When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less anxious about homeownership.
With the extreme weather common in Citrus Heights, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your air conditioning go out in the middle of a hot summer.
Finding the best home warranties on the market can be quite a challenge because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the best home warranty providers in Citrus Heights.
Choosing the right home warranty in Citrus Heights for you and your family depends on the coverage you need, the home warranty provider you go with, and where you live, among other factors. Below are some factors to consider when looking for a home warranty in Citrus Heights:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty in Citrus Heights. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easily comprehensible and have a mix of both system and appliance coverage.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also typically about $3,000.
To read more, visit our review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Citrus Heights. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps from Select are about $2,000. The service fees are a reasonable $60, which is cheaper than other providers in the Citrus Heights area.
Read more by visiting our Select Home Warranty Review. To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Citrus Heights, American Home Shield offers the most customizable home warranty. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process quick and easy.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to about $2,500 per covered system or appliance.
To read more, visit our American Home Shield Review. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Citrus Heights residents. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easy to comprehend and offer both system and appliance coverage.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 for each covered appliance or system.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. To read more, visit our review of The Home Service Club.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Citrus Heights. If you're looking for very affordable and comprehensive appliance coverage, you'll want to have this plan on your side. Plus, it has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American offers 2 plans for you to decide between.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. First American has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are a reasonable $85.
For a more detailed breakdown, read our review of First American Home Warranty. To get a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Citrus Heights residents. Cinch has been in business for around 43 years, making it a well-regarded company in the industry. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 plans for homeowners to choose from.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $150.
To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Citrus Heights
A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances experiences a complication. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is easy. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair . This repair will typically happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. The appliances usually covered under a home warranty include clothes washer, garbage disposal, dishwasher, refrigerator, microwave, clothes dryer, and more. The systems usually included are ductwork, plumbing systems, electrical systems, air conditioners, and hot water heaters. Add-on coverage options can vary from one plan to another but commonly include things such as a central vacuum, second refrigerator, sprinkler system, septic system, and plumbing stoppages.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Temperatures in Citrus Heights can get quite high in the summer, which means your air conditioner is likely to get a lot of use. As a homeowner in Citrus Heights, one of the benefits of having a home warranty is knowing that these home systems and major appliances can be covered if they need to be repaired or replaced.
Not only can a Citrus Heights home warranty save you some money on repairs and replacements, it saves you time as well. Instead of needing to vet contractors yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
Home warranties also have some downsides. Though it can be convenient that the home warranty sends out a repair person who takes care of the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's important to you, some home warranty plans allow you to select a contractor. Another drawback is that home warranties may not include some repairs, like those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were impacted probably won't be covered by the home warranty.
A home warranty can aid with some of a homeowner's maintenance headaches, but ultimately, it's up to you to determine whether or not investing in one is the right move for you and your family. Be sure to do your research and read over any home warranty plans that you're considering getting to get a handle on what repairs will and will not be covered under your contract.
We hope you now feel positive that you can choose a home warranty provider in Citrus Heights after going through our guide. Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Citrus Heights homeowners.
The best home warranty provider in Citrus Heights is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced technicians and a great reputation in the Citrus Heights area.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, washing machines, dishwashers, dryers, garbage disposals, plumbing, sump pumps, electrical systems, water heaters, and heating and cooling systems, among others. Some companies also offer coverage for pools, roofs, ceiling fans, and garage door openers. A home warranty can help you save money if these items fail unexpectedly.
A home warranty policy can help homeowners, home sellers, investors, homebuyers, and real estate agents. It can offer peace of mind and savings to anyone involved in homeownership.
Most home warranty companies have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
Most home warranties cover replacement costs as well as repair costs. How much the coverage cap is varies from one plan to the next. Your home warranty will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A Citrus Heights home warranty can cost between $40 and $80 a month. The higher-priced plans tend to have a lower service fee, higher coverage limits, and more coverage.
