A home warranty in West Memphis can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
With hot summers and cool winters, maintaining your home appliances and systems, particularly HVAC, are very important for homeowners in the West Memphis area of Arkansas.
Choosing the best home warranties on the market can be challenging because of the many options out there. If you are tired of trying to compare the different options, keep reading for our guide on the top home warranty companies in West Memphis.
After reviewing home warranties in West Memphis, your next step is to decide which company you're interested in receiving a free quote from. Before deciding which home warranty to buy, here are a few other factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a plan that can decrease the cost of on appliance and system repairs and replacements. Working appliances and home systems are what make living in a West Memphis home comfortable and convenient. When these things start to break down, it can be pricey and a headache. Fortunately, with a home warranty in place, an affordable repair is just a phone call away.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so online or by telephone, and then a repair technician will come and fix the problem. The claim is then processed, and a homeowner will pay a service fee to schedule the repair . This repair will usually happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees range between $60 and $150.
A home warranty provides coverage on your home's major appliances and systems and it can help reduce your home maintenance expenses. The appliances typically covered under a home warranty plan are the refrigerator, dryer, dishwasher, microwave, oven, washing machine, and more. System coverage typically includes plumbing, electrical systems, heating systems, water heaters, air conditioning, and more. Add-on coverage will vary from one plan to the next, but you can expect to see things such as central vacuums, pools, electronics, spas, sump pumps, and roof leaks.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, your home warranty will not cover it. Things such as pre-existing conditions, lack of maintenance, misuse, and cosmetic damages are excluded from a home warranty policy.
Home warranty plans are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in West Memphis hitting upward of 71 degrees in the summer, you may find that some appliances, such as your air conditioning system, get a lot of use. A home warranty can considerably bring down your out-of-pocket expenses should your HVAC system stop working.
Not only can a West Memphis home warranty save you some money on repairs and replacements, it saves you time too. Instead of vetting contractors by yourself, home warranty companies do the work for you and send pre-screened technicians right to your door when you need them.
As for the negatives of home warranties, coverage varies by company so it's important to review what each policy covers and excludes in the contract. Another possible pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your claims being denied, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some exclusions to keep in mind, whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable hassle of home appliances and system repairs, giving you some peace of mind.
A home warranty in West Memphis can save you thousands of dollars and give you peace of mind when it comes to pricey home repairs and replacements. All of these top companies have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. It offers great coverage at an affordable monthly or annual cost. However, other companies reviewed above also give great coverage choices for West Memphis residents.
The best overall home warranty provider in West Memphis is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include dishwashers, dryers, garbage disposals, refrigerators, washing machines, electrical systems, heating and cooling systems, sump pumps, plumbing, and water heaters, among others. Some plans also provide coverage for garage door openers, ceiling fans, pools, and roofs. A home warranty can help you save money if these items break down unexpectedly.
First-time home buyers, homeowners, landlords, real estate agents, and home sellers can all get home warranty plans. A home warranty can help make your home more attractive to prospective buyers and save homeowners money in the long run.
A home warranty policy covers repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
Home warranties cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty plan covers, you will have to pay for the rest out of pocket.