Updated Jan 10, 2023
Updated Jan 10, 2023
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Homeowners in West Virginia have access to scenic views, affordable housing, and great weather. West Virginia homeownership can be a dream come true for many people. However, West Virginia homeowners are not immune to the issues that come up with a home’s systems and appliances.
West Virginia can experience high temperatures in the summer and very low in the winter. This fluctuation will end up causing some issues with home systems and appliances. Having the home warranty in place will lower the out-of-pocket expenses that you will have to pay. In our guide featuring the best home warranty companies in West Virginia, we will give you information on how to choose a home warranty, why a home warranty is necessary, and the best West Virginia home warranties to choose.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of West Virginia. Although there are plenty of great benefits in the pricing, coverage options, and customer service associated with Choice Home Warranty, there is one thing that helps them stand out from other companies. Choice Home Warranty is one of the easiest to work with. From the time you get your free quote to the time you need to replace your refrigerator, Choice makes things as straightforward as possible. The service contract has very little fine print, and you will know exactly which areas of your West Virginia home are covered under your policy.
Pros
Cons
There are only two plan choices from Choice Home Warranty; however, each of these plans has both appliance and system coverage. Having a combination of coverages will help to ensure that you can have peace of mind about your entire home. The Choice Home Warranty also allows for some additional options like a central vacuum system or a swimming pool. The service fee from Choice Home Warranty is $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can add to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
Select Home Warranty is the most cost-effective home warranty plan for West Virginia homeowners. A Select Home Warranty plan is cost-effective when the pricing for the monthly fees and the service fees will end up saving you money at the end of the year. Select Home Warranty has almost ten years of industry experience, and they are conscientious about providing value for homeowners. Each Select Home Warranty policy comes with free roof leak coverage. This is an add-on for most other companies.
Pros
Cons
The Select Home Warranty has three options for West Virginia homeowners to choose from. The plans are the Gold, Bronze, and Platinum Plan. The combo plan is just a few dollars more per month and includes coverage for everything listed in both the other plans. The Select Home Warranty Platinum Plan is one of the most popular choices on the market. If you need more add-on coverage in addition to the free roof leak option, there are other choices from Select. Select Home Warranty has a service fee of just $65.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without paying extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in West Virginia. When you can customize your plan, you can ensure that you are only paying for features that your West Virginia home has. For the last 50 years, American Home Shield has been providing West Virginia homeowners with impressive coverage for their homes. The customer service, response times, and claim approvals all help to make American Home Shield stand out as one of the best overall choices in the home warranty industry.
Pros
Cons
Coverage from American Home Shield has always been considered premium. If you want complete peace of mind about your home warranty policy, this is the plan to choose. The two comprehensive or combo plans tend to be the most popular as they provide a great mix of system and appliance coverage. In addition, American Home Shield is known for its good add-on choices as well. These will help improve the overall customization of the plan. The American Home Shield home warranty has a customizable service fee that ranges from $65 to $125.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club has the quickest coverage of any home warranty provider in West Virginia. Home protection plans that The Home Service Club offers will typically have a 30-day wait period before they begin. This home warranty coverage starts after just ten days. Service requests are handled in a short period of time, and The Home Service Club has been on the market for more than 13 years. If you are looking for a comprehensive home warranty plan that offers some great value, The Home Service Club is the place to look.
Pros
Cons
There are two plans from The Home Service Club. Each of The Home Service Club plans has a tremendous amount of coverage. The Standard Coverage has 18 covered items, while the Comprehensive Coverage has 33 covered items. The service fee from The Home Service Club is a customizable one. The prices range from $65 to $125. If you choose the higher service fee, the monthly payments are fairly priced.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of West Virginia. The amazing thing about Liberty Home Guard is that they earned this reputation after two years in the industry. Liberty Home Guard is a new company with modern systems and websites, and they are helping to meet and exceed the expectations of their customers. The Liberty Home Guard plans are quite extensive, and they offer a broad range of coverage options. If you like a modern company that is very on top of the needs of its customers, Liberty Home Guard could be a great choice. Earning an A rating with the BBB in just two years is an accomplishment to be proud of.
Pros
Cons
There are three policy choices from Liberty Home Guard. The policy options include a systems plan, appliance plan, and a combo or comprehensive option. However, one of the things that make the LHG plan stand out is the long list of add-on coverage options. You can add anything from carpet cleaning to gutter cleaning as part of your home warranty plan. All three of the Liberty Home Guard home warranty plans have a $75 service fee or deductible.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
A West Virginia home warranty will cost about $750 a year on average. Service providers will vary the costs of their home warranty plan based on the size of your home, the number of appliances and systems, and the overall plan that you choose. Home warranties in West Virginia will also have service fees, coverage caps, and cancellation fees that need to be considered in the total cost. For those on a budget, the West Virginia home warranty with customizable service fees will be the best choice.
Overall | $756.34 |
Single-Family | $616.54 |
Multi-Family | $1,127.74 |
Townhome | $503.18 |
Condo | $634.97 |
Duplex | $925.02 |
Home Over 5,000 sq ft | $1,294.73 |
Home Under 10,000 sq ft | $685.55 |
Home Warranty Company | Choice Home Warranty | Select Home Warranty | American Home Shield | The Home Service Club | Liberty Home Guard |
Our Rating | 9.7 | 9.5 | 9.5 | 9.4 | 9.3 |
Best For | Best Overall | Most Cost Effective | Best Customizable Plans | Quickest Service | Most Trustworthy |
Average Cost | $600/year | $614/year | $629/year | $678/year | $699/year |
Service Fee | $85 | $65 | $75-$125 | $65-$125 | $75 |
Annual Limit | Up to $3000 per covered item | Up to $2000 per covered item | Up to $6000 per covered item | Up to $2500 per covered item | Up to $2000 per covered item |
Average Response Time | Up to 48 hours | Up to 48 hours | Up to 48 hours | Within 24 hours | Within 24 hours |
State Availability | Excludes WA | Excludes NY, NV, WA, WI | Excludes AK | Available in All States | Excludes WA & WI |
Online Chat / Mobile App | No | No | Yes | Yes | Yes |
Quote | Get Quote | Get Quote | Get Quote | Get Quote | Get Quote |
Hopefully, you now feel as though you can make an educated decision about a home warranty policy for your West Virginia home. Although all five of these policies have great features and benefits, the Choice Home Warranty stands out as the best overall. The time that Choice has spent in the industry, combined with its fair pricing and plan choices, will make it the best choice for West Virginia homeowners. If you are shopping for the best deal, many companies have sign-on incentives that can help improve affordability. Don’t hesitate to get a quote from more than one provider.
Getting the best home warranties in West Virginia narrowed down to the top five choices is a significant first step. However, now we have to choose just one of these policies for your home. Three ways you can compare these policies are to look at the plan choices, options coverages, and service fees.
One of the things that homeowners will learn to love and hate about West Virginia is the four seasons. West Virginia has hot summers and frigid winters. This means that your home has to have plenty of systems and appliances in place to make it comfortable all year long.
A home warranty is a cost savings plan for homeowners who are trying to afford their home system and appliance repairs. Home warranties will help ensure that you are not going to be paying hundreds or thousands of dollars to get your refrigerator or plumbing system back up and running. Most home warranty providers will allow you to sign up for coverage, regardless of the age of your home. Home warranty plans typically have a one-year policy and will cover both repairs and replacements.
A home warranty and homeowners insurance are quite different in what they cover. The home insurance policy will cover your home for a major or natural disaster. If you experience something like a fire or tornado, your homeowners insurance would replace your entire home if necessary. For a home warranty, the coverage is for covered appliances, systems, and add-ons. The home warranty covers the items that you use most in your home on a day-to-day basis. Home warranty plans have service fees as opposed to deductibles and they are considerably lower.
A home warranty plan is designed to be rather easy to use. Whether you have chosen AHS, CHW, or THSC the way you submit your claim may be a little different, but the process should be the same for getting your repair. Here are the basic steps to how a home warranty in West Virginia will work and what you will need to do to get your coverage.
The home warranty will typically be divided into three different categories. These categories include appliances, systems, and add-on coverage. The appliances will be the kitchen and laundry room appliances that you are accustomed to using in your home. Most people look to ensure that their refrigerator, stove, dishwasher, washer and dryer are part of their West Virginia home warranty.
The systems that are included in most home warranty plans are the plumbing system, HVAC, electrical system, and heating system. For West Virginia homeowners these are all important coverages to consider. Add-on coverages include things like the swimming pool, carpet cleaning, pest control, and even lawn sprinklers. The add-on coverages are not mandatory and allow you to decide if this is the coverage you need for your home.
While a home warranty can do a great job of covering all your home systems and appliances it will only protect against normal wear. If you have issues that were not created by normal wear, your home warranty claim will be denied.
Home warranty plans only cover normal wear. If you have some issues with home systems and appliances that could have been prevented or were in place prior to the home warranty plan going into place, the home warranty coverage will not apply. Here are a few of the things that are not covered by a home warranty plan:
Most home warranty companies in West Virginia are good at keeping homeowners satisfied. However, there are some issues that come up that can be quite frustrating. If you are new to home warranties and want to set the expectation for what it will be like to have a home warranty in place, it’s good to understand common customer complaints. Here are a few of the things that homeowners struggle with when it comes to the home warranty plan.
A West Virginia home warranty is worth it. Homeowners in West Virginia have four distinct seasons to deal with and each of these seasons can cause increased wear and tear on certain areas of the home. Home warranty plans will ensure that you are properly covered and your budget remains intact.
Homeowners find that a typical HVAC repair could cost close to $100 for inspection and then hundreds or even thousands of dollars for the actual repair. With a home warranty in place, you may be able to pay just $75 or $100 for the entire repair.
Typically West Virginia homeowners find that it takes about two repairs or replacements to completely justify the costs of the home warranty plan for the entire year. Having this extra cost savings and combining it with the peace of mind that a home warranty brings is really what helps a West Virginia homeowner.
A West Virginia home warranty will range in price from $35 to $80 per month. If you want to keep your plan’s pricing down, you will have to limit the coverage you are offered. Higher-priced plans have more coverage options and potentially lower service fee costs.
A service fee is a price you pay when you schedule a repair for a covered system or appliance. The service fee will range in price from $60 to $150. It’s essential to consider the service fee costs to ensure that your policy is fairly priced overall.
The best home warranty in West Virginia is Choice Home Warranty. Choice Home Warranty has been on the market for more than 13 years and has excellent customer service, impressive coverage, and a great list of coverages for your West Virginia home. If you want a company that is easy to work with and trusted in the industry, Choice Home Warranty will be a perfect option.
Most homeowners find that it only takes one or two repairs to a system or appliance to justify the cost of a home warranty. Since home warranties are a fair monthly price, an HVAC or electrical system repair that would have cost several hundred dollars will quickly justify the plans’ costs. In addition, the home warranty helps homeowners budget and have peace of mind about their homes.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional West Virginia Home Warranty Resources
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