A home warranty is a way to protect your bank account from unexpected home repairs and expenses. With a home warranty in place, your repair costs can be significantly lower and give you some peace of mind.
With sunshine year round, Little Rock is a great place to own a home. However, homeownership doesn't always come easy, like maintaining your home's systems and appliances.
Finding the best home warranty on the market can be quite time-consuming because there are dozens of companies to decide between. That's why our team at House Method did the research and made a list of the top home warranty companies in Little Rock for you.
Now that you're ready to buy a home warranty, the first step is thinking about what items you need coverage for. After that, you can compare your options and contact different home warranty providers for a free quote. Here is a list of factors that you'll want to consider when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Little Rock
A home warranty is a protection plan that lowers the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't have the savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to take a look at the issue. At this point, you will pay your service fee. Service fees for home warranties range from $60 to $150. Most home warranties also have a coverage limit, which is the maximum cost per appliance that the home warranty will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have stopped working due to normal wear and tear. For example, if your refrigerator suddenly stops working under normal use conditions, you can call your home warranty company. Typical appliances covered by a home warranty include a refrigerator, dryer, washer, garbage disposal, dishwasher, microwave, and more. The systems that are most commonly covered will be plumbing systems, electrical systems, air conditioners, hot water heaters, and heating systems. You can also optionally choose to pay a bit extra for add-on coverage for items such as septic systems, swimming pools, roof warranty, and spas.
Little Rock homeowners should understand that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, pre-existing conditions, cosmetic issues, or natural disasters. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Little Rock is known for its hot summers, and if you live in Little Rock, you know that those summers can be rough. During the summer months, your air conditioner can be overworked in its effort to combat the heat. If your air conditioner did give out, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
Not to mention, having a home warranty can save you time by removing the need to research service technicians--most providers will send a trusted professional right to your door to do the repair or replacement.
As for the disadvantages of home warranties, coverage varies by company so it's important to review what each plan covers and doesn't include in the contract. Another drawback is that home warranties may not include some repairs, such as those due to natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
Although home warranties do have some exclusions to keep in mind, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable cost of dealing with home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel like you can select the right home warranty for your Little Rock home. Choice Home Warranty is the best overall home warranty provider in Little Rock. Its comprehensive coverage, affordable pricing, and easy to understand plans make it a great home warranty for Little Rock homeowners.
The best overall home warranty in Little Rock is Choice Home Warranty but the perfect company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a contract that covers the repairs and replacements of major home systems and appliances.
A home warranty covers the normal wear and tear of home systems and appliances. Homeowners insurance protects the entire home in case of a situation like a natural disaster or fire. Under a homeowners insurance plan, you will not be able to file a claim if you need a new refrigerator or stove, unless the damage is due to a natural disaster.
A home warranty can help investors, home sellers, homebuyers, real estate agents, and homeowners. It can offer peace of mind to anyone that is involved with homeownership.
Homeownership can be pricey. When a system or appliance breaks down, it can leave homeowners unexpectedly having pay a large amount of money to fix it. With a home warranty plan, you will not have any large hits to your savings account for home maintenance.