saving you money on out-of-pocket expenses, a home warranty can offer you peace of mind and save you the hassle of trying to find a qualified contractor to visit your home. Home warranties usually have a network of pre-vetted contractors who can handle any repair issues you may have.
There are also some negatives to purchasing a home warranty policy, like the coverage exclusions. For example, home warranties may not cover systems or appliances that are already covered under a manufacturer's warranty. Another thing to consider is that some providers don't cover pre-existing damage and may require an inspection before your coverage can begin. Ask the home warranty company for clarification about this if you aren't sure or if this is a problem for you.
It isn't always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be advantages and disadvantages of getting one but its main purpose is to provide protection and peace of mind.
Hopefully, this review of Montclair's best home warranty providers has helped you narrow down your choices and ultimately find the right plan for you. Choice Home Warranty is the best overall home warranty provider in Montclair. It offers great coverage at an affordable monthly or annual cost. However, other companies reviewed above also give great coverage choices for Montclair residents.
Our pick for the best overall home warranty provider in Montclair is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
Home warranties cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system breakage.
A home warranty policy can help investors, real estate agents, homebuyers, home sellers, and homeowners. It can provide peace of mind and savings to anyone that is involved with homeownership.
The systems and appliances in a home are covered under a home warranty policy in Montclair. Everything from a stove to a pool can be covered under a home warranty.
A service fee is a cost that a homeowner pays before a service technician or contractor comes to your home to fix your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty except for the monthly premium/annual cost.
Many homeowners find a home warranty is a good investment since it can help protect against unexpected expenses. If you're worried about your budget and your ability to keep your home in good working order, having a home warranty can help. One of the major positives of a home warranty is that it can provide you some financial peace of mind.
