- Coverage isn’t denied based upon: the age of your home or home appliance ages, as long as they’ve been properly maintained
- Customer service offered after hours
- 90-day repair guarantee
- Freon coverage
A Vermont home warranty can protect homeowners from paying expensive, out-of-pocket costs for repairs and replacements on home systems and appliances.
If you’re looking for a home warranty in Vermont, keep reading to learn about the best home warranty companies in the state, common home maintenance issues faced by Vermont homeowners, and important home warranty buying tips.
Vermont is located in the eastern portion of the United States in the New England region. It’s bordered by Canada to the north, as well as the states of Massachusetts, New Hampshire, and New York. One of the smaller states in the country (45th out of 50, size-wise), it’s divided into six land regions: Northeast Highlands, Western New England Upland, Green Mountains, Vermont Valley, Taconic Mountains, and Champlain Valley.
It’s nicknamed the Green Mountain State after a mountain range that was named by Samuel de Champlain in 1647. The state bird is the hermit thrush and the state tree is the sugar maple.
There are six Vermont cities with a population of 7,000 people or more. They include:
Given that Vermont has been a state since 1791, there are plenty of older homes throughout the state. In fact, 25.7% of them were built in 1939 or earlier, with a whopping 75.2% built in or before 1989. Older homes typically need more repairs than newer ones, making home warranty plans a good choice for many Vermont homeowners.
Here are some major home maintenance issues that Vermont homeowners face and how a home warranty can help solve the problem:
If you own a home, whether that’s a single dwelling, duplex, mobile home, townhouse, or condo, there are home warranty options available for you in the state of Vermont. If your home isn’t a single dwelling, check with your home warranty company about any rules and restrictions that come with coverage. For example, if you live in a duplex or triplex, the home warranty company may require all units to be covered.
Not all companies are licensed to sell these home protection plans in all states, so make sure the company you’re exploring does in fact offer coverage in Vermont. The five home warranty companies we’ve listed in this article sell plans in this state.
Home warranty coverage will depend on the plan you choose, the company you sign up with, and where you live. Typically, a home warranty covers your major systems and appliances. Here are the best home warranty companies in Vermont and what they cover:
As is typical, CHW offers more than one plan for consumers to consider: a Basic Plan and a Total Plan. The Basic Plan covers items such as your heating system, ductwork, garbage disposal, garage door opener, built-in microwave, and dishwasher. The Total Plan builds off of the Basic Plan and protects your refrigerator, clothes washer, and air conditioning.
Choice Home Warranty also offers optional coverage for items such as your pool or spa and even provides freon coverage, which isn’t typically included with home warranty plans.
If you have an older home or older home appliances, Choice Home Warranty may be a good plan to consider because they don’t deny coverage based on a home’s age or appliance age, as long as they’ve been well maintained.
MORE: Extensive Choice Home Warranty Review
If you want a home warranty company that has plenty of experience, American Home Shield may be the best option for you, as it has over 50 years of experience. AHS offers four plan choices: Appliance Plan, Systems Plan, Combo Plan, and Build Your Own Plan. The Appliance Plan covers major home appliances, the Systems Plan covers major home systems, the Combo Plan covers a combination of the two, and a Build Your Own Plan lets you customize coverage.
Optional coverage includes add-ons such as a guest home that’s up to 750 square feet, pools, and spas.
AHS is BBB-accredited, plus they offer generous coverage caps and provide service call follow-ups.
MORE: Our detailed American Home Shield review
This home warranty company offers three choices of plans—Bronze Care (a home appliances plan), Gold Care (a home systems plan), and Platinum Care (a plan that covers both home systems and appliances)—plus optional add-ons. Unique features of Select Home Warranty include that they offer free roof leak coverage as well as septic system coverage.
Some reasons why many people appreciate this company include the professionalism displayed by the AHS contractors, 24/7 service calls, and a 30-day window for cancellation if you’re not satisfied with service.
MORE: Compare Select Home Warranty plans
America’s 1st Choice Home Club offers four plans: Silver, Gold, Platinum, and System. This company also offers coverage for your sump pump, septic system, hot water dispenser, pool and spa, stand-alone freezer, and tankless water heater.
If you want the ability to choose your own service contractors, America’s 1st Choice Home Club allows you to do this. Here are some additional reasons why AFC Home Club could be a good choice:
The Home Service Club offers two plans: Standard and Comprehensive. This home warranty company also offers optional coverage for outside power, water, sewer, and irrigation lines (something not typically offered by other companies). Additional benefits of choosing this plan include their 10-day waiting period, which is shorter than what’s typically required, plus their:
On average, Vermont home warranty plans cost a homeowner an average of $300–$600 per year. Deductibles can be as low as $45 up to more than $100 per instance. The ultimate home warranty cost will depend on the plan chosen and the add-on coverages selected.
Let’s say that you’re in the middle of a cold Vermont winter and your heating system goes out. If you didn’t have a home warranty, you would need to call service contractors in the area to see when they could come out to troubleshoot and how much they charge for their services. Prices may be high during the winter season, as this is typically when heating issues arise.
However, if you had a home warranty plan, you would simply call your home warranty company when your heating system started experiencing issues and file a claim. They would then arrange for a technician to contact you and schedule a convenient time for a repair or replacement. The only fee you would have to pay would be the service fee—this is paid when the contractor comes to your home.
Having a home warranty plan, then, can streamline the repair or replacement process while also saving you time and money.
Since home repairs can be expensive, with system replacements being even more costly, it’s helpful to have a safety net. Although homebuyers aren’t required to buy a home warranty plan, they can rest assured that these service contracts provide a solid sense of security in the event of an emergency.
When you’re ready to buy a home warranty, here are several questions to ask yourself:
What matters most is that you select a plan that provides the home system and appliance coverage you need. Some plans are pretty comprehensive, while others are more basic and offer coverage for only the major systems and appliances in your home.
Here are a few reviews from Vermont homeowners who have a home warranty:
Ernest Salas, an American Home Shield customer from Colchester, VT, says:
“I like the way I was able to make the claim online. Our heating system went out late in the evening and I was able to place the claim online immediately without having to wait until the next day. The contractor called me and we set up a time for him to come by. He showed up at the agreed time and he fixed our heater. No problem.”
Letricia Chandler, an American Home Shield customer from Rutland, VT, says:
“I called AHS and stated I had a problem with my stove. Within one to two days, the service worker called and said he will be out to my house within a day. He came out and stated that the part for my stove was no longer available. At that time, he called AHS and told them the problem. AHS called me within two days and asked me questions about my stove and later that day she had one for me to look at online. After looking at the stove and agreeing that it was comparable to the one I had, a week later the stove was delivered to my home. I was very happy with their services and quick response.”
In general, a home warranty costs around $300–$600 per year. Service fees will vary by company, but these can range between $75–$125 per service visit.
The cost to repair or replace a home appliance or system out-of-pocket can be astronomical, especially when you don’t have a budget for home expenses. A home warranty can protect your home and provide peace of mind, so that when an emergency strikes, you’ll be protected and won’t have to spend hundreds—or thousands—of dollars on a fix.
The five home warranty companies listed above are some of the top home warranty companies in the state of Vermont. We especially recommend Choice Home Warranty for their comprehensive coverage options and American Home Shield for their industry experience.
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A home warranty is a great option for those who want to protect their homes. There are plenty of plans to choose from, with five of the best home warranty companies listed in this article. Review the companies, their plans, and their add-on coverages to make sure you select the option that will most effectively serve you and your home protection needs.
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