When one of your systems or appliances stops working, a home warranty will step in to help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Berkeley gives homeowners some great housing options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can do quite a bit of damage to your home's systems.
Finding the best home warranty on the market can be quite time-consuming since there are lots of companies to decide between. That's why our team at House Method did the research and made a list of the best home warranty companies in Berkeley for you.
The first step in protecting your house with a home warranty is determining which provider's plan fits your needs. Consider the appliances and systems in your home you want coverage for and compare the plans. Plans can vary, so consider the following factors when choosing a home warranty company:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Berkeley
A home warranty is a protection plan that lowers the cost of repairs when one of your home systems or appliances experiences an issue. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
For Berkeley homeowners, when an issue comes up with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal system where a claim can be filed. At this point, you will also have to pay your service fee. Once the contractor fixes the issue, they will handle it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty will cover your home's systems and appliances from normal wear . Appliances covered under a home warranty plan are typically the microwave, dryer, garbage disposal, refrigerator, dishwasher, and more. Systems that are covered usually include heating systems, air conditioners, water heaters, electrical systems, and plumbing systems. The add-on coverages can include pool, septic system, roof leak, spa, and sometimes even things like locksmith or pest control.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, pre-existing conditions, misuse, and cosmetic damages are excluded from the home warranty policy.
Since temperatures in Berkeley can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Buying a home warranty can help homeowners save money if one of these systems or appliances stops working suddenly.
Additionally, having a home warranty can save you time by eliminating the need to research contractors--most providers will send a trusted professional right to your door to do the necessary repair or replacement.
There are also some negatives to purchasing a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another stipulation is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover systems or appliances that have stopped working due to natural disasters, improper maintenance, animal infestations, etc.
Owning a home is a big responsibility that can be costly, but worthwhile. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to weigh before taking the leap and purchasing a policy.
Hopefully, you now feel like you can choose the proper home warranty for your Berkeley home. Choice Home Warranty stands out as the best overall provider. It offers great and comprehensive coverage of all the essential home systems and appliances at an affordable cost with several optional add-ons.
The best overall home warranty company in Berkeley is Choice Home Warranty but the right company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a contract that covers repairing and replacing major home system components and appliances.
A home warranty covers the normal wear of home systems and appliances. A homeowners insurance plan protects a home in case of a situation such as a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or stove, unless the damage is a result of a natural disaster.
A home warranty plan can help real estate agents, homeowners, investors, homebuyers, and home sellers. It can provide peace of mind to anyone involved in homeownership.
Home warranties cover the cost of repairs and replacements if it is within the coverage cap of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay the rest out of pocket.
A home warranty policy can cost on average around $300 to $800 a year in Berkeley. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. In addition, it's often less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, choosing the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.