Best Home Warranty Companies in South Carolina (2022)

South Carolina is a great state for homeowners who enjoy the subtropical beaches of Myrtle Beach or Hilton Head Island, fun and warm cities like Greenville or Columbia, or beautiful historic areas like Charleston. Homeownership in the Palmetto State can be great, but it also comes with a fair share of issues. If you have been looking for a home warranty in South Carolina, you have likely noticed quite a few options to choose from. In our guide featuring the best home warranty companies in South Carolina, we will give you information on:

• How to choose the best home warranty
• Why South Carolina homeowners need a home warranty 
• The best home warranty companies in South Carolina in 2022
• and much more . . .

Top 5 Best Home Warranty Companies in South Carolina

There is no shortage of home warranty companies in South Carolina for residents to choose from. The hard part is narrowing down which is best for your home. We have taken dozens of companies and analyzed them to compare coverage choices, pricing, service fees, coverage caps, customer service, and more. Here is how South Carolina’s top five ranked. 

1. Choice Home Warranty (Best Overall)
2. Select Home Warranty (Most Cost-Effective Plans)
3. American Home Shield (Best Customizable Plans)
4. The Home Service Club (Quickest Service)
5. Liberty Home Guard (Most Trustworthy)

Compare the Best Home Warranty Companies in South Carolina  

1. Choice Home Warranty 

Choice Home Warranty is the best overall home warranty in South Carolina. Choice has two plans to choose from, and the coverage is some of the most simple and straightforward on the market. With more than 13 years in the business, Choice Home Warranty knows how to appeal to the people that want quality coverage, quality service, and quick repairs on any of their appliances or systems. Choice Home Warranty has a BBB rating of B, and that is quite high in the home warranty industry. 

Plans, Cost & Coverage

Choice Home Warranty has two plans for South Carolina homeowners. The plans are the Basic Plan and the Total Plan. One of the unique things about coverage from Choice Home Warranty is that it offers both system and appliance coverage under one home warranty policy. Most home warranty companies require you to invest in an appliance, system, or comprehensive plan. Choice Home Warranty has some of the highest coverage caps on the market. Most of the caps are $3000 for the major systems and appliances. The service fee associated with the Choice Home Warranty plan is $85. 

Here’s a detailed look at Choice Home Warranty’s coverage: 

• Basic Plan ($42 per month): The Basic Plan has coverage for 13 items, including plumbing system, ceiling fans, garbage disposal, heating system, cooktop exhaust fans, microwave, dishwasher, ductwork, electrical system, garage door opener, oven, toilet, and water heater. This is considered the budget or value plan but still has a good range of coverage. 
• Total Plan ($53.33 per month): The Total plan covers all 13 items in the Basic Plan with an additional four items. The key for South Carolina homeowners will be the addition of air conditioning coverage. All four additional items are the clothes washer, dryer, refrigerator, and air conditioner. 
• Add On Options: Optional coverages that Choice Home Warranty offers as part of their plans include roof leak, central vacuum, septic tank, well pump, pool and spa, sump pump, and stand-alone freezer. The optional coverages vary in price but start around $5.00 per month. 

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.

For more information, read our Choice Home Warranty Review.

2. Select Home Warranty 

Select Home Warranty is the most cost-effective home warranty option for South Carolina homeowners. With Select Home Warranty, you will get free roof leak coverage with any of their plan choices. Most other companies will consider this an add-on and charge quite a bit extra. Select Home Warranty has been on the market for almost ten years. They have managed to remain one of the most affordable plans with a wide range of coverage for homeowners. 

Plans, Cost & Coverage

Select Home Warranty has three plan options for South Carolina homeowners. The Select Home Warranty plans have very affordable coverage options, especially the Bronze Care plan and the Gold Care plan. Platinum Care is the comprehensive plan choice from Select Home Warranty with coverage for both systems and appliances. Coverage caps from Select Home Warranty are slightly lower, ranging from $500 to $2000. The service fee that Select Home Warranty charges are $60, slightly lower than others on the market. 

Here’s a detailed look at Select Home Warranty’s coverage: 

• Bronze Care ($52 per month): The Bronze Care plan from Select Home Warranty covers seven major appliances. These appliances include a refrigerator, built-in microwave, clothes washers and dryers, ovens, garbage disposals, and cooktops. Many first-time homebuyers in South Carolina find this to be a smart plan. 
• Gold Care ($52 per month): The Gold Care Plan is the same price as Bronze Care but this is a system-only home warranty plan. With the Gold Care plan, there is coverage for six systems; plumbing, air conditioning, heating, water heaters, electrical systems, and ductwork.
• Platinum Care ($57 per month): The Platinum Care plan is a mix of systems and appliance coverage and for the fair price it is offered, has become one of the most popular choices in South Carolina. When you look at the difference of just $5 extra per month for double the coverage, the Platinum Care plan is a really good value for a home warranty. 
• Add on Options: There are several optional coverages that Select Home Warranty offers as part of its home warranty plans. The add-on coverages are central vacuums, lawn sprinkler systems, pools, spas, stand-alone freezers, sump pumps, and well pumps. All Select Home Warranty plans have free roof leak coverage as part of the policy. 

To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.

For more information, read our Select Home Warranty Review.

3. American Home Shield 

American Home Shield is the most customizable plan in the state of South Carolina. Depending on where your home is, South Carolina it may have some unique features that other homes do not have. Therefore having a plan with coverage that you can build out to suit your needs will be quite beneficial. American Home Shield has more than 50 years in the home warranty industry; they are genuinely one of the most trusted leaders. Although the American Home Shield has policies with slightly higher costs, the coverage and benefits will outweigh the negatives. 

Plans, Cost & Coverage

There are three home warranty plans from American Home Shield; ShieldSilver, ShieldGold, and ShieldPlatinum. The three American Home Shield plans are known for their premium coverage and quick attention to homeowners’ needs. The American Home Shield coverage cap is around $2500 for most covered appliances and systems, but with the ShieldPlatinum plan, coverage caps can be higher. The service fees from AHS are customizable, just like the coverages. Service fees will range in price from $75 to $150. Most homeowners choose something around $100 and find this makes the monthly plan pricing a bit more affordable. 

Here’s a detailed look at American Home Shield’s coverage: 

• ShieldSilver™ ($39.99 per month): The ShieldSilver plan covers 14 home systems, including air conditioning, electrical system, smoke alarms, water heater, doorbells, garage door opener,  heating system, plumbing, and ductwork. This is the most affordable American Home Shield home warranty, but it has limited coverage. 
• ShieldGold™ ($49.99 per month): The ShieldGold plan covers 23 home systems and appliances, including the systems from ShieldSilver, plus a clothes washer, dishwasher, clothes dryer, microwave, oven, and refrigerator. With ShieldGold, South Carolina homeowners can have peace of mind about both systems and appliances.
• ShieldPlatinum™ ($64.99  per month): ShieldPlatinum has 27 systems and appliances included as part of the plan. With the ShieldPlatinum plan, there are additional benefits. Some of these include higher coverage caps and even a $1000 homeowners insurance deductible credit. 
• Add-On Options: The add-on coverages included as part of the American Home Shield plans are septic system, pool, spa, PC, TV, and well pump coverage. American Home Shield is not known for having many add-on coverages, but they have enough to cover most homeowners’ needs. 

To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.

For more information, read our American Home Shield Warranty Review.

4. The Home Service Club

The Home Service Club offers the quickest coverage for a South Carolina home warranty. After paying for your first premium from The Home Service Club, your coverage will begin just ten days later. Most home warranty companies require 30 days before the coverage on your home will begin. The Home Service Club has been on the market for 13 years, and they have built a tremendous reputation in the industry. Coverage from The Home Service Club is some of the most extensive in the industry and should be considered when looking at the value of their plans. 

Plans, Cost & Coverage

There are two home warranty plans from The Home Service Club; Standard Coverage and Comprehensive Coverage. The Standard Coverage plan includes most home systems and appliances that we see covered on a comprehensive home warranty plan. Comprehensive Coverage will have some unique options and a total of 33 covered systems and appliances. The Comprehensive Coverage Plan from The Home Service Club is one of the most extensive in the industry. The coverage caps from The Home Service Club will range in price from around $500 to $2500. The Home Service Club’s service fee is customizable. South Carolina homeowners can choose a price from $65 to $125 that works for their needs. 

Here’s a detailed look at The Home Service Club’s coverage: 

• Standard Coverage ($50 per month): With the Standard Coverage plan, there are 18 covered items, including air conditioners, ceiling fans, water leaks, water heater, electrical system, central vacuum, dishwasher, refrigerator, trash compactor, oven, and more. 
• Comprehensive Coverage ($63.00 per month): The Comprehensive Coverage plan from The Home Service Club has about fifteen more covered items than the Standard Coverage. The additional coverages include gas leaks, ductwork, sump pump, pest control, doorbells, plumbing stoppages, attic fans, whole house exhaust, and more. The ductwork coverage in the Comprehensive Coverage plan is helpful for South Carolina homeowners. 
• Add-On Options: There are 12 additional coverages that you can add on to one of the Home Service Club home warranties. These include well pump, service line, plumbing sprinkler, spa and spa heater, free-standing freezer, water softener, and more. With the Comprehensive Coverage Plan having so much coverage you may find the appliances and systems you need under that plan. 

To get a free quote from The Home Service Club, fill out this online form.

For more information, read our The Home Service Club Review. 

5. Liberty Home Guard 

Liberty Home Guard is the most trustworthy home warranty on the market. When you choose a home warranty plan, you want to be sure that they are going to pay out for claims and give you the coverage that you are paying for. Liberty Home Guard has only been on the market for about two years, yet they are very well known for supporting customers and putting out an excellent policy. The Liberty Home Guard company is also the only one in the industry with an A rating by the BBB. This is quite impressive to earn in just the first two years on the market. 

Plans, Cost & Coverage

The three plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Liberty Home Guard has a very extensive list of add-on coverage options for South Carolina homeowners. If your home has unique features, this is a good plan to consider investing in. The coverage caps from Liberty Home Guard are around $1500 for most systems and appliances. The service free with LHG is set at $75, helping to make the plan a bit more affordable overall. 

Here’s a detailed look at Liberty Home Guard’s coverage: 

• Appliance Guard ($64.99 per month): The Appliance Guard plan from Liberty Home Guard will cover 11 major appliances, including garage door opener, ceiling fans, cooktop exhaust fan, oven, refrigerator, garbage disposal, dishwasher, microwave, clothes washer, clothes dryer, and refrigerator ice-maker. Some homeowners will start with this plan and then upgrade to the Total Home Guard.  
• Systems Guard ($69.99 per month): The Systems Guard plan has a total of nine systems. These systems are the electrical system, air conditioner, bath exhaust fan, heating system, toilet, ductwork, plumbing and plumbing stoppages, and water heater. 
• Total Home Guard ($74.99 per month): Total Home Guard is a combination of both system and appliance coverage and has 20 total covered items as part of the plan. This is one of the more thorough home warranty plans on the market and an option worth considering for many South Carolina homeowners. 
• Optional add-ons: Some optional add-on coverages from LHG include gutter and floor cleaning, re-key service, lawn sprinklers, pest control, and a wine refrigerator. These coverages start around $4 per month and increase to more than $30 per month for each individual coverage. 

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

Read our Liberty Home Guard review for more information.

How to Find the Best Home Warranty in South Carolina

Now that you have things narrowed down to the top five home warranties in South Carolina, it is time to pick the one that is best for your home. Luckily each of the choices on our list is quite reputable, but there are a few things that you should consider before you purchase your plan. Three things to keep in mind are optional coverages, plan choices, and company reputation. 

Optional Coverages

Optional coverages are those that you can add to your policy to help get more coverage on your home. If you have a swimming pool or spa you will need optional coverage to add this to your home warranty. 

Plan Choices

Most home warranty companies will have between two and four choices for a home warranty plan. Try and find something that will work with your budget and with the items that you really need coverage for. 

Company Reputation 

It is quite easy to look up reviews and BBB ratings on the top home warranty companies in the industry. South Carolina home warranty policies are quite popular, and there are plenty of good and bad reviews on the market to review. 

What is a Home Warranty and How Does it Work?

A home warranty is a protection plan for your home appliances and systems. This plan will help keep you from having to pay high out-of-pocket expenses related to system and appliance repair. With a home warranty in place, you will have coverage on your out-of-pocket repair and replacement costs about 30 days after paying your first policy premium. Most homeowners will not need an inspection to get their home covered with a home warranty plan.

Once your home warranty is in place, you can file a claim for service or replacement. Typically, the claim is entered via an online system, and you will be able to track this progress as contractors and repair personnel are dispatched to your home. The service fee is something that all home warranty plans will have associated with them. The service fees associated with most home warranty plans will be between $60 and $150. As long as the repair is covered under your home warranty plan, there should be no additional out-of-pocket costs for the homeowner. 

Top Home Maintenance Problems in South Carolina

One of the most difficult things about living in South Carolina is dealing with the humidity. The southern summers are different than any other location in the country, and your home’s systems and appliances can experience some trouble. Three things that you must always keep in working condition are the HVAC, refrigerators, and roof leak coverage. Let’s take a look at how having a home warranty policy can help you keep your home in excellent working order. 

• Refrigerators: With the high humidity in South Carolina, chances are you will keep quite a bit of the food you eat in your refrigerator; if this goes down, things get expensive. A home warranty policy will help cover repair and replacement costs, and they can sometimes even provide emergency service for your repair.  
• HVAC Breakdown: As we mentioned, a South Carolina summer is a bad time to be without air conditioning. If you find that you have run into an HVAC breakdown, you will want a repair as quickly and efficiently as possible. These repairs tend to cost hundreds of dollars, but with a home warranty in place, you will only pay the service fee.
• Roof Leak: Roof leak coverage is important for those afternoon storms that South Carolina residents will run into all summer long. A small leak can turn into a big one quite quickly. Having the roof leak coverage will ensure you stay secure and protected. 

How Much Does a Home Warranty Cost? 

A home warranty plan is priced between $45 and $65 a month. The average annual costs will be anywhere from $480 to $780 a year. South Carolina homeowners should consider the monthly pricing, coverage caps, and service fees when comparing one home warranty plan to another.  All home warranty providers have service fees that will range from $60 to $150, with an average of around $85. Coverage caps can be as low as $100 and as high as $6000. Most homeowners look for the highest coverage caps they can find, especially when they have high-end systems and appliances. Some service fees are customizable, and that will impact the monthly pricing of your home warranty plan. 

What Does a South Carolina Home Warranty Cover?

South Carolina homeowners that invest in a home warranty plan need to understand that a home warranty protects against normal wear of systems and appliances in the home. The three things that a South Carolina home warranty will cover are appliances, systems, and additional coverages. The appliances covered under a home warranty are typically refrigerator, dishwasher, dryer, oven, stovetop, microwave, and more. System coverage includes plumbing, electrical, heating system, and air conditioning. Optional coverages can include a swimming pool, spa, sump pump, septic systems, pest control, lawn sprinklers, and more. 

There are certain issues that a home warranty will not cover. These include pre-existing conditions, intentional breakage, lack of maintenance or upkeep, and cosmetic issues. All of these exclusions will be detailed in the service contract that you get with your home warranty plan. 

Our Conclusion

We hope that you can now confidently choose a home warranty plan for your South Carolina home. Choice Home Warranty stands out as the best overall option on the market. With the simple plan structure and comprehensive coverage, this plan will make your entry into the world of home warranties a smooth one. South Carolina homeowners do not need to settle when it comes to home warranty companies. There are too many great options out there that have fair-priced deductibles, exemplary customer service, and an impressive reputation. One of the options on this list will end up being a perfect choice for your South Carolina home.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.