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- 63 companies reviewed
- 41 key factors analyzed
- 2583 data points parsed
- 885 homeowners surveyed
- 57 service contracts scrutinized
While most home warranty companies are reputable and do right by their customers, providing comprehensive coverage at affordable prices, there are some that take advantage of unknowing consumers. Keep reading to learn how to avoid the worst home warranty companies on the market and how to find the best home warranty for your major systems and appliances.
No time to read our full review? Ultimately, we recommend Choice Home Warranty for homeowners who want protection for their key systems and appliances. Choice offers multiple flexible plans that start at affordable monthly premiums. Give them all call today at 929-400-6164 or fill out this easy online form.
In general, if a home warranty company has any of the following traits, it may not be the best option for you and your home:
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Here are several home warranty companies that have scammed customers and are no longer in business:
To avoid a home warranty company that scams their customers, follow these tips:
A home warranty can provide peace of mind and protect you from paying for unexpected and expensive repairs on home appliances and systems. Not only can a home warranty save you money on home repairs and replacements, it takes away the hassle of finding a trusted service contractor to complete the repairs for you.
Buying a home warranty may be a smart purchase for those on fixed incomes, those who don’t have home repairs factored into their monthly budget, landlords who own rental properties, first-time home buyers, or home sellers who can transfer their pre-existing warranty to a potential buyer.
When searching for a home warranty company, consider these factors:
You may also want to keep these helpful questions in mind before you purchase a home warranty:
Now that you know how to avoid a home warranty scam, consider several of the best home warranty companies available below.
Our take:
Best Overall
Plan options:
2 plans + optional add-ons
Monthly premium:
$45-$53
Year founded:
2008
State availability:
49 states (excluding WA)
Our take:
Most Cost-Effective
Plan options:
3 plans + optional add-ons
Monthly premium:
$57-$62
Year founded:
2012
State availability:
46 states (excluding NM, NV, WA, WY)
Our take:
Most Customizable
Plan options:
3 plans + optional add-ons
Monthly premium:
$30-$75
Year founded:
1971
State availability:
49 states (excluding AK)
Our take:
Quickest Service
Plan options:
2 plans + optional add-ons
Monthly premium:
$50-$63
Year founded:
2008
State availability:
all 50 states
Our take:
Most Trustworthy
Plan options:
3 plans + optional add-ons
Monthly premium:
$65-$80
Year founded:
2017
State availability:
48 states (excluding WA & WI)
Our take:
Best Workmanship Guarantee
Plan options:
3 plans + optional add-ons
Monthly premium:
$35-$68
Year founded:
1978
State availability:
48 states (excluding AK & HI)
Our take:
Best for Immediate Coverage
Plan options:
2 plans + optional add-ons
Monthly premium:
$53-$61
Year founded:
2016
State availability:
46 states (excluding CA, NV, NY, WA)
A home warranty plan covers appliances like washers, dryers, refrigerators, and garage door openers, and home systems like your air conditioning, heating, water heater, plumbing, and electrical.
On average, a home warranty costs around $300-$600 per year, with basic coverage falling on the low end of that spectrum. In addition to paying a premium, customers will also have to pay a service call fee any time they file a claim. Most service call fees cost $75-$125.
A home warranty, also known as home appliance insurance, is different from a home insurance policy in that it covers systems and appliances that break down from normal wear and tear. Homeowners insurance covers any structural damage to your home from natural disasters, fire, theft, or other uncontrollable events.
American Home Shield vs. Choice Home Warranty
American Home Shield and Choice Home Warranty are two of the most well-known and consumer friendly home warranty companies. Read our comparison to find out what differentiates them.
Top 5 Cheapest Home Warranty Companies (2022)
We found the cheapest home warranty to save House Method readers time and money. Compare the premiums, service fees, and discounts of the top three home warranty plans available today.
Choice Home Warranty Review (2022)
If you're on the fence about which home warranty provider to choose, keep reading and learn about Choice Home Warranty coverage and costs, current customer ratings and reviews, and our take on the company.
American Home Shield Review (2022)
Read reviews about American Home Shield to find out why we deem it the best home warranty option for customizable plans.
Select Home Warranty Review: What You Need to Know (2022)
Select Home Warranty reviews tout its comprehensive coverage at an affordable price. Learn more about Select's plans, low prices, and fast claims process here.
Liberty Home Guard Review (2022)
Learn more about Liberty Home Guard protection plans, pricing, and customer service in this comprehensive review.
First American Home Warranty Review (2022)
Over the past 35 years, First American Home Warranty reviews have been positive thanks to its lack of coverage limits, quality customer service, and large network.
Cinch Home Services: Reviews, Plans, & Prices (2022)
Learn more about Cinch Home Services and their protection plans, pricing, and customer service in this comprehensive review.
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