Best Home Warranty Companies in South Carolina (2021)

By Jennifer Merrigan

South Carolina is a great state for homeowners who enjoy the subtropical beaches of Myrtle Beach or Hilton Head Island, fun and warm cities like Greenville or Columbia, or beautiful historic areas like Charleston. Homeownership in the Palmetto State can be great, but it also comes with a fair share of issues. If you have been looking for a home warranty in South Carolina, you have likely noticed quite a few options to choose from. In our guide feature the best home warranty companies in South Carolina, we will give you information on:

  • How to choose the best home warranty
  • Why South Carolina homeowners need a home warranty 
  • What the best companies in South Carolina are for home warranties 

A home warranty is a plan that is put in place to help protect your budget from unexpected repair costs related to systems and appliances in the home. A home warranty can protect everything from your dishwasher to your electrical system. Narrowing down the best home warranty companies on the market can be quite difficult. The details of the plan need to be compared and analyzed to make a smart purchasing decision. If you are feeling overwhelmed by this process and want to make things easier on yourself, keep reading. 

South Carolina’s Top 5 Home Warranty Companies

There is no shortage of home warranty companies in South Carolina for residents to choose from. The hard part is narrowing down which is best for your home. We have taken dozens of companies and analyzed them to compare coverage choices, pricing, service fees, coverage caps, customer service, and more. Here is how South Carolina’s top five ranked. 

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Best Customizable Plans
  3. Select Home Warranty: Most Cost-Effective Plans
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best Appliance Coverage 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty Select Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard Liberty Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$75-$100 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of South Carolina. Choice has two plans to choose from, and the coverage is some of the most simple and straightforward on the market. With more than 13 years in the business, Choice Home Warranty knows how to appeal to the people that want quality coverage, quality service, and quick repairs on any of their appliances or systems. Choice Home Warranty has a BBB rating of a B, and that is quite high in the home warranty industry. 

There are only two Choice Home Warranty plans to choose from. Many companies may have three or four, but Choice, again, likes to keep things simple. Each of these plans are comprehensive plans, so they are going to cover both systems and appliances. The Total Plan seems to be the most popular choice. In addition to the extensive coverage offered by the plans, there is plenty of add-on options to cover anything that may not be covered under those plans. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. This is about average when compared to other home warranty companies on the market. The great news is that Choice comes with a 90-day workmanship guarantee. 

If you are new to a home warranty policy, Choice Home Warranty is the perfect combination of value and quality. This is a plan that you will very likely have in place for years to come. The coverage will be a good fit for your home, and the overall pricing is quite fair.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in the state of South Carolina. Depending on where your home is, South Carolina it may have some unique features that other homes do not have. Therefore having a plan with coverage that you can build out to suit your needs is going to be quite beneficial. American Home Shield has more than 50 years in the home warranty industry; they are genuinely one of the most trusted leaders. 

The American Home Shield company has three different plans that you can choose from. The systems plan and two combo plans allow you a great base of coverage. The combo plans will support both systems and appliances in the home. South Carolina residents with a pool or a spa can rest assured that American Home Shield will have add-on or optional coverage to apply to your home warranty plan. 

Some of the add on coverage that you can get with American Home Shield includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

The service fee choices for American Home Shield are anywhere from $75 to $125 per month. The more money you pay for your service fee, the lower your monthly plan costs will be. Having the option to customize your pricing, as well as your plan coverage, really sets AHS apart. 

Overall the American Home Shield warranty is one of the most premium coverage options you can get for your South Carolina home. If your home is new and has all the latest and greatest appliances and systems, the higher coverage caps for the plan will also come in handy.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty option for South Carolina homeowners. With Select Home Warranty, you will get free roof leak coverage with any of their plan choices. Most other companies will consider this an add-on and charge quite a bit extra. Select Home Warranty has been on the market for almost ten years. They have managed to remain one of the most affordable plans with a wide range of coverage for homeowners. 

Select Home Warranty offers three plans for customers to choose from. The plans are fairly standard in the home warranty industry. You can choose between a systems plan, appliance plan, or combo plan. The Platinum Care combo plan is the most popular choice as it combines the systems and appliances plan for just a few dollars more per month. If you have unique features to your home and need add-on or optional coverage, Select Home Warranty has some great options to choose from. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

Select Home Warranty has a $60 service fee associated with the policy. This is actually one of the lowest-priced service fee choices on the market. THe 

With the Select Home Warranty, there is a $60 service fee associated with the policy. This service fee is just yet another reason why you will find Select Home Warranty to be one of the best choices on the market. Select is priced relatively from the monthly plans to the add ons to the service fee. 

If you are on the fence about whether or not a home warranty for your North Carolina home is worth the money, the Select Home Warranty plan should help you seal the deal. This is one of the most affordable and easiest to work with companies on the market.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty on the market. When you choose a home warranty plan, you want to be sure that they are going to pay out for claims and give you the coverage that you are paying for. Liberty Home Guard has only been on the market for about two years, yet they are very well known for supporting customers and putting out an excellent policy. The Liberty Home Guard company is also the only one in the industry with an A rating by the BBB. This is quite impressive to earn in just the first two years on the market. 

There are three Liberty Home Guard plans to choose from. You can get the appliance, system, or combo plan. However, one of the things that really makes Liberty Home Guard stand out is their optional coverage choices. This company has more optional coverages than most offered to South Carolina homeowners. 

The add on coverage from Liberty Home Guard includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

Liberty Home Guard has a service fee of $60. This is one of the lowest in the market. When combined with the monthly charges for Liberty Home Guard, you will find that it has an excellent overall value to the plan. 

For those that are new to home warranty companies and want an option that is up to date, technologically advanced, and trustworthy, the Liberty Home Guard policy is the way to go. You will find that your needs are met, and the service is quick and efficient.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

The First American Home Warranty is the best option for appliance coverage in South Carolina. Appliances tend to get quite a bit of use and will experience issues in the home at a fast pace. First American Home Warranty has been in the industry for more than 37 years, and it is known for its excellent customer service and high-quality policy option. The customer service at First American Home Warranty is quite good, and many of the employees have been around for a number of years. 

The First American Home Warranty plans only come with two options. The first is an appliance plan that will strictly cover appliances. The other is a combination plan that offers both systems and appliances. One of the best options for South Carolina residents is to purchase the appliance coverage and then just put in a few add-on options that will help to properly cover your home. 

The optional coverage choices from First American Home Warranty included:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

The service fee for the First American Home Warranty is $85. This is a fair price considering the overall lower monthly prices as well. If you are a South Carolina homeowner on a budget, the First American and Select Home Warranty policies will both be good choices. 

The appliances are a part of the home that you will not want to deal with repairing and replacing at all times. To have more peace of mind about your appliances, the $38 a month that First American Home Warranty charges is well worth the price that you will pay.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164

To find out more, read our First American Home Warranty review.

South Carolina Home Warranty Buying Guide

Now that you have things narrowed down to the top five home warranties in South Carolina, it is time to pick the one that is best for your home. Luckily each of the choices on our list is quite reputable, but there are a few things that you should consider before you purchase your plan. Three things to keep in mind are optional coverages, plan choices and company reputation. 

  • Optional Coverages: Optional coverages are those that you can add to your policy to help get more coverage on your home. If you have a swimming pool or spa you will need optional coverage to add this to your home warranty. 
  • Plan Choices: Most home warranty companies will have between two and four choices for a home warranty plan. Try and find something that will work with your budget and with the items that you really need coverage for. 
  • Company Reputation: It is quite easy to look up reviews and BBB ratings on the top home warranty companies in the industry. South Carolina home warranty policies are quite popular, and there are plenty of good and bad reviews on the market to review. 

Top Home Maintenance Problems in South Carolina

One of the most difficult things about living in South Carolina is dealing with the humidity. The southern summers are different than any other location in the country, and your home’s systems and appliances can experience some trouble. Three things that you must always keep in working condition are the HVAC, refrigerators, and roof leak coverage. Let’s take a look at how having a home warranty policy can help you keep your home in excellent working order. 

  • Refrigerators: With the high humidity in South Carolina, chances are you will keep quite a bit of the food you eat in your refrigerator; if this goes down, things get expensive. A home warranty policy will help cover repair and replacement costs, and they can sometimes even provide emergency service for your repair.  
  • HVAC Breakdown: As we mentioned, a South Carolina summer is a bad time to be without air conditioning. If you find that you have run into an HVAC breakdown, you will want a repair as quickly and efficiently as possible. These repairs tend to cost hundreds of dollars, but with a home warranty in place, you will only pay the service fee.
  • Roof Leak: Roof leak coverage is important for those afternoon storms that South Carolina residents will run into all summer long. A small leak can turn into a big one quite quickly. Having the roof leak coverage will ensure you stay secure and protected. 

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Our Conclusion

We hope that you can now confidently choose a home warranty plan for your South Carolina home. Choice Home Warranty stands out as the best overall option on the market. With the simple plan structure and comprehensive coverage, this plan will make your entry into the world of home warranties a smooth one. South Carolina homeowners do not need to settle when it comes to home warranty companies. There are too many great options out there that have fair-priced deductibles, exemplary customer service, and an impressive reputation. One of the options on this list will end up being a perfect choice for your South Carolina home.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About South Carolina Home Warranties

How Much Does A Home Warranty Cost In South Carolina?

A South Carolina home warranty will typically cost around $50 per month. The range is from $40 to $80, with add-on coverage potentially taking the price a bit higher. Remember that South Carolina home warranties also have service fees associated with them. The service fee will be priced anywhere from $60 to $150. 

What Is The Best Home Warranty In South Carolina?

The best home warranty in South Carolina is the Choice Home Warranty. Choice has spent the last 13 years servicing the entire nation, and they are continually recognized among the best in the industry. With the Choice Home Warranty plan, you get comprehensive coverage options and fair pricing. 

Why Do South Carolina Residents Need A Home Warranty?

South Carolina residents need a home warranty to help protect their budget from repair and replacement expenses related to systems and appliances. As great as it is to live in South Carolina, there are many issues with the humidity and salty air and what it can do to a home. Be proactive about home maintenance and then have a home warranty plan in place to cover the rest. 

What Is A Service Fee?

A service fee is also known as a deductible for a home warranty. When a system or appliance breaks down, this is the fee charged to have a service technician come to the home. Typically speaking, this will be the only cost that homeowners will have to pay when they have a home warranty in place. 

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