When one of your systems or appliances malfunctions, a home warranty will step in to help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Homeownership in Kingman has lots of perks, but it also does not come without its difficulties. Your home's appliances and systems will inevitably need repair and this could mean a huge expense hitting your bank account suddenly.
Since the home warranty market is filled with a variety of providers — all with different plans — the House Method team did the research for you to help you find the right home warranty in Kingman.
Finding the right provider for your home warranty is a step you could take to protect your house. Below is a list of factors that you'll want to be mindful of when selecting a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Kingman
A home warranty is a protection plan that brings down the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to keep a budget in place and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after buying a home warranty, the coverage will start on your home systems and appliances.
Filing a claim with your home warranty company is very easy. You can utilize either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you have. Once the service fee is paid, a repair person will come to your home, assess the issue, and repair it. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs .
A home warranty plan will cover home systems and appliances from normal wear and tear. Typical appliances covered by a home warranty plan include a refrigerator, microwave, dryer, dishwasher, garbage disposal, washer, and more. The systems that are most commonly covered will be air conditioners, hot water heaters, plumbing systems, heating systems, and electrical systems. You can also optionally choose to pay extra for add-on coverage for items such as swimming pools, spas, roof warranty, and septic systems.
Kingman homeowners should know that a home warranty will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like cosmetic issues, natural disasters, pre-existing conditions, or misuse of a system or appliance. You must keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related issue will be covered by the policy.
Since temperatures in Kingman can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioner. Getting a home warranty plan can help homeowners save money if one of these systems or appliances stops working suddenly.
A home warranty can also give value in other ways. For instance, some policies can be transferred to another owner when you sell your home.
Home warranties also have some downsides. Although it can give you less to worry about since the home warranty sends out a service technician who does the repair for you, some people may not like this, and they would prefer to select a contractor themselves. If that's the case for you, some home warranty providers let you select a contractor. Another thing to take into consideration is that some providers don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty company for clarification about it if you need more information or if this is an issue for you.
Although home warranties do have some exclusions to keep in mind, whether during winter, summer, or the months in between, a home warranty can help lower the inevitable cost of home appliances and system repairs, giving you some peace of mind.
Hopefully, you now feel like you can select the right home warranty for your Kingman home. The best provider in Kingman is Choice Home Warranty. It offers great coverage at an affordable cost. However, other providers reviewed above are also great choices for Kingman residents.
Our pick for the best overall home warranty in Kingman is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include garbage disposals, washing machines, dryers, dishwashers, refrigerators, plumbing, electrical systems, sump pumps, heating and cooling systems, and water heaters, among others. Some policies also offer coverage for ceiling fans, roofs, garage door openers, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
Home buyers, landlords, homeowners, real estate agents, and home sellers can all get home warranty plans. A home warranty can help make your property more attractive to prospective buyers and save homeowners money in the long run.
The service fee is the price you pay each time there's an issue with a home system or appliance. The service fees are commonly priced between $60 and $150.
A home warranty policy can cost on average anywhere from around $300 to $800 a year in Kingman. Our top-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. In addition, it's often less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.