With sunshine year round, Tucson is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
by House Method Local Advisors
A home warranty in Tucson can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear. Since the home warranty market is saturated with a lot of providers — all with different price points — our team at House Method did the research for you to help you find the right home warranty in Tucson.
The first step in protecting your house with a home warranty is determining which company's plan is right for you. Consider the appliances and systems in your home you need coverage for and compare the plans. Before making your final decision, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that lowers the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after paying for a home warranty, the coverage will start on your home systems and appliances.
For Tucson homeowners, when a problem arises with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal where you can file a claim. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and assess the issue. At this point, you pay your service fee. Service fees usually range in price from around $60 to $150 and this is the only out-of-pocket cost you will need to pay unless the repair cost is more than your home warranty's coverage limit.
A home warranty plan provides coverage on your home's major appliances and systems and it can help cut back on your home maintenance expenses. The appliances covered are a cooktop, refrigerator, clothes dryer, dishwasher, clothes washer, microwave, stove, and more. The systems included are the air conditioner, water heater, plumbing, electrical, heating system, and more. Many home warranty plans also offer add-on coverage options like locksmith, septic systems, central vacuum, and even roof leaks.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Things such as pre-existing conditions, misuse, cosmetic damages, and lack of maintenance are not included in the home warranty policy.
Since temperatures in Tucson can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Purchasing a home warranty plan can help homeowners save money if one of these systems or appliances stops working all of a sudden.
As well as saving you money on out-of-pocket expenses, a home warranty can offer you peace of mind and save you the headache of trying to find a qualified repair person to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair problems you may experience.
One downside of getting a home warranty is that there are often exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read over the contracts you're considering thoroughly to understand what is included and what isn't. Another stipulation is that home warranties typically only cover repairs needed due to normal wear and tear. They often won't cover systems or appliances that have been damaged due to animal infestations, improper maintenance, natural disasters, etc.
Whether or not a home warranty is worth it comes down to your personal preference. Like any other sort of insurance policy or warranty, it's there to offer you a sense of protection, so you will have to decide how much that is worth to you.
Hopefully, this review of Tucson's top home warranty providers has helped you narrow down your choices and find the right plan for you. Choice Home Warranty is the best overall home warranty provider in Tucson. It offers great coverage at an affordable premium. However, other companies mentioned above also give great coverage choices for Tucson residents.
The top home warranty provider in Tucson is Choice Home Warranty. Choice Home Warranty an expansive network of professional technicians and a great reputation in the Tucson area.
Most home warranty providers have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
The systems and appliances in a home are covered under a home warranty plan in Tucson. Everything from a stove to a swimming pool can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay the rest out of pocket.