Best Home Warranty Companies in Texas

By Kelly Boyer Sagert

A home warranty plan is a contract where you pay monthly or annual premiums in exchange for coverage of repairs and replacements to your home’s systems and appliances. This allows you to live comfortably in your home without worrying about incurring a bill that costs thousands of dollars. But with so many home warranty companies offering plans, how can you know which one is right for your family? To help you make that choice, we’ve rounded up some of the best home warranty companies in Texas. 

Texas’ top 5 home warranty companies

Editor's Choice

  • 2 plans available + optional add-ons
  • Has over 10 years of industry experience
  • 90-day repair guarantee
  • $36–$44 per month
Most comprehensive coverage

  • Offers 4 plans + optional add-ons
  • Guarantees parts and labor for the life of your membership
  • Lets members select their own service technician
  • Has unique benefits like free credit monitoring and discounted supplies

our rating9.1

AFC Home Club review
Most cost-effective plans

  • Provides free roof leak coverage
  • Has optional septic system coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Get 2 extra months free when you sign up today
Best customizable plans

  • 4 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $50–$55 per month
Best for add-ons

  • 3 plans + optional add-ons
  • Provides customers with one month free of coverage
  • Has a network of more than 10,000 licensed technicians
  • $29–$46 per month

Top home maintenance problems in Texas

Homeowners in Texas face a number of unique home maintenance challenges. Let’s take a look at how a Texas home warranty can help you tackle some of the Lone Star State’s most common home warranty issues.

  • Air conditioning breakdowns: If you’ve ever made it through a spring or summer in Texas, you know that these seasons tend to come with extreme temperatures. A home warranty systems plan will cover the cost of a repair or a replacement for your air conditioner if it breaks down from this increased use.
  • Refrigerator overload: High temperatures mean that your freezer and refrigerator need to work hard to keep your food cold. Like your air conditioning system, this increased stress can lead to a breakdown. A home warranty appliance plan will help cover the cost for your refrigerator to be repaired or replaced under these circumstances.
  • Dryer disasters: Summers in Texas aren’t just hot—they’re humid as well. This humidity can affect your dryer, which uses an outdoor connection to let out excess heat when drying your clothes. If your dryer suffers a breakdown due to the increased humidity it was exposed to through the outdoor connection, your home warranty policy can save the day. 

1. Choice Home Warranty

Choice Home Warranty is a veteran in the home warranty industry with over 10 years of experience. The company is known for offering affordable plans to homeowners on a budget and for having 24/7 customer service.

Choice Home Warranty offers two plan options: a Basic Plan and a Total Plan. The Basic Plan includes coverage for 14 appliances and systems, and the Total Plan adds coverage for a refrigerator, washer, dryer, and air conditioner.

Take a look at how much Choice Home Warranty costs:

Basic Plan Total Plan
$36.17 per month $43.85 per month

If a covered system or appliance breaks down, you will pay $85 or less for a service technician to visit your home.

To learn more about Choice Home Warranty, call 929-400-6164 or fill out this online form

2. America’s First Choice Home Club

America’s First Choice (AFC) Home Club has the best workmanship guarantee in the business. If a previously repaired item breaks down again, AFC Home Club will send a technician to your home free of charge to have it looked at. While most companies have a 30-, 60-, or 90-day workmanship guarantee, AFC’s Home Club’s guarantee is a lifetime one.

AFC Home Club offers four plans: a Systems Plan, Silver Plan, Gold Plan, and Platinum Plan. The Systems Plan covers your major systems, while the Silver Plan covers your major appliances. The Gold Plan covers everything under the Systems and Silver Plans, and the Platinum Plan adds coverage for plumbing stoppages, ice makers, and built-in microwaves. 

Here is an overview of each plan’s pricing:

Systems Plan Silver Plan Gold Plan Platinum Plan
$43.18 per month $43.18 per month $52.27 per month $59.09 per month

You’ll also pay a service fee between $75 and $125 per technician visit. You can choose your own service fee, but keep in mind that choosing a lower fee results in a higher monthly premium. 

To learn more about AFC Home Club, call 877-755-1115 or fill out this online form

3. Select Home Warranty

If you’re searching for the most affordable home warranty policy available, be sure to consider Select Home Warranty. With lower-than-average monthly premiums and service fees, Select Home Warranty is another option for homeowners with a limited budget.

Select Home Warranty offers three plan choices: Bronze Care, Gold Care, and Platinum Care. Bronze Care protects systems, Gold Care protects appliances, and Platinum Care covers everything in both plans for comprehensive coverage.

Here is what you will usually pay for a plan:

Bronze Care Gold Care Platinum Care
$35.83 per month $35.83 per month $37.50 per month

You’ll also pay a $75 service fee each time you use your plan.

To learn more about Select Home Warranty, call 888-370-3953 or fill out this online form

4. American Home Shield 

American Home Shield is one of the most trusted warranty companies in the country with over 50 years of experience offering plans. American Home Shield’s most unique feature is the ability to choose your own service fee.

American Home Shield offers three plans: an Appliances Plan, Systems Plan, and Combo Plan. Like the names suggest, appliances are protected under the Appliances Plan, systems are protected under the Systems Plan, and both are protected under the Combo Plan.

Here are price estimates for each plan:

Appliances Plan Systems Plan Combo Plan
$49.99 per month $49.99 per month $59.99 per month

You can choose from a $75, $100, or $125 service fee. A higher service fee will decrease these estimates, while a lower service fee will increase them.

To learn more about American Home Shield, call 888-365-2839 or fill out this online form.

5. Amazon Home Warranty

Amazon Home Warranty is best for homeowners who need higher coverage caps. You can get a coverage cap of up to $2,500 for the repair, replacement, and diagnosis of your systems and appliances.

Amazon Home Warranty offers three plans: an Appliances Plan, Systems Plan, and Combo Plan. The Appliances Plan covers major appliances, the Systems Plan covers major systems, and the Combo Plan covers everything in the previous plans plus instant hot water heaters, garbage disposals, attic fans, ceiling fans, bathroom exhaust fans, doorbells, and kitchen fans.

Here is what you can expect to pay every year for an Amazon Home Warranty plan:

Appliances Plan Systems Plan Combo Plan
$479 per year $479 per year $579 per year

Though Amazon Home Warranty’s prices may vary by location, you’ll always pay $75 for service requests. 

To learn more about Amazon Home Warranty, call 866-605-8194 or fill out this online form.

Texas home warranty buying guide

With so many home warranty companies in Texas, how can you possibly know that you’re choosing the best option for you? Be sure to consider these factors before you purchase a plan.

  • Company reputation: You’ll want to choose a company that has a history of serving customers well. You can find out if a company is a good option by looking at their reviews on the Better Business Bureau or other consumer review websites.
  • Price: You’ll need to decide how much room you have in your budget for a home warranty. Be sure to consider both the monthly premium of the plan as well as the per-incident service fee.
  • Availability: Every home warranty company differs in terms of state availability. Availability should be one of the first factors you look for in a company so that you don’t conduct in-depth research about the company before realizing they can’t protect your home.

Our conclusion

We considered price, company reputation, customer reviews, plan options, and more when recommending Choice Home Warranty, AFC Home Club, Select Home Warranty, American Home Shield, and Amazon Home Warranty to Texas homeowners. Before choosing a company and a plan, we recommend getting several quotes to compare coverage and pricing.

Frequently asked questions about Texas home warranties

What is the best home warranty company in Texas?

The best home warranty company may vary depending on your needs as a homeowner. Start by collecting a few quotes from our top-rated companies above to learn more about what each brings to the table.

How much does a home warranty in Texas cost?

Pricing for Texas home warranties varies depending on the items that are covered under your policy. However, you can expect to pay about $300-$600 per year for your coverage.

What is a service fee?

A service fee is a per-incident expense that you must pay every time you request a repair or replacement from your home warranty company. Service fees vary by company, but the industry standard is between $75 and $125.

How does a home warranty work?

With a home warranty, you pay a premium to your provider either annually or monthly. If one of the systems or appliances covered under your plan breaks down, you file a claim with your provider. If they approve your claim, they will send a service contractor to your home to diagnose and repair your broken item. The service fee amount listed in your contract will be paid directly to that technician.

See the best home warranty companies in your state

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