Best Home Warranty in San Jose, CA

Major home systems and appliances, like your electrical systems and kitchen appliances, can break down due to normal wear and tear, leaving you with expensive repair costs. A home warranty can provide peace of mind by covering major repairs and replacements on your home’s appliances and systems and preventing you from paying expensive, out-of-pocket costs.

Finding the right home protection plan for your California home can be challenging, so our team at House Method did the research for you to help you find the best home warranty in San Jose. Read on for our home warranty recommendations and learn which plan works best for your home. 

Best home warranty companies in San Jose

Benefits of a home warranty in San Jose

Silicon Valley is known for its dry, hot summers and mild, wet winters. Temperatures and conditions vary throughout the year, and a home warranty can protect you from the damage this variable climate can have on your systems and appliances. 

For example, if your heating system fails in the middle of a cold spell, a home warranty can cover the cost of repairing or replacing your system, saving you from paying for unexpected repairs.

Arguably just as important, a home warranty also saves you time. Instead of spending countless hours finding a technician to fix your appliance or system, a home warranty provider does the research and vetting for you, delivering a trusted and experienced technician to your home.

Whether you’re in the middle of a cool, rainy winter’s day or a hot and dry summer afternoon, a San Jose home warranty can help you with the expense of repairing or replacing your systems and appliances.

What does a home warranty cover in San Jose?

A home warranty covers a home’s systems and appliances, with most companies offering coverage for additional items such as a pool or spa. For San Jose residents, we recommend ensuring your home warranty plan covers heating and air conditioning to protect you in the event that your HVAC system goes out during the summer or winter.

Home warranty coverage can vary with each provider, but plans typically cover:

• Air conditioning
• Heating
• Electrical
• Plumbing
• Oven
• Stove
• Refrigerator
• Microwave
• Dishwasher
• Clothes washer
• Clothes dryer
• Water heater

How much does a home warranty cost in San Jose?

A San Jose home warranty can cost you $300–$600 a year. Most companies offer the option of splitting the home warranty cost into monthly or yearly payments, depending on your preference. 

Additionally, customers will have to pay a service fee—a one-time fee paid to a technician when they come to your house to address the item in question. Service fees typically range between $75–$125.

How to buy a home warranty in San Jose, CA

The first step in protecting your real estate investment with a home warranty is determining which provider’s plan fits your needs. Consider the items in your home that you need coverage for and compare plans to figure out which one is right for you. From there, getting a quote is as simple as calling the home warranty company you’re interested in.

Below is a list of factors that you’ll want to consider when choosing a home warranty provider:

• Pricing—Many home warranty companies offer a variety of plans that can be broken down into monthly or annual payments. Some are as low as $25 a month while other plans can cost $50–$75 a month.
• Service call fee—The cost of a provider sending a technician to your home varies by company, but there are some companies that offer service fees as low as $60.
• Customer service—Some companies offer 24/7 customer service and respond to claim requests within 48 hours while other providers can wait up to 72 hours to send a technician to your home. If you want quick service, consider choosing a company that sends a tech to your home right away.

The home warranty providers we’ve outlined above offer free quotes and provide quality customer service and coverage. If you’re still unsure which home warranty to choose, read our review on the best home warranty companies in California or compare trusted companies like Choice Home Warranty and American Home Shield.