Best Home Warranty Companies in San Antonio, TX

By Camille Moore

Regular home maintenance is to be expected when you own a home, but there will always be unexpected repairs that you can’t account for. This is where a home warranty comes into play. Unlike homeowners insurance, which mostly covers the structure of your home, a home warranty is designed to cover your appliances and systems from normal wear and tear. In this guide to the best home warranty companies in San Antonio you’ll find: 

  • The best home warranties in San Antonio
  • Importance of a home warranty
  • Buyers guide to choosing the best home warranty for your home
  • Costs and coverages of a home warranty

By purchasing a home warranty in San Antonio, TX, you can protect yourself from the high cost of out-of-pocket expenses whenever appliances and systems break down. If you’re looking for a home warranty company in San Antonio, keep reading to learn about the best home warranty providers in San Antonio, coverage and pricing, and how to purchase a home warranty in Texas.

Best home warranty companies in San Antonio

House Method’s team compared the pricing, service fee, plan options, the number of years in business, add-on options, customer service, coverage caps and more to find the best home warranty in San Antonio. This is how the top five home warranties performed:

  1. Choice Home WarrantyBest Overall
  2. American Home ShieldBest Customizable Plans 
  3. Select Home WarrantyMost Cost-Effective Plans 
  4. Liberty Home GuardMost Trustworthy 
  5. First American Home WarrantyBest Appliance Coverage 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty Select Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard Liberty Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$75-$100 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in San Antonio. Choice Home Warranty is a 13-year industry veteran with millions of customers nationwide. Choice has two simple combo plans, making the selection process and policy coverage easily comprehensible. Choice also offers several additional coverages, such as pool and spa, septic, or well pump coverage, for an additional cost.

Basic Plan ($45/mo.) Total Plan ($53/mo.)
  • Ceiling fan
  • Cooktop exhaust
  • Dishwasher
  • Disposal
  • Ductwork
  • Electrical
  • Garage door opener
  • Heating system
  • Oven
  • Microwave
  • Plumbing system
  • Toilet
  • Water heater
  • Air conditioning
  • Ceiling fan
  • Cooktop exhaust
  • Dishwasher
  • Disposal
  • Dryer
  • Ductwork
  • Electrical
  • Garage door opener
  • Heating system
  • Oven
  • Microwave
  • Plumbing system
  • Refrigerator
  • Toilet
  • Washer
  • Water heater

Choice Home Warranty has a service fee of $75.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.

For more information, read our Choice Home Warranty review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable home warranty plan in San Antonio. AHS offers great coverage on essential home systems and appliances in Texas like HVAC and swimming pool coverage. In a city so many beautiful and custom-built homes, customizable plans and coverages are essential. AHS offers three plans: ShieldSilver which is a systems plan, ShieldGold which is an appliance plan, and ShieldPlatinum which covers both, and AHS allows policyholders to choose their plan cost.

ShieldSilver ($34.99-49.99/mo.) ShieldGold ($44.99-59.99/mo.) ShieldPlatinum ($59.99-74.99/mo.)
  • Air Conditioner
  • Alarm
  • Attic fans
  • Bath exhaust fans
  • Ceiling fans
  • Cooktop exhaust
  • Disposal
  • Doorbell
  • Ductwork
  • Electrical
  • Garage door
  • Heating system
  • Locksmith
  • Plumbing
  • Plumbing stoppages
  • Toilet
  • Water dispenser
  • Water heater
  • Whole house fan
  • air conditioner
  • alarm
  • attic fans
  • bath exhaust fans
  • ceiling fans
  • cooktop exhaust
  • dishwasher
  • doorbell
  • dryer
  • ductwork
  • electrical
  • garage door
  • heating system
  • microwave
  • oven
  • plumbing
  • plumbing stoppages
  • refrigerator
  • toilet
  • trash compactor
  • washer
  • water heater
  • whole house fan
  • air conditioner
  • alarm
  • attic fans
  • bath exhaust fans
  • ceiling fans
  • cooktop exhaust
  • dishwasher
  • disposal
  • doorbell
  • dryer
  • ductwork
  • electrical
  • garage door
  • heating system
  • locksmith
  • microwave
  • oven
  • plumbing
  • plumbing stoppages
  • refrigerator
  • roof leaks
  • toilet
  • trash compactor
  • washer
  • water dispenser
  • water heater

AHS allows its customers to choose their service fee between $75, $100, or $125. Choosing a higher service fee results in a lower monthly premium, and vice versa.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.

For more information, read our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective provider in San Antonio. Select offers excellent coverage to Texas homeowners at an affordable cost. The company had 10 years of experience with great customer reviews and offers free roof coverage to all of its customers. Select offers 3 plans: the Bronze Care Plan which covers appliances; the Gold Care Plan which covers home systems; and the Platinum Care Plan which is a comprehensive combo plan.

Bronze Care Plan ($57/mo.) Gold Care Plan ($57/mo.) Platinum Care Plan ($63/mo.)
  • Disposal
  • Dishwasher
  • Dryer
  • Microwave
  • Oven
  • Refrigerator
  • Washer
  • Air Conditioner
  • Ductwork
  • Electrical
  • Heating system
  • Plumbing
  • Water heater
  • Disposal
  • Dishwasher
  • Dryer
  • Microwave
  • Oven
  • Refrigerator
  • Washer
  • Air Conditioner
  • Ductwork
  • Electrical
  • Heating system
  • Plumbing
  • Water heater
  • Ceiling fan
  • Garage door
  • Plumbing stoppages

Select’s service fee is $60 which is on the low end for industry average.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

For more information, read our Select Home Warranty Review.

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy provider in San Antonio. In just two years in the industry, Liberty has proven itself with several hundred positive customer reviews and an A rating from the BBB. With Liberty, Texas homeowners will get a simple plan with great coverage and excellent service. Liberty offers three different plans: Appliance Guard, Systems Guard and the more comprehensive Total Home Guard.

Appliance Guard ($64.99/mo) Systems Guard($69.99/mo) Total Home Guard ($74.99/mo)
  • Ceiling Fan
  • Cooktop exhaust fan
  • Disposal
  • Dishwasher
  • Dryer
  • Garage door
  • Microwave
  • Oven
  • Refrigerator
  • Refrigerator ice maker
  • Washer
  • Air Conditioner
  • Bath exhaust fan
  • Ductwork
  • Electrical
  • Heating system
  • Plumbing
  • Plumbing stoppages
  • toilet
  • Water heater
  • ceiling fan
  • cooktop exhaust fan
  • disposal
  • dishwasher
  • dryer
  • garage door
  • microwave
  • oven
  • refrigerator
  • refrigerator ice maker
  • washer
  • air conditioner
  • bath exhaust fan
  • ductwork
  • electrical
  • heating system
  • plumbing
  • plumbing stoppages
  • toilet
  • water heater

Liberty’s service fee is $60. Liberty also offers over 20 additional add-ons like sprinkler system, pool and spa, roof leaks, wine fridge, pest control and more!

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

Read our Liberty Home Guard review for more information.

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is the best home warranty company for appliance coverage in San Antonio. First American offers high-quality coverage at a great cost to Texas home and property owners, with extensive coverage caps on essential appliances like HVAC. Uniquely, First American offers a First Class Upgrade as one of its add-on options, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Basic Plan ($38/mo.) Premier Plan ($48.50/mo.)
  • Attic Fans
  • Ceiling Fans
  • Cooktop exhaust fan
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Oven
  • refrigerator
  • Trash compactor
  • Washer
  • Water dispenser
  • Attic Fans
  • Ceiling Fans
  • Cooktop exhaust fan
  • Dishwasher
  • Disposal
  • Dryer
  • Ductwork
  • Electrical
  • Garage door
  • Heating system
  • Microwave
  • Oven
  • Plumbing system
  • Plumbing stoppages
  • Refrigerator
  • Toilet
  • Trash compactor
  • Vacuum
  • Water heater
  • Washer
  • Water dispenser

The First American service fee is $85. This is on the high-end for industry average, however, First American has one of the lowest monthly premiums in the industry.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.

For more information, read out First American review.

Importance of a home warranty in San Antonio

It’s not always easy to budget for unexpected expenses, and owning a home can come with many costs you can’t prepare for. This is why investing in a good home warranty is important.

Since temperatures in San Antonio can easily reach 100 degrees, the extreme weather can put a lot of strain on your air conditioning unit and HVAC system. Having a home warranty can help residents save money if a system or appliance breaks unexpectedly. 

In addition to saving you money on out-of-pocket expenses, a home warranty can give you peace of mind and save you the hassle of trying to find a qualified technician to visit your home. Home warranties usually come with a network of pre-vetted technicians who can handle any repair issues you may come across.

Home warranty coverage plans in San Antonio

As with any other type of warranty, it’s important to understand the specifics of the policy you’re considering purchasing. Home warranties in San Antonio can vary in terms of price and coverage, however you’ll generally find the following items covered under a home warranty:

  • Plumbing
  • HVAC
  • Air conditioner 
  • Electrical systems
  • Refrigerator
  • Water heater
  • Dishwasher
  • Built-in microwave
  • Clothes washer
  • Clothes dryer
  • Oven/Stove/Range
  • Trash compactor
  • Garage door opener

As mentioned earlier, make sure your home warranty covers your HVAC system and any other applicable items that keep your home safe and comfortable in San Antonio.

Get a Free Quote

from the top recommended provider in San Antonio, Texas

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How much does a home warranty cost in San Antonio?

The price of your home warranty will vary based on the level of coverage you choose and the number of items you’d like to cover. Note: opting for a plan with a lower deductible or adding a covered item like a swimming pool or hot tub can increase your premium.

On average, basic home warranty plans will cost you about $300 per year. A plan at this level will likely only cover basic systems and appliances like your electrical system and refrigerator. A more comprehensive plan can cost around $700 annually and will cover your major systems and appliances.

Buying a home warranty in San Antonio, TX

As with any other big purchase, do your research before purchasing a home warranty in San Antonio. Compare your options and consider which items you’d like coverage for before signing up for a protection plan. Here are some other factors to keep in mind when buying a home warranty:

  • Customer service—Think about how quickly the company responds to questions, concerns, and claims. You’ll want a company that’s on call 24/7 and can process your claims within 48 hours.
  • Fine print—Before opting into a home warranty, read the fine print and learn if there are any coverage limits on important systems and appliances. If there are, understand that you’ll have to pay out-of-pocket costs to cover repairs or replacements once that limit is reached.
  • Service call fees—In addition to a monthly premium, customers will have to pay a service request fee every time a technician comes out to address an issue. Most service fees range between $75–$125.

The companies we’ve outlined above are all highly rated in the home warranty industry and have a great reputation among customers. Call one of them today for a free quote or compare other top home warranty companies.

Final Thoughts

A home warranty can save you several thousand dollars in home maintenance and offer you peace of mind as a homeowner. When it comes to home warranty company choices in San Antonio, TX, the best overall home warranty provider is Choice Home Warranty. Choice offers great and comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons such as stand-alone freezer, pool and spa coverage, septic systems, roof leaking and more. Be sure to compare all costs, coverages, and plans of the above providers to find the perfect one for your homes needs. Or, if you’re not confident enough yet, read up on our reviews of each of the best home warranty providers or the best home warranty providers in Texas.

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