A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and give you some peace of mind.
Owning a home in Home Gardens has many great benefits, but there are, of course, some downsides too. The hot, humid weather can cause problems in a home and destroy some systems and appliances.
Finding the best home warranties on the market can be a challenge because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the top home warranty companies in Home Gardens.
After reviewing the basics of home warranties in Home Gardens, your next step is to decide which company you're interested in getting a free quote from. Before making your final decision, here are a few other factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Home Gardens. Choice offers 2 plans for you to choose from. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice's service fees are an affordable $85, and the coverage limits come out to about $3,000 per covered system or appliance.
To read more, visit our Choice Home Warranty full review. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
In Home Gardens, Select Home Warranty is the most cost-effective home warranty. Select has been in business for around 10 years, making it a respected company in the industry. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 plans for homeowners to decide between.
Select Home Warranty has 3 plans that offer a mix of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage caps come out to around $2,000 for each covered appliance or system.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. Read our Select Home Warranty Review to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Home Gardens residents. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 home warranty plans that AHS offers include options for appliance and system coverage.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 per covered appliance or system.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. Read our comprehensive review of American Home Shield to learn more.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Home Gardens, The Home Service Club is the best home warranty with the quickest service. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. To read more, visit our The Home Service Club full review.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Home Gardens, First American Home Warranty offers the best home warranty for appliance coverage. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. With a home warranty from First American, you can enjoy very affordable and comprehensive appliance coverage. Not to mention, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American's service fees are a reasonable $85, and the coverage caps come out to around $1,500 for each covered appliance or system.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164. For a more detailed breakdown, read our comprehensive review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for Home Gardens residents. Cinch offers 3 plans for homeowners to decide between. If you're looking for a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done, you'll want to have this plan on your side. Plus, it has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also around $1,000-$2,000.
For more information, read our review of Cinch Home Services. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Home Gardens
A home warranty is a service contract that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans typically have a thirty-day waiting period from the time you pay to the time you can start using it.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to look at the issue. At this point, you will pay your service fee, which is generally between $60 and $150 depending on what plan you opt for. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs apart from the service fee.
Home warranties help protect both home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear . The appliances commonly covered under a home warranty plan are the refrigerator, dryer, dishwasher, oven, washing machine, microwave, and more. System coverage typically includes heating systems, electrical systems, plumbing, air conditioning, water heaters, and more. Add-on coverage will vary from plan to plan, but you can expect to see add-ons like electronics, roof leaks, spas, central vacuums, sump pumps, and pools.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Things such as pre-existing conditions, misuse, lack of maintenance, and cosmetic damages are excluded from a home warranty policy.
Home warranty plans are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Home Gardens hitting upward of 79 degrees in the summer, you may find that some appliances, like your air conditioner, get a lot of use. A home warranty can remarkably bring down your out-of-pocket expenses should your HVAC system break down.
A home warranty can also provide value in other ways. For example, some plans can be transferred to another owner when you sell your home.
One major drawback of a home warranty is not every home system and appliance you care about may be covered. It's important to weigh the different plans and sign up for one that covers all the appliances, systems, and add-ons you need. Another downside is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
It isn't always easy to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. Similar to any other warranty or insurance policy, there will always be pros and cons of purchasing one but its main purpose is to provide protection and peace of mind.
Hopefully, you now feel like you can select the best home warranty for your Home Gardens home. Choice Home Warranty stands out as the best overall provider. With its comprehensive plans, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty company in Home Gardens is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty covers the normal wear of home systems and appliances. Homeowners insurance protects the entire home in case of something such as a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim if you need a new refrigerator or oven, unless the damage is a result of a natural disaster.
A home warranty policy can help homebuyers, real estate agents, home sellers, homeowners, and investors. It can provide peace of mind to anyone that is involved with homeownership.
A service fee is a cost that a homeowner pays before a service technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty apart from the monthly premium/annual cost.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty plan, you won't have any large hits to your savings account just to keep your home up and running.
