When one of your systems or appliances breaks down, a home warranty will help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less anxious about homeownership.
Prairie Grove is a great place to have a home. However, along with all the perks of homeownership, there are typically a few downsides, too. One of the biggest headaches for many homeowners is that systems and appliances can stop working suddenly.
Although a home warranty can help with your expenses as a homeowner, one issue is narrowing down the perfect choice for your Prairie Grove home. That's why we've done the research and have made a list of the top home warranty companies in Prairie Grove.
After researching the basics of home warranties in Prairie Grove, your next step is to decide which company you'd like to get a free quote from. Before deciding which home warranty to buy, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances experiences a complication. A home warranty can help homeowners who need to keep a budget in place and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When you have a system or appliance that experiences a problem, you file a claim with your service provider. You can do so online or by telephone, and then a technician will come and fix the problem. At this point, you will pay your service fee, which is usually between $60 and $150 depending on what plan you select. After the service fee is paid, a service technician will come to your home, assess the issue, and repair it. If the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs apart from the service fee.
Home warranty plans help protect your home systems and appliances. A home warranty can cover repair and replacement-related costs that are a result of normal wear and tear. The appliances typically covered under a home warranty plan include clothes dryer, dishwasher, microwave, clothes washer, garbage disposal, refrigerator, and more. The systems usually included are air conditioners, ductwork, electrical systems, hot water heaters, and plumbing systems. You can also optionally opt to pay extra for add-on coverage for items like septic systems, swimming pools, roof warranty, and spas.
A Prairie Grove home warranty will only protect against normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, natural disasters, and intentional breakages are not covered with a Prairie Grove home warranty.
Since temperatures in Prairie Grove can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Buying a home warranty can help homeowners save money if one of these systems or appliances stops working unexpectedly.
Another good thing about having a home warranty while selling your home is that some providers let you transfer your home warranty policy to the new owners. It can make your house more attractive to potential home buyers and may help your house sell faster.
Home warranties also have some drawbacks. Though it can give you less to worry about since the home warranty sends out a service technician who handles the repair for you, some people may not like this, and they would rather select their own contractor. If that's the case for you, some home warranty providers let you select a contractor. Another downside is that home warranties may exclude some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were impacted probably won't be covered by the home warranty.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help lower the inevitable hassle of home appliances and system repairs, giving you a little peace of mind.
Hopefully, this review of Prairie Grove's best home warranty options has helped you narrow down your choices and find the right plan for you. Choice Home Warranty stands out as the best overall provider. Choice Home Warranty provides great coverage at an affordable price.
The best overall home warranty company in Prairie Grove is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need to have covered.
Home buyers, real estate agents, home sellers, landlords, and homeowners are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
A home warranty will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.
The service fee is the price you pay every time there's an issue with a home system or appliance. The service fees are typically between $60 and $150.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you will not have any large hits to your savings account for home maintenance.