Best Home Warranty Companies in West Virginia (2021)

By Toni Matthews-El

Homeowners in West Virginia have access to scenic views, affordable housing, and great weather. West Virginia homeownership can be a dream come true for many people. However, West Virginia homeowners are not immune to the issues that come up with a home’s systems and appliances.

In our guide featuring the best home warranty companies in West Virginia, we will give you information on

  • How to choose the best home warranty 
  • Why do West Virginia homeowners need a home warranty 
  • What the best companies in West Virginia are for home warranties

Home warranties help a homeowner pay for expensive repair-related costs for the systems and appliances in the home. If your refrigerator or your heating system has an issue that needs repair, a home warranty will step in and help. Choosing the best home warranty in West Virginia can become quite a project. There are many options on the market to sort through, and they all advertise themselves as being the best. If you are tired of this process and ready for some help in choosing a home warranty, keep reading. 

West Virginia Top 5 Home Warranty Companies

There are more than 50 home warranty companies in the state of West Virginia. It can take some time to narrow down these options. We have compared things like pricing, customer reviews, service fees, policy coverage caps, cancellation policies, and the overall value of the plan. Here is how the top five plans in West Virginia ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best for Appliances
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty  First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$85 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of West Virginia. Although there are plenty of great benefits in the pricing, coverage options, and customer service associated with Choice Home Warranty, there is one thing that helps them stand out from other companies. The Choice Home Warranty company is one of the easiest to work with. From the time you get your free quote to the time you need to replace your refrigerator, Choice makes things as straightforward as possible. The service contract has very little fine print, and you will know exactly which areas of your West Virginia home are covered under your policy. 

There are only two plan choices from Choice Home Warranty; however, each of these plans has both appliance and system coverage. Having a combination of coverages will help to ensure that you can have peace of mind about your entire home. The Choice Home Warranty also allows for some additional options like a central vacuum system or a swimming pool. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty has a service fee of $85. Service fees associated with policies like this are going to range from around $60 to $150. As you can see, the $85 fee is quite fair. 

There are plenty of excellent home warranty choices for West Virginia homeowners. However, most of them do not make things as easy or affordable as the Choice Home Warranty. It does not matter if your home is five years old or fifty years old; you will still qualify for coverage from Choice.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in West Virginia. When you can customize your plan, you can ensure that you are only paying for features that your West Virginia home has. For the last 50 years, American Home Shield has been providing West Virginia homeowners with impressive coverage for their homes. The customer service, response times, and claim approvals all help to make American Home Shield stand out as one of the best overall choices in the home warranty industry. 

Coverage from American Home Shield has always been considered premium. If you want complete peace of mind about your home warranty policy, this is the plan to choose. The two comprehensive or combo plans tend to be the most popular as they provide a great mix of system and appliance coverage. In addition, American Home Shield is known for its good add-on choices as well. These will help improve the overall customization of the plan. 

Some of the add on coverage that you can get with the American Home Shield warranty include:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

American Home Shield has service fees that range in price from $75 to $150. If you want a lower service fee, you will have to pay a higher monthly price. Once again, American Home Shield shows that they offer one of the most customizable plans in the industry. 

Many West Virginia homeowners choose the American Home Shield warranty for their high-end homes. With the higher coverage caps and policy limits and the impressive customer service, AHS is a premium home warranty company.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective home warranty plan for West Virginia homeowners. A Select Home Warranty plan is cost-effective when the pricing for the monthly fees and the service fees will end up saving you money at the end of the year. Select Home Warranty has almost ten years of industry experience, and they are conscientious about providing value for homeowners. Each Select Home Warranty policy comes with free roof leak coverage. This is an add-on for most other companies. 

The Select Home Warranty has three options for West Virginia homeowners to choose from. The systems and appliances plan is the same price. However, the combo plan is just a few dollars more per month and includes coverage for everything listed in both the other plans. The Select Home Warranty Platinum Plan is one of the most popular choices on the market. If you need more add-on coverage in addition to the free roof leak option, there are other choices from Select.

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The Select Home Warranty has a service fee of $60. This is about as low as you will see and helps to make Select Home Warranty even more affordable. 

Deciding to add a home warranty to your monthly expenses can be a difficult choice. Therefore looking at the overall affordability of the plan is quite essential. Select Home Warranty is the perfect option for the budget-conscious homeowner that still wants a plan with great value.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of West Virginia. The amazing thing about Liberty Home Guard is that they earned this reputation after two years in the industry. Liberty Home Guard is a new company with modern systems and websites, and they are helping to meet and exceed the expectations of their customers. The Liberty Home Guard plans are quite extensive, and they offer a broad range of coverage options. If you like a modern company that is very on top of the needs of its customers, Liberty Home Guard could be a great choice. Earning an A rating with the BBB in just two years is an accomplishment to be proud of. 

There are three policy choices from Liberty Home Guard. The policy options include a systems plan, appliance plan, and a combo or comprehensive option. However, one of the things that make the LHG plan stand out is the long list of add-on coverage options. You can add anything from carpet cleaning to gutter cleaning as part of your home warranty plan. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The service fee for Liberty Home Guard policies is just $60. This is one of the lowest service fee choices on the market. 

Although Liberty Home Guard is a new plan, you cannot deny the impact they have already had on the market. If you have dealt with other home warranty companies that have disappointed you, give Liberty Home Guard a chance to change your mind.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is the best home warranty for appliance coverage in West Virginia. If you are on the fence about whether or not a home warranty is a good choice for your home, start with appliance coverage and expand from there. The First American Home Warranty has been on the market for more than 37 years. The policy is trustworthy, has excellent customer service, and is known for being affordable. With how you use your appliances in your home, having coverage is an essential factor. 

In addition to the appliance coverage plan offered by First American Home Warranty, there is also a Premier Plan that will include systems as well. The premier plan can help bring a bit of extra peace of mind and is a perfect upgrade for those that have started with the appliance package. 

The optional coverage choices from First American Home Warranty include:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

The First American Home Warranty service fee is offered at a fair price of $85.  Overall this pricing of the service fee helps make the plan even more affordable for West Virginia homeowners.  

The fact that First American Home Warranty has more than 37 years in the industry is undoubtedly going to help when it comes to customer service, repair technician relationships, and overall understanding of the issues you see around your home.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164

To find out more, read our First American Home Warranty review.

West Virginia Home Warranty Buying Guide

Getting the best home warranties in West Virginia narrowed down to the top five choices is a significant first step. However, now we have to choose just one of these policies for your home. Three ways you can compare these policies are to look at the plan choices, options coverages, and service fees. 

  • Plan Choices: Most home warranty companies offer between two and four plans for West Virginia homeowners. These plans tend to be limited to systems or appliances or comprehensive in their coverage offerings. Make a list of the coverage you need for your home and choose the plan that most closely matches. 
  • Optional Coverages: Optional coverages include things like swimming pools or well pumps. If your home has some unique features, you may want to see what optional coverages are available. 
  • Service Fees: The service fees for your West Virginia home will range in price from around $60 to $150. The pricing of a service fee is essential to consider when looking at the overall affordability of a policy. 

Top Home Maintenance Problems in West Virginia

One of the things that homeowners will learn to love and hate about West Virginia is the four seasons. West Virginia has hot summers and frigid winters. This means that your home has to have plenty of systems and appliances in place to make it comfortable all year long. Three of the top home maintenance problems in West Virginia include electrical systems, HVAC, and heating systems. Let’s look at how having a home warranty in place can help you with these top home maintenance problems. 

  • Electrical Systems: Electricians are in high demand. If you have an issue at your home, you won’t find an electrician to come over and inspect for less than at least $75. On top of this, you will have to pay repair-related expenses and labor. With a home warranty in place, you are only responsible for your service fee. 
  • HVAC: Those warm West Virginia summers are going to require that you have your home cooled to be comfortable. The problem with HVAC systems is that they are expensive to repair and replace. A home warranty in place will help you cover these costs. 
  • Heating Systems: When everyone starts their heating systems back up for the winter, many homeowners have issues requiring a repair technician. The problem is that the repair technicians are very busy and could have you waiting weeks for a repair. With a home warranty in place, your repair will be guaranteed within a certain period. 

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Our Conclusion

Hopefully, you now feel as though you can make an educated decision about a home warranty policy for your West Virginia home. Although all five of these policies have great features and benefits, the Choice Home Warranty stands out as the best overall. The time that Choice has spent in the industry, combined with their fair pricing and plan choices, will make it the best choice for West Virginia homeowners. If you are shopping for the best deal, many companies have sign-on incentives that can help improve affordability. Don’t hesitate to get a quote from more than one provider. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About West Virginia Home Warranties

How Much Does A Home Warranty Cost In West Virginia?

A West Virginia home warranty will range in price from $35 to $80 per month. If you want to keep your plan’s pricing down, you will have to limit the coverage that you are offered. Higher-priced plans have more coverage options and potentially lower service fee costs. 

What Is A Service Fee?

A service fee is a price you pay when you schedule a repair for a covered system or appliance. The service fee is going to range in price from $60 to $150. It’s essential to consider the service fee costs to ensure that your policy is fairly priced overall. 

What Is The Best Home Warranty Company In West Virginia?

The best home warranty in West Virginia is the Choice Home Warranty. The Choice Home Warranty has been on the market for more than 13 years, has excellent customer service, impressive coverage, and a great list of coverages for your West Virginia home. If you want a company that is easy to work with and trusted in the industry, Choice Home Warranty will be a perfect option. 

Is A Home Warranty Worth It?

Most homeowners find that it only takes one or two repairs to a system or appliance to justify the cost of a home warranty. Since home warranties are a fair monthly price, an HVAC or electrical system repair that would have cost several hundred dollars will quickly justify the plans’ costs. In addition, the home warranty helps homeowners to budget and have peace of mind about their home.

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