A Phoenix home warranty can help protect you by lowering the costs of major repairs and replacements on your home's appliances and systems.
Although homeownership in Phoenix has a lot of advantages, such as the convenience of city life, there are also downfalls, similar to owning a house anywhere else. One major worry many homeowners have to deal with at some point is updating or repairing their appliances and home systems.
Finding the best home warranty on the market can be quite challenging as there are dozens of companies to decide between. That's why our team at House Method did the research and compiled a list of the top home warranty companies in Phoenix for you.
The first step in protecting your house with a home warranty is determining which provider's plan fits your needs. Consider the items in your home you want coverage for and compare the policies. Below is a list of some tips on buying a home warranty in Phoenix:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Phoenix residents. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 policies that Choice has include differing levels of system and appliance coverage, as well as add-on options.
Choice Home Warranty offers 2 plans for Phoenix homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also generally around $3,000.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our thorough review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty in Phoenix. Select offers a highly affordable service fee and free roof coverage upon purchase of a policy plan. Plus, it also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. Select has 3 simple plans, making the selection process easy.
The 3 plans from Select Home Warranty are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. The coverage caps associated with Select's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. To read more, visit our Select Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Phoenix, American Home Shield offers the most customizable home warranty. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the plan for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. To read more, visit our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Phoenix residents. HSC has 2 simple plans, making the selection process quick and easy. When you purchase a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for Phoenix homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 per covered system or appliance.
To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443. To read more, visit our full review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard is the most trustworthy home warranty in Phoenix. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, this is the plan for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Service fees from Liberty are an affordable $75. The coverage caps are also around $3,000 at the maximum.
To receive a free quote from Liberty Home Guard, fill out this online form or give them a call at 866-451-2281. For a more detailed breakdown, read our detailed review of Liberty Home Guard.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage for Phoenix residents. First American is a home warranty company with 38 years of experience in the industry, and it has established itself as one of the best providers in the business. The 2 plans from First American are comprehensive and have a mix of both system and appliance coverage. First American offers very affordable and comprehensive appliance coverage. Plus, it also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty offers 2 plans for Phoenix homeowners. The Basic Plan and Premier Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with First American's plans are around the $1,500 mark for many of the major systems and appliances, and service fees are a reasonable $85.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. To read more, visit our full review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Phoenix, Cinch Home Services is the home warranty with the best workmanship guarantee. When you purchase a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans that Cinch offers include options for appliance and system coverage.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $150.
Read more by visiting our Cinch Home Services full review. To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Phoenix
A home warranty is a protection plan that makes it more affordable when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
For Phoenix homeowners, when a problem comes up with a covered appliance or system, it is very easy to file a claim. Most home warranty providers have an online portal system where a claim can be filed. At this point, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranties also have a coverage limit, which is the maximum cost per appliance that the home warranty company will cover for repairs and replacements.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. The appliances typically covered under a home warranty plan include refrigerator, clothes dryer, garbage disposal, clothes washer, dishwasher, microwave, and more. The systems usually included are hot water heaters, electrical systems, ductwork, air conditioners, and plumbing systems. Many plans also offer add-on coverage options like locksmith, septic systems, roof leaks, and even central vacuum.
Phoenix homeowners should understand that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like misuse of a system or appliance, natural disasters, pre-existing conditions, or cosmetic issues. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Not only does a home warranty offer some savings, but it also saves you time. If an appliance breaks, the last thing you want to do is find a contractor and schedule a repair. A home warranty handles the research by sending trusted professionals to your door when you need them most.
One of the major drawbacks of a home warranty is not everything may be covered. It's important to research the different policies and choose one that covers all the appliances, systems, and add-ons you need. Another thing to keep in mind is that some providers don't cover pre-existing damage and may require an inspection before coverage begins. Ask the home warranty provider for clarification about it if you need more information or if this is an issue for you.
Whether or not a home warranty is worth it comes down to your personal situation. Similar to any other kind of insurance policy or warranty, it's there to give you a sense of protection, so you will have to be the judge of how much that is worth to you.
A home warranty can save you thousands of dollars on home repairs and give you peace of mind as a homeowner. Choice Home Warranty is the best overall home warranty company in Phoenix. It offers great coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
Our pick for the best overall home warranty in Phoenix is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need coverage for.
Home warranty policies cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects the entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
A home warranty policy can help homeowners, investors, real estate agents, home sellers, and homebuyers. It can provide peace of mind to anyone that is involved with homeownership.
Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few providers may allow you to make a service request before this, so check with customer service to find the exact waiting period for your situation.
A service fee is an expense that a homeowner pays before a repair person or contractor comes to your home to repair your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty except for the policy's premium.