Best Home Warranty Companies in Vermont (2021)

By Kelly Boyer Sagert

Vermont homeowners will benefit from low crime rates, beautiful season changes, and affordable overall cost of living. Being a homeowner in Vermont has some great benefits. However, there are always issues that can come up with homes and make them quite stressful to own. Luckily a home warranty policy can help to make Vermont homeownership a bit more enjoyable.

In our guide featuring the best home warranty companies in Vermont, we will give you information on . . .

  • How to choose the best home warranty 
  • Why do Vermont homeowners need a home warranty 
  • What the best companies in Vermont are for home warranties

The home warranty policy is a plan that protects a homeowner from expensive repair and replacement-related expenses of the systems and appliances in the home. If your HVAC or heating system stops working, the home warranty policy will cover any of the associated expenses. Choosing the best home warranty companies in Vermont can be a bit difficult. If you are frustrated with this process and need a bit of guidance, keep reading. 

Vermont Top 5 Home Warranty Companies

There are more than 50 home warranty companies in Vermont to choose from. When we compared these companies, we looked at things like response times, customer service reviews, plan customization, service fees, overall pricing, plan choices, time in the industry, BBB ratings, and more. Here is how the top five Vermont home warranties ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy 
  5. Service Plus Home Warranty: Best for Immediate Service 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
Service Plus Home Warranty ServicePlus Best For Immediate Service Gold Plan: $53.67/month

Platinum Plan: $60.33/month

$75 5 NR

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Vermont. With the Choice Home Warranty, you are going to quickly notice how simple their service contract and policy details are. Choice Home Warranty will not turn down your request for a home warranty plan, even if your home is more than 40 years old. The Choice Home Warranty has been an option for Vermont homeowners for the last 13 years. With impressive customer service reviews and fair pricing, Choice easily earns the top spot on our list. 

There are only two Choice Home Warranty plans to decide between. The unique thing about Choice is that each of these plans is a combo plan that has both system and appliance coverage. The overall coverages offered by Choice are comprehensive and will protect your Vermont home quite well. The add-on options from Choice are great for those that own a pool or a central vacuum system. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. This is an average level fee as some of the service fees can get as high as $150. Overall you will find that Choice ends up as one of the more affordable plans on the market. 

There is a lot of fine print and details in the home warranty industry. However, Choice Home Warranty ensures that you are never confused or disappointed in their plan. From the time you sign up to the time you need your first repair, Choice is there to help and guide Vermont homeowners.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in the state of Vermont. If your home has some unique features, the American Home Shield plan will be the best choice available. Being able to add and subtract coverages to precisely fit the needs of your home is a great benefit. American Home Shield has been in the home warranty industry for 50 years. They are one of the leaders in the world of home warranties, and their customer service and plan choices are some of the highest regarded. Overall, American Home Shield is considered a premium home warranty company. 

There are three American Home Shield policies to choose from. In addition, there is plenty of add-on coverage choice as well. If these policies don’t work for you and you want just to build out a plan for your home, you will have the ability to do that with American Home Shield. Be prepared to pay a few dollars more for a plan like this, but in the long run, the plan’s pricing will pay off. 

Some of the add on coverage that you can get with the American Home Shield warranty includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

American Home Shield has service fees that will range between $75 and $125. The higher-priced service fees will feature lower monthly pricing. American Home Shield gives you the ability to customize pricing as well as the overall plan choices. 

Vermont homeowners who want only the best for their homes will find the American Home Shield company the best overall option. With its history in the industry, impressive customer service, and high payout on claims, AHS has earned this spot on our list.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective home warranty plan for Vermont. The pricing of the home warranty plan that you choose is incredibly important. The plan has to justify the price that you pay so that you know you are getting great value. Select Home Warranty has been on the market for nearly ten years, and they have learned how to offer great coverage for a fair price. With each Select Home Warranty plan, you will also get free roof leak coverage.

There are three Select Home Warranty policies to choose from. When you review the policy choices from Select Home Warranty, you will quickly see that the Platinum Care Plan is the best value. This plan combines the coverage in the other two plan choices, and the overall pricing is just a few dollars more per month. There are also add-on options that you can include in your Vermont policy to make it more comprehensive. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The service fee for Select Home Warranty is $60; this is one of the lowest on the market. When combined with the pricing of Platinum Care, you will have a hard time finding something more cost-effective than the Select Home Warranty. 

If you are a budget-conscious homeowner, this is the plan to consider first. Anytime a company throws in coverage for free, the value of your policy will increase considerably. The Select Home Warranty is a smart and affordable choice that allows homeowners peace of mind about their Vermont home.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Vermont. When you invest in a home warranty, one of the factors to look into is the BBB rating. The Liberty Home Guard features an A rating with the BBB. They have managed to achieve this ranking after just two years in the home warranty industry. Liberty Home Guard quickly attends to issues around the home, and their plans offer an impressive depth of coverage. Homeowners have been pleasantly surprised by the way that Liberty Home Guard over-delivers. 

There are three home warranty plans offered by Liberty Home Guard. The plans are a system option, appliance plan, and combo. You will likely notice that the pricing is slightly higher for some of the Liberty Home Guard plans, yet the service fees are low, and the coverage is quite broad. Overall, Liberty Home Guard gives homeowners one of the longest lists of add-on coverages on the market. Everything from locksmiths to gutter cleaning can be added to your home warranty policy. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The Liberty Home Guard service fee is $60. Since the $60 fee is one of the lowest on the market, the overall plan is impressive and worth considering, even if you are on a budget. 

It’s essential to consider the history that a home warranty company has in the industry. However, it’s also important to see what they have done with their time on the market. You will be pleasantly surprised by how Liberty Home Guard has handled customer issues and repairs in their short time on the market. This is a home warranty company that will be around for many years.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

ServicePlus Home Warranty is the best home warranty for immediate service. Immediate service is essential for several reasons, but it will come in handy for Vermont homeowners during the winter months. If your heating system goes down the day before a snowstorm, you will want to have access to a speedy and quality repair. The ServicePlus Home Warranty has spent about five years in the home warranty industry. The fair pricing, positive customer reviews, and policy choices have helped ServicePlus get an excellent reputation in the home warranty industry. 

The ServicePlus Home Warranty has very similar policies to the Choice Home Warranty. There are two combo options to choose from that cover both systems and appliances. There is also plenty of add-on coverages included everything from the septic system to a second refrigerator. 

The optional coverage choices from ServicePlus Home Warranty include:

  • Pool / Spa
  • Additional Spa
  • Limited Roof Leak
  • Central Vacuum
  • Sump Pump
  • Well Pump
  • Septic System
  • Septic Pumping
  • Second Refrigerator
  • Stand Alone Freezer
  • Water Softener
  • Refrigerator Ice Maker
  • Free Standing Ice Maker
  • Add’l A/C System (each)
  • Add’l Heading System (each)
  • Water Heater (each)
  • Add’l Garage Door Opener (each)
Plan Price Per Month Price Per Year
Silver Combo $53 $636
Platinum Combo $60 $720

The deductible from ServicePlus is $75. Compared to the policy’s overall monthly pricing, the $75 fee falls right in line with impressive home warranty pricing. 

If you are worried about being able to get in contact with your home warranty provider. ServicePlus home warranty is an excellent policy to consider investing in. The pricing is fair, but the availability to the customer is one of the best in the market. Being open 24 hours a day, 365 days a year, can help ensure the ServicePlus home warranty is the best fit for your Vermont home.

To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091

Vermont Home Warranty Buying Guide

At this point, you should feel a bit more confident about choosing a home warranty for your Vermont home. The options on the market are pretty impressive, but it can sometimes be challenging to narrow down to just one plan. Luckily there are some specifics that you can use to compare one policy to another. Three of the things that we would consider include coverage limits, service fees, and cancellation policies. 

  • Coverage Limits: Each covered item of a plan has a coverage limit. The limits can range in price from $500 to $3000 per covered item. These coverage limits are going to impact the value that you get from your plan. For Vermont homeowners with high-end appliances and systems, choose a plan with higher coverage limits. 
  • Service Fees: The service fees associated with your home warranty policy can range in price from $60 to $150. The lower-priced service fees help to make a policy more affordable overall. 
  • Cancellation Policies: Most home warranty plans will give you the first 30 days to cancel for free. After that, the cancellation fees tend to increase quite a bit. Pay attention to the cancellation policies associated with the plan if you are unsure about the home warranty coverage you are choosing.   

Top Home Maintenance Problems in Vermont

Although Vermont is one of the more beautiful places to live, there are still home maintenance problems that can impact your home. The winters in Vermont are cold and wet, and it can lead to issues with many of your home systems and appliances. Three of the top home maintenance problems in Vermont include roof leaks, heating systems, and water heaters. Let’s take a look at how having a home warranty in place will help you keep your Vermont home free of any issues. 

  • Roof Leak:  Roof leak coverage in Vermont is essential because of the snow that can sit on a roof and cause issues inside the home. Roof leaks tend to destroy other systems and appliances, and they need to be handled quickly. It can be hard to find a contractor willing to come and work on one small leak, but a home warranty company will handle this for you. 
  • Heating System: The Vermont winters are cold enough that you will need to have a functional heating system in place. The heating system is typically quite costly to repair. Technicians will charge hundreds of dollars just to come and inspect the issues with the heating system. With a home warranty in place, the service fee will be the only associated cost. 
  • Water Heater: Water heaters only have a limited lifespan. When the water heater reaches the end of the useable life, expensive repair and replacement-related costs are involved. The home warranty plan helps to keep the water heater from depleting your savings account.

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Our Conclusion

Hopefully, you are now ready to get your home warranty coverage started. Vermont homeowners are lucky to have the great options that they have access to. Choice Home Warranty stands out as the best overall home warranty plan in Vermont. With Choice, you will be impressed with the coverage choices and affordability. In addition, the age of your home is not going to impact your ability to qualify for the Choice Home Warranty. Take the time to get a few quotes for your home warranty insurance so that you end up with a plan that works for your needs specifically.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Vermont Home Warranties

How Much Does A Home Warranty Cost In Vermont?

Vermont home warranties can cost anywhere from $35 to $75 per month. These policies will also have service fees associated with them that will impact the overall pricing of the plan. Home warranties increase in price as you add more coverage. If you are on a budget, you can choose a plan with limited covered items, and it will help you save money.  

What Is A Service Fee?

The service fee is the price you pay when you need to repair one of your covered items. Service fees range in price from $60 to $150, and many people call them a deductible on the policy. 

What Is The Best Home Warranty Company In Vermont? 

The best home warranty in Vermont is Choice Home Warranty. Choice is a 13 year veteran in the industry that offers fair plans and reasonable pricing. The Choice Home Warranty is an excellent option for those new to the world of home warranties and who want to get started with a straightforward company to deal with. 

Is A Home Warranty Worth It?

Typically homeowners find that it takes one or two repairs around the home to see the plan cover itself. If your HVAC needs a $500 part, you will quickly see how important it is to have this home warranty in place; in addition, home warranties give homeowners peace of mind about the status and condition of their property. 

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