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Updated Jan 13, 2023
Updated Jan 13, 2023
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While most home warranty companies are reputable and do right by their customers, providing comprehensive coverage at affordable prices, there are some that take advantage of unknowing consumers. Keep reading to learn how to avoid the worst home warranty companies on the market and how to find the best home warranty for your major systems and appliances.
No time to read our full review? Ultimately, we recommend Choice Home Warranty for homeowners who want protection for their key systems and appliances. Choice offers multiple flexible plans that start at affordable monthly premiums. Give them all call today at 929-400-6164 or fill out this easy online form.
In general, if a home warranty company has any of the following traits, it may not be the best option for you and your home:
Here are several home warranty companies that have scammed customers and are no longer in business:
To avoid a home warranty company that scams their customers, follow these tips:
A home warranty can provide peace of mind and protect you from paying for unexpected and expensive repairs on home appliances and systems. Not only can a home warranty save you money on home repairs and replacements, it takes away the hassle of finding a trusted service contractor to complete the repairs for you.
Buying a home warranty may be a smart purchase for those on fixed incomes, those who don’t have home repairs factored into their monthly budget, landlords who own rental properties, first-time home buyers, or home sellers who can transfer their pre-existing warranty to a potential buyer.
When searching for a home warranty company, consider these factors:
You may also want to keep these helpful questions in mind before you purchase a home warranty:
Now that you know how to avoid a home warranty scam, consider several of the best home warranty companies available below.
Superlative | Star Rating | Summary | Coverage | Link | ||
---|---|---|---|---|---|---|
Choice Home Warranty |
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Best Overall |
4.9/5
|
|
$3,000 per item | Visit Site |
Select Home Warranty |
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Most Cost-Effective |
4.8/5
|
|
$250-$3,000 per item | Visit Site |
American Home Shield |
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Most Customizable |
4.7/5
|
|
$6,000 per item | Visit Site |
Liberty Home Guard |
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Most Trustworthy |
4.5/5
|
|
$500-$2,000 per item | Visit Site |
Cinch Home Services |
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Best Workmanship Guarantee |
4.4/5
|
|
$1,000-$2,000 per item | Visit Site |
ServicePlus Home Warranty |
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Best for Immediate Service |
4.2/5
|
|
Visit Site |
Choice Home Warranty | |
---|---|
Logo |
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Superlative | Best Overall |
Star Rating |
4.9/5
|
Summary |
|
Coverage | $3,000 per item |
Select Home Warranty | |
---|---|
Logo |
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Superlative | Most Cost-Effective |
Star Rating |
4.8/5
|
Summary |
|
Coverage | $250-$3,000 per item |
American Home Shield | |
---|---|
Logo |
![]() |
Superlative | Most Customizable |
Star Rating |
4.7/5
|
Summary |
|
Coverage | $6,000 per item |
Liberty Home Guard | |
---|---|
Logo |
![]() |
Superlative | Most Trustworthy |
Star Rating |
4.5/5
|
Summary |
|
Coverage | $500-$2,000 per item |
Cinch Home Services | |
---|---|
Logo |
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Superlative | Best Workmanship Guarantee |
Star Rating |
4.4/5
|
Summary |
|
Coverage | $1,000-$2,000 per item |
ServicePlus Home Warranty | |
---|---|
Logo |
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Superlative | Best for Immediate Service |
Star Rating |
4.2/5
|
Summary |
|
Coverage |
A home warranty plan covers appliances like washers, dryers, refrigerators, and garage door openers, and home systems like your air conditioning, heating, water heater, plumbing, and electrical.
On average, a home warranty costs around $300-$600 per year, with basic coverage falling on the low end of that spectrum. In addition to paying a premium, customers will also have to pay a service call fee any time they file a claim. Most service call fees cost $75-$125.
A home warranty, also known as home appliance insurance, is different from a home insurance policy in that it covers systems and appliances that break down from normal wear and tear. Homeowners insurance covers any structural damage to your home from natural disasters, fire, theft, or other uncontrollable events.
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