Best Home Warranty Companies in Wyoming

From water heaters to HVAC systems, homeowners in Wyoming depend on their home’s systems and appliances to live comfortably every day. However, many homeowners underestimate just how expensive system and appliance repairs can be, with even a minor replacement or repair costing thousands of dollars. 

A home warranty in Wyoming can help provide you with the repairs you need in exchange for a monthly premium and small service fee. To learn more about this type of coverage, read our guide to the best home warranty providers in the state. 

Wyoming’s top 5 home warranty companies

Top home maintenance problems in Wyoming

Let’s take a look at a few of the most common home repairs you might run into that a home warranty can help you cover.

• Broken heating systems: Winters in Wyoming can dip into the single digits in January and February, which makes a functioning heating system essential. A home warranty plan with system coverage will typically cover your heating system when it inevitably breaks down from this constant use.
• Septic system repairs: Most homeowners in Wyoming live in rural areas, which means that you probably have a septic system instead of a plumbing system that connects to a city line. While most home warranty providers don’t include this system in base policies, you’ll typically be able to add it on as an optional coverage.
• Electrical system hazards: Wyoming sees storms throughout the spring and summer. These storms can cause power surges that wear down your electrical system. Luckily, a systems plan will help cover any repairs that arise from this.

1. First American Home Warranty

First American Home Warranty is a leading provider of home warranties in Wyoming and across the United States. The company is best known for its optional First Class Upgrade, which extends your coverage to include improperly installed and maintained systems and appliances, refrigerant recapture and removal, and other expenses.

First American Home Warranty offers two plans in Wyoming:

• Basic Plan ($28 per month): The Basic Plan covers nine home appliances, including your washer-dryer set and dishwasher.
• Premier Plan ($42.50 per month): The Premier Plan includes coverage for all home appliances found in the Basic Plan plus eight of your home’s major systems, including heating and electrical.

In addition to your monthly premium, you’ll also pay a $75 service call fee each time you receive a repair.

Claim a custom quote from First American Home Warranty by filling out this online form or calling 833-204-7164. 

2. Amazon Home Warranty

Amazon Home Warranty can be an excellent choice if your property has a large number of unique items. The company has a list of over 20 optional add-ons that covers everything from your water softener to your whole-house humidifier.

Amazon Home Warranty offers three plan choices:

• Appliances Plan ($479 per year): The Appliances Plan covers eight of your home appliances, like your dishwasher and freezer.
• Systems Plan ($479 per year): The Systems Plan covers eight of your home systems, including your central air conditioning system and hot water heater.
• Combo Plan ($579 per year): The Combo Plan covers everything in both the Appliances Plan and the Systems Plan plus a few more items.

You’ll also pay a $75 service fee each time you use your plan.

Claim a custom quote from Amazon Home Warranty by filling out this online form or calling 866-605-8194.

3. American Home Shield 

American Home Shield has some of the most generous coverage caps in the industry. This ensures that you won’t have to pay anything out of pocket, even for the most expensive repairs and replacements.

American Home Shield offers three plan choices:

• Appliances Plan ($49.99 per month): The Appliances Plan covers 10 home appliances, like your plumbing system and HVAC system.
• Systems Plan ($49.99 per month): The Systems Plan covers 12 home systems, including your oven and trash compactor.
• Combo Plan ($59.99 per month): The Combo Plan includes all coverages found in both the Appliances Plan and the Systems Plan.

American Home Shield allows you to choose your own service fee between $75 and $125 when you sign up for a plan. 

Claim a custom quote from American Home Shield by filling out this online form or calling 888-365-2839. 

4. America’s First Choice Home Club

America’s First Choice (AFC) Home Club has a choose-your-own service technician and a choose-your-own service fee policy. These policies allow you to be more involved in who conducts repairs and how much you pay for those repairs.

AFC Home Club offers four policy options in Wyoming:

• System Plan ($43.18 per month): The System Plan covers six major home systems, including your plumbing system and ductwork.
• Silver Plan ($43.18 per month): The Silver Plan covers nine major home appliances, ranging from your stove to your dishwasher.
• Gold Plan ($52.27 per month): The Gold Plan includes coverage for every system and appliance in both the Silver Plan and the System Plan.
• Platinum Plan ($59.09 per month): The Platinum Plan covers everything that the Gold Plan covers plus a few additional items.

Like American Home Shield, AFC Home Club allows you to select your own service fee between $75 and $125.

Claim a custom quote from AFC Home Club by filling out this online form or calling 877-755-1115. 

5. Select Home Warranty

If you’re on a tight budget, Select Home Warranty can help you get the coverage you need without spending a lot of money. Select offers some of the most affordable coverage we’ve seen with monthly premiums under $40 a month and service fees on the lower end of the industry standard at $75.

Select Home Warranty has three plans:

• Bronze Care ($35.83 per month): Bronze Care covers eight of your home appliances, like your cooktop and garbage disposal.
• Gold Care ($35.83 per month): The Gold Care plan covers six of your home systems, including your HVAC system and water heater.
• Platinum Care ($37.50 per month): The Platinum Care plan covers everything found in both the Bronze Care and Gold Care plans plus a few more items.

In addition to your monthly premium, you’ll also pay a $75 service fee each time you use your coverage.

Claim a custom quote from Select Home Warranty by filling out this online form or calling 888-370-3953. 

Wyoming home warranty buying guide

Here are a few factors you might want to consider before choosing a policy and a company to provide that policy:

• Coverage limitations: Even if a system or appliance is included in your plan, your home warranty provider will still have limits one what it will cover. For example, certain components of that system or appliance will be excluded from coverage, and there will be a maximum amount the company is willing to spend on repairs to that item over the contract period. To understand what is and isn’t covered, we recommend reading a sample contract beforehand.
• Response times: You’ll want a provider that will send a service technician to your home within a day or two so that your broken system or appliance is up and running again in a timely manner. You can look for companies that mention emergency services, 24/7 claims reporting, or average response times to ensure this happens.
• Customer testimonials: Any company can claim to be the best, but customer testimonials can sometimes tell a different story. We recommend reading reviews from past customers on websites like the Better Business Bureau or Trustpilot to find out what a company is really like.

Our conclusion

Conducting research and reading our guide is the first step to finding a home warranty for your home. We recommend finishing up the process by making a list of the items you need covered and determining your monthly budget so that you can get quotes from each of our five providers to see which one fits your needs best.

Frequently asked questions about Wyoming home warranties

What’s the difference between a home warranty policy and a homeowners insurance policy?

Home warranties cover system and appliance breakdowns that result from normal wear and tear. Homeowners insurance, on the other hand, covers damage to your home that results from accidents like fires and burglaries.

Do I need to have a home warranty if I have a mortgage?

Unlike homeowners insurance, your lending institution won’t require that you carry a home warranty plan as a condition of your loan. However, when you compare the cost of a system or appliance repair to the cost of a home warranty, you could end up saving thousands by purchasing a home warranty.

What other home warranty companies in Wyoming do you recommend?

In addition to our top five home warranty companies listed above, we also recommend Choice Home Warranty and Cinch Home Services.