Best Home Warranty Companies in Tennessee (2021)

Tennessee is becoming one of the most popular states in the nation to move to. With Florida getting a bit crowded and Tennessee having no state income tax, many homeowners are finding that the climate and features of Tennessee are a perfect match for them. With all the great things that Tennessee homeownership brings, there are still issues at times with the upkeep of a home. A home warranty is often the best way to help manage to keep your home in working condition while managing the costs involved with this process. In our guide featuring the best home warranty companies in Tennessee, we will give you information on:

• How to choose the best home warranty 
• Why Tennessee homeowners need a home warranty 
• What companies are best for Tennessee home warranties 

Home warranty plans will be used to help cover the costs of appliances and systems that need repair and replacement. The covered items can be anything from a cooktop to a garage door opener. Narrowing down the best home warranty companies on the market can be a real challenge. Each of these plans has its own unique features and pricing. If you want some clear and concise information as to which home warranty companies are the best for Tennessee homeowners, keep reading.

Tennessee Top 5 Home Warranty Companies

We have compared and analyzed over 50 companies to narrow it down to the top five. Some of the things we look for when completing our reviews are plan options, pricing, service fee, workmanship guarantees, coverage caps, customer service, BBB ratings, and more. Here is how the top five Tennessee home warranties ranked. 

1. Choice Home Warranty: Best Overall 
2. American Home Shield: Best Customizable Plans 
3. Select Home Warranty: Most Cost-Effective Plans 
4. Liberty Home Guard: Most Trustworthy 
5. First American Home Warranty: Best Appliance Coverage 

1. Choice Home Warranty

Choice Home Warranty is the best overall home warranty in the state of Tennessee. With Choice Home Warranty having been in the business for 13 years, they have still managed to maintain a solid B rating with the BBB. You will notice that Choice is very easy to communicate with, and they lay out their plan choices very simply. You will not be overwhelmed with fine print and exclusions when purchasing the Choice Home Warranty plan. In addition, it is good to know that Choice Home Warranty will not turn down older homes. Regardless of the age of your Tennessee home, Choice Home Warranty can help. 

There are only two plan choices from Choice Home Warranty. Although this may seem as though it is a bit limited, both plans are comprehensive plans or combo plans. This means that they each will cover a mix of systems and appliances. The overall costs associated with the plans are quite fair and there are plenty of add-on options for Tennessee homeowners to customize their plan. 

The add ons to the Choice Home Warranty plan include: 

• Central vacuum
• Limited roof leak
• Septic system
• Septic tank pumping
• Sump pump
• Well pump
• Pool/Spa
• Second refrigerator
• Standalone freezer

The Choice Home Warranty service fee is $85. The $85 fee is average for a home warranty company and will not decrease the overall value of this plan. 

Whether you are new to the home warranty industry or simply looking for a better, more reliable company, Choice Home Warranty is a perfect choice. You will find that there is coverage fit specifically for your home, and it is all offered at a fair price.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

American Home Shield is the most customizable plan in the state of Tennessee. Most home warranty plans will give you a few options to choose from and you will have to select between these choices. However, with the American Home Shield plan, you can customize and build your plan to fit the specific needs of your Tennessee home. The American Home Shield plan has been on the market for more than 50 years. The customization of plan choices and plan pricing are what give American Home Shield its premium position in the industry. If you want a trusted and high in quality company, AHS could be the best choice. 

There are three American Home Shield plans to choose from. The combination of comprehensive plans is the most popular as they provide a mix of appliance and system coverage. In addition to the three plan choices, you will also find that there are add-on coverages to help protect things like your pool or spa. For Tennessee homeowners that have lots of additional systems and appliances, AHS coverage is quite broad. 

Some of the add on coverage that you can get with American Home Shield includes:

• Electronic extended warranty
• Pool and spas
• Well pump
• Septic pump
• Guest unit
• PC and TV

Services fees from American Home Shield can vary. The pricing will run anywhere between $75 and $125, and it will impact the monthly pricing that you pay. The higher the monthly pricing, the lower the service fee. 

American Home Shield is known for quality and professionalism. This is a company that has created a tremendous network of technicians and contractors throughout their 50 years in the business. If you care about quality and thorough service, give American Home Shield a call.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.

To read more, visit our American Home Shield review.

3. Select Home Warranty

The Select Home Warranty is the most cost-effective home warranty option for Tennessee homeowners. If cost is a major concern for you in choosing a home warranty, take a look at the Select Home Warranty policies. Select Home Warranty has been in the home warranty business for just less than ten years. They have spent their time qualifying service technicians and making sure customer needs are adequately taken care of. In addition, American Home Shield has added free roof leak coverage to all of its policies. This is a paid add-on for all other home warranty companies on the market. 

The three plans that Select Home Warranty offers are quite standard to the home warranty industry. You will find a systems plan, appliance plan, and combo plan. Between one of these three choices, you will be able to find affordable and appropriate coverage for your home. In addition, Select Home Warranty comes with a wide range of add-on options to increase the coverage of your plan. 

The add ons or options coverages from Select Home Warranty are:

• Pool
• Spa
• Septic system
• Well pump
• Sump pump
• Lawn sprinkler system
• Roof leaks
• Central vacuum
• Stand-alone freezer

Select Home Warranty has one of the lowest service fees on the market. At $60, you will have an easy time paying for any repair that could come up around the house. Think about paying just $60 to have a $500 repair on your electrical system handled for you. 

Overall the Select Home Warranty policy provides the perfect mix of savings and coverage. Those that are new to home warranties or homeownership may find that the Select Home Warranty is the perfect place to start a plan.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Liberty Home Guard is the most trustworthy home warranty in the state of Tennessee. When a two-year-old company is able to get an A rating with the BBB, they are certainly doing something right. The Liberty Home Guard warranty is one of the newer plans on the market, but their coverage and customer service have stood out as some of the best around. With Liberty Home Guard, the system and appliance coverage are so broad you can ensure that all of your Tennessee homes have the coverage that it needs. 

There are three Liberty Home Guard plans to choose from. There is an appliance plan, a system plan, and a combo plan. The Liberty Home Guard plans are priced slightly higher than some other plans on the market, primarily because of the broad range of coverage they offer. Try to remember that a cheap plan is not always going to make the most sense if the coverage is not adequate. In addition to the three plans, there are many add-on options that you can combine with your plan. 

The add on coverage from Liberty Home Guard includes things like:

• Pool and spa
• Additional spa
• Saltwater pool
• Gutter cleaning
• Floor/carpet cleaning
• Sump pump
• Fixtures
• Water softener
• Trash compactor
• Lawn sprinkler system
• Electronics protection
• Swamp cooler
• Ejector pump
• Septic system pumping
• Limited roof leak
• Pest control
• Locksmith
• Free-standing ice maker
• Central vacuum
• Stand-alone freezer
• Re-key
• Second refrigerator
• Wine refrigerator
• Well pump
• TV and PC
• Generator
• Water dispenser 

Liberty Home Guard has a service fee of $60. This is one of the lowest for any of the Tennessee home warranties. When you look at the overall price of the home warranty plan combined with the service fees, this is a very fairly priced choice to consider for your next home warranty. 

Liberty Home Guard has tremendous technology and service for a plan that is this new to the market. You can trust the home warranty service providers and will likely find that your service requests get handled at a very fast pace.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

The First American Home Warranty is the best option for appliance coverage in Tennessee. Many Tennessee homeowners like to start with an appliance plan to be sure it is the right coverage for their home. After using the appliance plan for a few years, you can always upgrade to the systems plan. First American offers one of the lowest-priced yet high-quality appliance plans on the market. With more than 37 years in the industry, First American Home Warranty is a company that excels in customer service and communication. 

There are only two plan choices for First American customers. The first is the appliance-only plan, and then there is a combination plan that will cover both systems and appliances. In addition, Tennessee residents can take advantage of the impressive add-on coverage options. If you want to make sure your appliances are covered but feel like central air conditioning coverage would be a good benefit, you can simply add that to a policy. 

The optional coverage choices from First American Home Warranty included:

• Central air conditioning (electric)
• Additional refrigeration
• Pool/Spa equipment
• Well pump
• Septic/septic tank pumping
• First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)

First American Home Warranty has a service fee of $85. This is about average and not something that should steer you away from this policy. 

Starting with appliance coverage for your home is very smart. With things like washers, dryers, and refrigerators breaking easily and the repairs being several hundred dollars, the home warranty will quickly pay for itself. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

Tennessee Home Warranty Buying Guide

Getting these companies narrowed down to the top five in the industry is a great start. However, it’s now time for you to choose the plan that is best for your Tennessee home. There are a few essential things to consider when you are purchasing a home warranty. Three that you should keep an eye out for are plan choices, customer reviews, and coverage limits. 

• Plan Choices: Each home warranty company will have several plans to choose from. Some of these plans are going to have a combination of systems and appliances; others will have more limited coverages. Write down a list of coverage you want for your home, and then find the plan that most closely matches.  
• Customer Reviews: Reading customer reviews will help you see how companies handle issues with repairs and replacements. Look for things about the speed of service, effectiveness of the repair, and overall reliability of the company. 
• Coverage Limits: The coverage limits ensure that your repair will be paid for by the policy in place. Most plans have coverage caps or limits in the $500 to $3000 range. If you have high-end appliances or systems, pay attention to these caps. 

Top Home Maintenance Problems in Tennessee

When choosing a home warranty policy, you always want to ensure that you have coverage for the things you will use the most. In addition, it helps to know the different issues that can cause Tennessee homeowners trouble. Three things that you will need to keep in working condition are your heating system, electrical system, and plumbing system.  

• Heating System: Tennessee experiences a wide range of temperatures throughout the year. Ensuring that your heating system is ready for any of those cold days is essential. Heating systems tend to have expensive parts, but with a home warranty in place, a repair may only cost you $75.

• Electrical System: Electrical systems allow all other parts of the home to function. If your electrical system is working correctly, you will have power over all other systems and appliances. Most electricians charge a fee to come to your home and determine the issue. With a home warranty, the service fee will cover this and the repair. 
• Plumbing System: No home is immune to plumbing system issues and repairs. If you find that your plumbing system has a problem, there could be pipes and other issues that need replacement or repair. A home warranty with high plumbing coverage limits could offer you thousands of dollars in repair expenses. 

Our Conclusion

Hopefully, you now feel a bit more confident in your ability to choose a home warranty for your Tennessee home. Each of these five plans is going to offer impressive repair service, positive customer reviews, trustworthiness, and fair pricing. The best overall plan for Tennessee homeowners is the Choice Home Warranty. With the time spent in the industry, the fair pricing, and the ease of working with Choice Home Warranty, this is not a plan that will disappoint you. Don’t be afraid to get multiple home warranty quotes when you are searching for a great plan. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.