Updated Jan 10, 2023
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Vermont homeowners will benefit from low crime rates, beautiful season changes, and affordable overall cost of living. Being a homeowner in Vermont has some great benefits. However, there are always issues that can come up with homes and make them quite stressful to own. Luckily a home warranty policy can help to make Vermont homeownership a bit more enjoyable.
Vermont has some strong weather changes from one season to another. With a Vermont home warranty in place, you can be prepared for both system and appliance issues that occur in your home. In our guide featuring the best home warranty companies in Vermont, we will give you information on how to choose a home warranty, why Vermont homeowners need a home warranty, how to choose the best home warranty, and what home warranty company is the best in Vermont.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of Vermont. With Choice Home Warranty, you are going to quickly notice how simple their service contract and policy details are. Choice Home Warranty will not turn down your request for a home warranty plan, even if your home is more than 40 years old. CHW has been an option for Vermont homeowners for the last 13 years. With impressive customer service reviews and fair pricing, Choice easily earns the top spot on our list.
There are only two Choice Home Warranty plans to decide between. The unique thing about Choice is that each of these plans is a combo plan that has both system and appliance coverage. The overall coverages offered by Choice are comprehensive and will protect your Vermont home quite well. The add-on options from Choice are great for those that own a pool or a central vacuum system.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can add to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
Select Home Warranty is the most cost-effective home warranty plan for Vermont. The pricing of the home warranty plan that you choose is incredibly important. The plan has to justify the price that you pay so that you know you are getting great value. Select Home Warranty has been on the market for nearly ten years, and they have learned how to offer great coverage for a fair price. With each Select Home Warranty plan, you will also get free roof leak coverage.
There are three Select Home Warranty policies to choose from. When you review the policy choices from Select Home Warranty, you will quickly see that the Platinum Care Plan is the best value. This plan combines the coverage in the other two plan choices, and the overall pricing is just a few dollars more per month. There are also add-on options that you can include in your Vermont policy to make it more comprehensive.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without paying extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in the state of Vermont. If your home has some unique features, the American Home Shield plan will be the best choice available. Being able to add and subtract coverages to precisely fit the needs of your home is a great benefit. American Home Shield has been in the home warranty industry for 50 years. They are one of the leaders in the world of home warranties, and their customer service and plan choices are highly regarded in the industry. Overall, AHS is considered a premium home warranty company.
There are three American Home Shield policies to choose from. In addition, there is plenty of add-on coverage choice as well. If these policies don’t work for you and you want just to build out a plan for your home, you will have the ability to do that with American Home Shield. Be prepared to pay a few dollars more for a plan like this, but in the long run, the plan’s pricing will pay off.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club has the quickest coverage of any home warranty provider in Vermont. Homeowners in Vermont typically have to wait about 30 days before their home warranty plan goes into full effect. With The Home Service Club, you will have full coverage after just ten days. Homeowners that are in the middle of a real estate transaction tend to like this coverage because it starts quickly. With the coverage options from The Home Service Club, expect a large number of covered systems and appliances.
There are two plans that The Home Service Club offers for Vermont homeowners. If you are concerned about the costs of home protection, the Comprehensive Coverage plan is the best overall choice. The Home Service Club has service fees that are customizable and can range from $65 to $125. In addition, the coverage caps from The Home Service Club will be around $2500 for most systems and appliances. This is a bit higher than other protection plans on the market.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of Vermont. When you invest in a home warranty, one of the factors to look into is the BBB rating. The Liberty Home Guard features an A rating with the BBB. They have managed to achieve this ranking after just two years in the home warranty industry. Liberty Home Guard quickly attends to issues around the home, and their plans offer an impressive depth of coverage. Homeowners have been pleasantly surprised by the way Liberty Home Guard over-delivers.
There are three home warranty plans offered by Liberty Home Guard. The plans are a system option, appliance plan, and combo. You will likely notice that the pricing is slightly higher for some of the Liberty Home Guard plans, yet the service fees are low, and the coverage is quite broad. Overall, Liberty Home Guard gives homeowners one of the longest lists of add-on coverages on the market. Everything from locksmiths to gutter cleaning can be added to your home warranty policy.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
The average cost of a home warranty plan in Vermont is right around $800. This is, of course, going to be a bit more expensive for those that have a large home than it will be for those with a condo or townhome. Optional coverage for the home warranty will also increase the costs. Choosing service providers with a customizable service fee can also save you quite a bit of money. The policy can be set up to fit within the needs of your budget.
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost Effective||Best Customizable Plans||Quickest Service||Most Trustworthy|
|Annual Limit||Up to $3000 per covered item||Up to $2000 per covered item||Up to $6000 per covered item||Up to $2500 per covered item||Up to $2000 per covered item|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||Excludes WA||Excludes NY, NV, WA, WI||Excludes AK||Available in All States||Excludes WA & WI|
|Online Chat / Mobile App||No||No||Yes||Yes||Yes|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
Hopefully, you are now ready to get your home warranty coverage started. Vermont homeowners are lucky to have the great options they have access to. Choice Home Warranty stands out as the best overall home warranty plan in Vermont. With Choice, you will be impressed with the coverage choices and affordability. In addition, the age of your home is not going to impact your ability to qualify for Choice Home Warranty. Take the time to get a few quotes for your home warranty insurance so that you end up with a plan that works for your needs specifically.
At this point, you should feel a bit more confident about choosing a home warranty for your Vermont home. The options on the market are pretty impressive, but it can sometimes be challenging to narrow down to just one plan. Luckily there are some specifics that you can use to compare one policy to another. Three of the things that we would consider include coverage limits, service fees, and cancellation policies.
Although Vermont is one of the more beautiful places to live, there are still home maintenance problems that can impact your home. The winters in Vermont are cold and wet, and it can lead to issues with many of your home systems and appliances. Three of the top home maintenance problems in Vermont include roof leaks, heating systems, and water heaters.
A home warranty is a protection plan for home systems and appliances that will give homeowners peace of mind about the out of pockets expenses related to homeownership. The home warranty will require a service call fee to pay for a system or appliance break down, but these are typically priced between $65 and $100. The home warranty plan covers home appliances as well as home systems. Most home warranty providers will allow you to view a sample contract before putting your home warranty coverage in place. Home warranty plans and homeowners insurance are not the same things.
Homeowners insurance is in place to protect your Vermont home from things like a fire or a hurricane, or tornado. With a home warranty, you will have protection from your dishwasher or plumbing system breaking down. The homeowner’s insurance can sometimes be a mandatory policy, and it helps to take large expenses off the table. The home warranty is a way to ensure both home systems and appliances, the things that we use on a daily basis, are adequately protected.
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A home warranty in Vermont will vary a bit from one provider to another. However, for the most part, the home warranty will be relatively simple to use. Once you learn how to submit a claim and the expected wait times for a repair, the rest is very easy. Home warranties in Vermont will allow homeowners much faster service than those that don’t have a home warranty in place. Here is the basic process of how a home warranty works.
The three main categories of coverage for a home warranty are systems, appliances, and add-on coverages. The appliances that are typically covered under the home warranty plan include things in your kitchen like the refrigerator and stove and the laundry room appliances as well. Appliance-only plans are typically the lowest-cost plans.
The systems coverage is another option from a home warranty provider, and this includes things like the electrical system, plumbing system, and even the HVAC. Add-on coverages can be included with most home warranty plans for things like swimming pools, spas, and even septic systems. The add-on coverages are going to have extra costs that are not seen in the monthly service contract.
Home warranty plans will only cover normal wear. If there is an issue at your home caused by anything other than normal wear, chances are your home warranty will not cover the issue.
Home warranty plans will protect against normal wear only. If you have a pre-existing condition with one of your home appliances or systems, then the home warranty is not an option when it comes to coverage. The home warranty plan is not an excuse to stop working on your home and taking care of systems and appliances. Always take great care of your home, and you will experience very few claim denials.
Here are a few of the things that are not covered by a home warranty plan:
Most homeowners in Vermont are happy with the service and value they receive from a home warranty. However, there are times when issues come up, and customers will find it very frustrating. Three of the main problems that homeowners in Vermont have is claim denial, failed repairs, and increasing costs.
Home warranty plans are worth it for Vermont homeowners. If you are living in fear that the next home system or appliance breakdown could cost you hundreds or thousands of dollars, then the home warranty is a perfect option for you. Home warranty plans offer more than just cost savings; they offer peace of mind and time savings.
When your HVAC goes down in the middle of the summer, finding a technician that will even come and inspect it is a challenge. The repair and inspection costs could easily run you more than $500. With a home warranty in place, you will only pay the service fee, which is typically around $75. Home warranty plans help homeowners budget and to be prepared for anything.
Most Vermont homeowners find that it takes just one or two repairs a year to fully justify the costs of a home warranty. As a homeowner, you know that there are years when just one or two repairs would be wonderful. For those times when you have five or even six repairs, your home warranty plan could save you thousands.
Vermont home warranties can cost anywhere from $35 to $75 per month. These policies will also have service fees associated with them that will impact the overall pricing of the plan. Home warranties increase in price as you add more coverage. If you are on a budget, you can choose a plan with limited covered items, and it will help you save money.
The service fee is the price you pay when you need to repair one of your covered items. Service fees range in price from $60 to $150, and many people call them a deductible on the policy.
The best home warranty in Vermont is Choice Home Warranty. Choice is a 13-year veteran in the industry that offers fair plans and reasonable pricing. The Choice Home Warranty is an excellent option for those new to the world of home warranties and who want to get started with a straightforward company to deal with.
Typically homeowners find that it takes one or two repairs around the home to see the plan cover itself. If your HVAC needs a $500 part, you will quickly see how important it is to have this home warranty in place; in addition, home warranties give homeowners peace of mind about the status and condition of their property.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
We developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria. We used a five-point scale with a point index ranging from 0.00 to 1.00. The minimum awardable value is 0.0, whereas 1.00 is the maximum. These numeric points are translated into star ratings, using whole star increments between one and five.
Here is a quick breakdown of our five core scoring categories:
Additional Vermont Home Warranties to Consider