Best Home Warranty in San Diego, CA

By Camille Moore

Unexpected home repairs don’t have to break the bank. A home warranty can help reduce your out-of-pocket costs and cover repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear. Keep reading to learn more about the best home warranties in San Diego, CA, and the benefits they can offer you.

Best home warranty companies in San Diego

  • Has plans and pricing to fit every budget
  • Professional network of over 15,000 contractors
  • No home inspection or maintenance records required before purchase

  • Items that can’t be repaired will be replaced
  • Customers can file a claim 24/7
  • Has a large network of local professionals

  • ‘A’ rating from the Better Business Bureau (BBB)
  • Offers coverage for homeowners, real estate agents, and home builders
  • Has a low cancellation fee of $25

Benefits of a home warranty in San Diego

Since the temperatures in San Diego vary greatly throughout the year, your air conditioner and heating systems are likely to get a good bit of use. As a homeowner in San Diego, one of the benefits to having a home warranty is knowing that these home systems and major appliances can be covered in the event they need to be repaired or replaced.

Additionally, having a California home warranty can help make your house more attractive to potential home buyers should you ever decide to sell. Many home warranty companies will allow you to transfer your plan to the new owner and afford them the protection that you’ve been receiving.

Home warranty coverage in San Diego

The covered items in a home warranty plan will depend on the specific level of home protection and home warranty company you choose. However, there are a few items a basic home warranty protects:

  • Air conditioning
  • Heating
  • Ductwork
  • Refrigerator
  • Built-in microwave
  • Oven
  • Range
  • Stove
  • Water heater
  • Electrical systems
  • Plumbing

If you’re looking for more comprehensive coverage, many home warranty companies offer protection for add-ons such as:

  • Swimming pools
  • Garage doors and openers 
  • Septic system
  • Second refrigerator
  • Well pump

How much does a home warranty cost in San Diego?

On average, you can expect to pay about $635 per year for a home warranty in San Diego. Keep in mind, though, that the price of your plan will depend on the size of your home and the items you’d like to cover.

In addition to a monthly premium, you’ll have to pay a service fee every time a technician comes to your home for a service call. Most service fees cost between $50–$100. 

Buying a home warranty in San Diego, CA

Deciding on the best home warranty in San Diego comes down to the type of coverage you’re looking for, the home warranty company you select, and where you live, among other factors. To find a plan that suits your needs, we recommend doing research and gathering free quotes to compare your options.

You should also keep the following considerations in mind when selecting a plan:

  • Customer service—Does the company have a good reputation for dealing with customer service issues?
  • Coverage caps—Is there a maximum dollar amount for certain appliances and systems that your plan covers per year?
  • Claims process—How can customers file a claim? Do they have 24/7 access to the company? How long does it take for the provider to send a technician to your home to address the issue?

After acknowledging these factors, get a free quote from one of the above home warranty providers or compare other home warranty companies in our Best Home Warranty Guide.

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