A Los Angeles home warranty plan can help protect you by cutting the costs of major repairs and replacements on your home's appliances and systems.
Being a homeowner in Los Angeles is an excellent option for those who love bustling cities. However, as great as Los Angeles is, homeownership always comes with its fair share of hardships, such as trying to deal with your appliance and system repairs yourself.
Finding the best home warranties on the market can be challenging because of the numerous options out there. If you are tired of trying to compare the different options, keep reading for our guide on the top home warranty providers in Los Angeles.
After reviewing the basics of home warranties in Los Angeles, the next step is to figure out which company you'd like to receive a free quote from. When trying to decide which home warranty provider is the best fit for you, here are some important factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Los Angeles, Choice Home Warranty offers the best overall home warranty. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options.
Choice Home Warranty offers 2 plans for Los Angeles homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also typically around $3,000 at the maximum.
For a more detailed breakdown, read our Choice Home Warranty full review. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Los Angeles, Select Home Warranty offers the most cost-effective home warranty. Select has about 10 years of industry experience and in that time has built a an expansive network of service technicians nationwide. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage. With a home warranty from Select, you can benefit from a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Service fees from Select are a reasonable $60. The coverage caps are also generally about $2,000 at the maximum.
To receive a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read more by visiting our review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Los Angeles. The 3 plans from AHS are easily comprehensible and offer a mix of both system and appliance coverage. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 for each covered system or appliance.
Read our full review of American Home Shield to learn more. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Los Angeles. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for homeowners to decide between.
The Home Service Club offers 2 plans for Los Angeles homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
Read our review of The Home Service Club to learn more. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Los Angeles, First American Home Warranty offers the best home warranty for appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options.
First American Home Warranty has 2 plans that offer a combination of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 for each covered appliance or system.
For a more detailed breakdown, read our full review of First American Home Warranty. To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Los Angeles residents. When you buy a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 home warranty plans that Cinch offers include options for appliance and system coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To read more, visit our full review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Los Angeles
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and protect your bank account from unexpected out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty company. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will usually happen within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees range between $60 and $150.
A home warranty in Los Angeles usually covers the main systems and appliances in the house. The appliances that are usually covered under a home warranty include garbage disposal, refrigerator, clothes dryer, clothes washer, microwave, dishwasher, and more. The systems usually included are ductwork, electrical systems, hot water heaters, air conditioners, and plumbing systems. Many plans also provide add-on coverage options like septic systems, locksmith, central vacuum, and even roof leaks.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things like lack of maintenance, misuse, pre-existing conditions, and cosmetic damages are not included in the home warranty policy.
Temperatures in Los Angeles can get quite high in the summer, which means your air conditioner is most likely going to get a decent amount of use. As a homeowner in Los Angeles, one benefit of having a home warranty is that these home systems and major appliances can be covered if they have to be repaired or replaced.
Another good thing about having a home warranty while selling your home is that some providers let you transfer your home warranty plan to the new owners. It can make your home more attractive to potential home buyers and help your home sell faster.
As for the negatives of home warranties, system and appliance coverage varies by company so it's important to read what each plan covers and excludes in the contract. Another drawback is that home warranties may not include some repairs, such as those due to natural disasters. For example, if your house floods, the systems and appliances that were impacted probably won't be covered by the home warranty.
It can be difficult to budget for the unexpected expenses that can come with homeownership, but a home warranty can help with that. As with any sort of warranty or insurance policy, there will always be advantages and disadvantages of buying one but its main purpose is to provide protection and peace of mind.
We hope you now feel confident that you can choose a home warranty company in Los Angeles after going through our guide. Choice Home Warranty stands out as the best overall home warranty. Choice Home Warranty provides home warranties with great coverage at an affordable price.
The top home warranty provider in Los Angeles is Choice Home Warranty. Choice Home Warranty has an expansive network of professional contractors and a respected reputation in the Los Angeles area.
A home warranty policy can help home sellers, investors, homeowners, homebuyers, and real estate agents. It can provide peace of mind to anyone involved in homeownership.
Most home warranty companies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
Home warranties will cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
A Los Angeles home warranty can cost anywhere from $40 to $80 a month. The higher-priced plans usually have a lower service fee, higher coverage limits, and more coverage.