Best Home Warranty Companies in South Carolina

A home warranty is a type of home protection policy that helps you cover expensive repairs in your home. You’ll pay an annual or monthly premium to your provider, and if something in your home breaks down, your provider will supply you with a repair technician and cover the repair costs minus a small service fee.

To make buying a policy easier, we’ve created this guide to home warranties in South Carolina. It lists the best home warranty companies in the state along with common repairs and factors to consider so that you have a broad understanding of how a home warranty works.

South Carolina’s top 5 home warranty companies

Top home maintenance problems in South Carolina

Many homeowners underestimate just how much they’ll have to pay for repairs if one of their home’s major components breaks down. Here are a few of the most common repair issues you might see in South Carolina and how a home warranty will bring down their costs.

• Electrical issues: The hot and humid climate of South Carolina can cause breakdowns in your electrical system because of moisture collection. Thankfully, most home warranty policies that include systems coverage will cover electrical repairs.
• Air conditioning stress: When the temperature begins to rise during South Carolina’s summer months, your air conditioning system will have to work harder to keep the temperature down in your home, increasing the likelihood of a breakdown. A home warranty in South Carolina can help you tackle these issues without spending thousands of dollars.
• Plumbing repairs: If you live in one of South Carolina’s many older homes, you might have a plumbing system that hasn’t seen proper maintenance in decades. A home warranty with comprehensive coverage for both plumbing systems and stoppages will help with plumbing repairs. 

1. First American Home Warranty

With more than 590,000 customers across the United States, First American Home Warranty is a well-established home warranty provider. First American Home Warranty is best known for its First Class Upgrade add-on, which extends your coverage to include improperly installed or maintained items, removal fees, building permits, and more.

First American Home Warranty offers two plans:

• Basic Plan: The Basic Plan covers nine of your home appliances.
• Premier Plan: The Premier Plan covers every appliance in the Basic Plan plus eight systems.

Here’s what you can expect to pay each month and each year for your plan from First American:

You’ll also pay a $75 service fee each time you use your coverage.

Claim a free quote from First American Home Warranty by completing this online form or calling 833-204-7164.

2. Amazon Home Warranty

One of the best ways to customize your home warranty coverage is with optional add-ons. Amazon Home Warranty has the most extensive list of optional coverages out of the providers in this review with over 20 items that can be tacked onto any of its plans.

Amazon Home Warranty offers three policy choices:

• Appliances Plan: The Appliances Plan covers eight home appliances, including refrigerators and trash compactors.
• Systems Plan: The Systems Plan covers eight home systems, including garage door openers and electrical systems.
• Combo Plan: The Combo Plan includes every item in the Appliances Plan and Systems Plan at a lower price point.

Take a look at how much Amazon Home Warranty costs per year:

You’ll also pay a $75 service fee each time you use your coverage.

Claim a free quote from Amazon Home Warranty by completing this online form or calling 866-605-8194.

3. Select Home Warranty

If you’re shopping for a home warranty on a budget, be sure to consider a plan from Select Home Warranty. Select Home Warranty is known for its affordable policies, which are all available for less than $40 a month.

Select Home Warranty offers the following three plan choices:

• Bronze Care: The Bronze Care plan includes coverage for eight home appliances, like your refrigerator and dishwasher.
• Gold Care: The Gold Care plan covers six of your home’s major systems, like your air conditioner and water heater.
• Platinum Care: The Platinum Care plan includes everything in the previous two plans plus a few additional coverages.

Here’s what you can expect to pay for your plan from Select:

You’ll also pay $75 per service request.

Claim a free quote from Select Home Warranty by completing this online form or calling 888-370-3953.

4. Choice Home Warranty

Choice Home Warranty is the only provider in this review that offers system and appliance coverage in all of its plans. This makes choosing a policy easy, as you’ll get comprehensive coverage regardless of the plan you choose.

Choice Home Warranty provides two policy options to homeowners in South Carolina:

• Basic Plan: The Basic Plan covers 14 major home components.
• Total Plan: The Total Plan includes everything in the Basic Plan plus coverage for your air conditioner, washer, dryer, and refrigerator.

Take a look at pricing information for Choice Home Warranty below:

Choice Home Warranty also has an $85 service fee.

Claim a free quote from Choice Home Warranty by completing this online form or calling 929-400-6164.

5. Liberty Home Guard

Liberty Home Guard is one of the highest-rated home warranty providers in the United States. The company is accredited with the Better Business Bureau (BBB) and has an average customer rating above 4.5 stars out of 5 on its BBB profile.

Liberty Home Guard has three levels of coverage:

• Appliance Guard: The Appliance Guard plan offers coverage to nine home appliances, including your garage door opener and refrigerator.
• System Guard: The System Guard plan covers six home systems, including your air conditioner and water heater.
• Total Home Guard: Total Home Guard includes every system and appliance in both the Appliance Guard and System Guard plans.

Here’s what you can expect to pay for Liberty Home Guard:

You’ll also pay a $60 service fee each time you use your coverage.

Get a free quote from Liberty Home Guard by completing this online form or calling 866-451-2281.

South Carolina home warranty buying guide

Here are a few characteristics you might want to consider when searching for the right home warranty for your home.

• Workmanship guarantee: A workmanship guarantee prevents you from having to pay another service fee if the same system or appliance continues to fail. These guarantees range from company to company, with some only lasting 60 days and some lasting for the lifetime of your policy. If you have home components that are prone to frequent breakdowns, we recommend finding a provider with a longer guarantee.
• Home inspection: Some home warranty companies in South Carolina might require a home inspection before offering you coverage. This ensures that everything in your home is in working order so that they don’t have to pay for an issue that already existed when you purchased a policy. If you want your coverage to begin as soon as possible, look for a company that doesn’t have this as a requirement.
• Customer reviews: The best way to learn how a company treats its customers is to read reviews left by past policyholders. You can do this by visiting the company’s profiles on popular customer review websites like the BBB or Trustpilot.

Our conclusion

We recommend First American Home Warranty, Amazon Home Warranty, Select Home Warranty, Choice Home Warranty, and Liberty Home Guard for South Carolina protection. However, these companies can change rates, service areas, and coverage options at any time, which is why you should get custom quotes from each of them before deciding on the one you want to work with. 

Frequently asked questions about South Carolina home warranties

How much do home warranties cost?

This depends on the company and level of coverage you choose. However, almost all home warranty plans in South Carolina will fall between $300 and $600 per year and have a service fee between $75 and $125.

What’s the difference between a home warranty and a manufacturer’s warranty?

A manufacturer’s warranty only covers one appliance at the beginning of its life. On the other hand, a home warranty covers multiple systems and appliances at once and can last for as long as you continue to purchase coverage.

How long does a home warranty last?

Most home warranty policies last for 12 months. After the year is up, you can choose to renew your policy to continue coverage.