A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind.
There are many great things abouts homeownership in Osceola. But, major home systems and appliances, like your electrical systems and washer and dryer, can stop working due to normal wear and tear, leaving you with pricey repairs.
Finding the best home warranty on the market can be quite time-consuming because there are lots of companies to decide between. That's why our team at House Method did the research and made a list of the best home warranty companies in Osceola for you.
The first step in protecting your property with a home warranty is determining which company's plan is the best for you. Think about the appliances and systems in your home you'd like coverage for and compare the policies. Policies can vary, so consider the following factors when deciding on a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Osceola. The 2 plans that Choice has include options for appliance and system coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. The coverage limits from Choice are about $3,000. The service fees are an affordable $85, which is lower than other providers in the Osceola area.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. To read more, visit our Choice Home Warranty Review.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Osceola. Select has 3 simple plans, making the selection process quick and easy. When you purchase a plan from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance.
Select Home Warranty has 3 plans that offer a combination of system and appliance coverage. Select's service fees are a reasonable $60, and the coverage limits come out to around $2,000 for each covered system or appliance.
To get a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. To read more, visit our thorough review of Select Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Osceola residents. AHS has over 25 years of experience in the home warranty industry, and has provided excellent customer service at an affordable cost to its customers. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. When you purchase a plan from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read our review of American Home Shield to learn more. To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Osceola, The Home Service Club offers the best home warranty with the quickest service. HSC has been in the home warranty industry for around 14 years. The 2 policies that HSC offers include differing levels of system and appliance coverage, as well as add-on options. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, HSC is the perfect provider for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Osceola area.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. For more information on this provider, read our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty for Osceola residents. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, this is the plan for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The 3 plans from Liberty are easy to understand and offer both system and appliance coverage.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also generally about $3,000.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. Read more by visiting our review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Osceola, First American Home Warranty offers the best home warranty for appliance coverage. When you buy a policy from First American, you will get very affordable and comprehensive appliance coverage. First American Home Warranty also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. First American has 2 plans for homeowners to decide between.
First American Home Warranty offers 2 plans for Osceola homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. First American's service fees are a reasonable $85, and the coverage limits come out to around $1,500 for each covered appliance or system.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. For a more detailed breakdown, read our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Osceola, Cinch Home Services offers the home warranty with the best workmanship guarantee. The 3 plans from Cinch are comprehensive and offer a mix of both system and appliance coverage. When you purchase a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
For more information on this provider, read our Cinch Home Services Review. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Osceola
A home warranty is a protection plan that brings down the cost of repairs when one of your home systems or appliances has an issue. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after buying a home warranty plan, the coverage will start on your home systems and appliances.
When you have a system or appliance that has an issue, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a contractor will come and fix the problem. At this point, you will also need to pay your service fee. Once the contractor fixes the problem, they will handle it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is over the item's coverage cap.
A home warranty will cover your home's systems and appliances from normal wear and tear. Appliances covered under a home warranty plan are usually the dryer, garbage disposal, dishwasher, refrigerator, microwave, and more. Systems that are covered usually include heating systems, air conditioners, plumbing systems, electrical systems, and water heaters. You can also optionally decide to pay a bit extra for add-on coverage for items such as roof warranty, septic systems, spas, and swimming pools.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are excluded from the home warranty policy.
Osceola is known for its hot summers, and if you live in Osceola, you know that those summers can be sweltering. During the summer months, your air conditioner can be overloaded in its effort to combat the heat. In the event that your air conditioner did break down, a home warranty can cover repairs and help lower your out-of-pocket expenses.
Another good thing about having a home warranty while selling your home is that some providers let you transfer your home warranty plan to the new owners. It can make your house more attractive to potential home buyers and may help your house sell faster.
One main drawback of home warranties is not every home system and appliance may be covered. It's important to research the different policies and select one that covers all the appliances, systems, and add-ons you need. Another consideration is that home warranties typically only cover malfunctions due to normal wear and tear. They often won't cover home systems or appliances that have stopped working due to animal infestations, improper maintenance, natural disasters, etc.
Owning a home is a big responsibility that can be expensive, but worthwhile. A home warranty is one thing that can help with your home maintenance budget, but its worth for you is something you'll have to weigh before getting a policy.
A home warranty in Osceola can save you a lot of money and give you peace of mind when it comes to expensive home repairs and replacements. Choice Home Warranty stands out as the best overall home warranty. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Osceola homeowners.
The best home warranty provider in Osceola is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a tremendous reputation in the Osceola area.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, washing machines, dryers, dishwashers, refrigerators, heating and cooling systems, plumbing, water heaters, electrical systems, and sump pumps, among others. Some companies also offer coverage for pools, garage door openers, roofs, and ceiling fans. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Typically coverage for a home warranty policy begins 30 days after the payment receipt. However, a few companies may let you make a service request before this, so check with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty policy in Osceola. Everything from a stove to a swimming pool can be covered under a home warranty.
The service fee is the price you pay each time there is an issue with a home system or appliance. The service fees are usually priced between $60 and $150.
A home warranty can cost on average anywhere from about $300 to $800 a year in Osceola. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. In addition, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best price is.
