- 2 plans available + optional add-ons
- Has over 11 years of industry experience
- 90-day repair guarantee
- $46–$55 per month with $85 service fee
Ohio homeowners get to enjoy four beautiful seasons of weather, a central location for travel, and city or country life. Homeownership in Ohio can be affordable, and that is a significant attraction for many people. However, along with homeownership, there can sometimes be headaches. Home systems and appliances can experience issues that eat away at your savings and make budgeting nearly impossible. Choosing the best home warranty companies on the market can be pretty challenging. There are many to choose from, and they all offer unique benefits.
This guide covers:
Ohio homeowners have more than 50 home warranty company options to choose from. When we broke these companies down into the top five, we considered things like the overall pricing, service fees, customer satisfaction, customer reviews, coverage caps, cancellation fees, and more. Here is how the top five plans in Ohio ranked.
Provider | Website | Best For | Monthly Cost | Service Fee | Years in Business | BBB |
Choice Home Warranty | Choice | Best Overall | Basic Plan: $45/month
Total Plan: $53.33/month |
$85 | 13 | B- |
Select Home Warranty | Select | Most Cost-Effective | Bronze Care Plan: $57/month
Gold Care Plan: $57/month Platinum Care Plan: $63/month |
$75 | 9 | B |
American Home Shield | AHS | Best Customizable Plans | ShieldSilver: $34.99-$49.99/month
ShieldGold: $44.99-$59.99/month ShieldPlatinum: $59.99-$74.99/month |
$75-$125 | 50 | B |
The Home Service Club | HSC | Quickest Service | Standard Coverage: $50/month
Comprehensive Coverage: $63/month |
$75 | 13 | NA |
Liberty Home Guard | LHG | Most Trustworthy | Appliance Guard: $64.99/month
Systems Guard: $69.99/month Total Home Guard: $74.99/month |
$60 | 2 | A |
Choice Home Warranty is the best overall home warranty in Ohio. Choice Home Warranty has excellent customer service, fair pricing, and impressive coverage. One of the things that really helps Choice Home Warranty stand out is the overall simplicity of working with this company. Choice Home Warranty makes things simple, from the initial quote to the service contract to when you file your first claim. Homeowners enjoy the fact that there is very little fine print or hidden fees involved with the Choice Home Warranty plan.
Pros | Cons |
Very straightforward service contract | Plans are not customizable |
Responsive customer service | |
Plan choices have both systems and appliances | |
High coverage caps |
Choice Home Warranty has two plans for Ohio homeowners to choose from. The plans are the Basic Plan and the Total Plan. One of the unique things about these plans is that they cover a mix of systems and appliances. When you have both systems and appliances, the coverage is considered comprehensive. Coverage caps from Choice Home Warranty are higher than most others in the industry. Most appliances and systems are covered with a $3,000 coverage cap. The service fee from Choice Home Warranty is $85, which is slightly below the industry average.
Here’s a detailed look at Choice Home Warranty’s coverage:
Plan name | Price per month | Price per year | Service fee |
Basic Plan | $45 | $560 | $85 |
Total Plan | $53.33 | $660 | $85 |
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
For more information, read our Choice Home Warranty Review.
Select Home Warranty is the most cost-effective home warranty plan for Ohio homeowners. Although you won’t want to choose a home warranty based on price alone, Select Home Warranty offers a great combination of fair pricing and extensive coverage. One of the things that help Select Home Warranty stand out is its complex contractor approval process. This means that they do quite a bit of training and vetting to ensure the contractors coming into your home are fully capable of fixing any issues that you may have.
Pros | Cons |
Very fair pricing | Lower coverage caps on some appliances and systems |
Free roof leak coverage | |
High-quality workmanship | |
Close to ten years in the industry |
Plans, Cost & Coverage
Select Home Warranty has three plan options for Ohio homeowners. With all of the Select Home Warranty plans, you will notice that affordability is a significant component. The Select Home Warranty plans include Bronze Care, Gold Care, and Platinum Care. The Platinum Care plan, priced at $57 per month, is the best value from Select Home Warranty because of the mix of appliance and system coverage. Coverage caps from Select Home Warranty are slightly lower than with other home warranty companies, and that is how Select Home Warranty keeps the monthly pricing down. Coverage caps with Select are around $1500 on the high end and $500 on the low end. The service fee is $60, which is below the industry average.
Here’s a detailed look at Select Home Warranty’s coverage:
Plan name | Price per month | Price per year | Service fee |
Gold Care | $52.00 | $579.99 | $60 |
Bronze Care | $52.00 | $579.99 | $60 |
Platinum Care | $58.00 | $649.99 | $60 |
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
For more information, read our Select Home Warranty Review.
American Home Shield is the most customizable plan in Ohio. With the American Home Shield plan, you will benefit from 50 years of experience in the industry. American Home Shield is considered Ohio’s most premium home warranty. With the ability to pick and choose coverages and increase or decrease your service fees, an American Home Shield plan is a policy that you can trust to show up when you need it. Although some of the pricing with American Home Shield can be a few dollars higher, it is still a great value.
Pros | Cons |
More than 50 years in the industry | Higher pricing |
Customization of plans and pricing | |
Unique coverage options | |
High claim payout rates |
There are three home warranty plans from American Home Shield; ShieldSilver, ShieldGold, and ShieldPlatinum. All three American Home Shield home warranty plans have coverage caps of around $2500. ShieldPlatinum comes with a slightly higher coverage cap, closer to $6,000 for some covered items. American Home Shield offers customers these three plans to choose from, but in the end, they will allow for quite a bit of customization of the plan. The coverage caps from American Home Shield are also customizable ranging from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
Plan name | Price per month | Price per year | Service fee |
ShieldSilver | $39.99 | $479.88 | $100 |
ShieldGold | $49.99 | $599.88 | $100 |
ShieldPlatinum | $64.99 | $779.88 | $100 |
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
For more information, read our American Home Shield Warranty Review.
The Home Service Club offers the quickest coverage for an Ohio home warranty. Most home warranty companies require a 30 day waiting period for the coverage on your home to go into effect. However, with The Home Service Club, the coverage starts in just ten days. The Home Service Club has been on the market for more than 13 years, making it one of the most well-known home warranty companies in the industry. With The Home Service Club, you will get fair coverage caps and a great range of covered items included in your home warranty plan.
Pros | Cons |
Policy starts in ten days | No basic or cheap plan option |
Both plans offer comprehensive coverage | |
Strong customer service | |
More than 13 years in the industry |
There are two home warranty plans from The Home Service Club; Standard Coverage and Comprehensive Coverage. Standard Coverage includes most home systems and appliances is seen in most other home warranty plans. Comprehensive Coverage will have some unique options and a total of 33 covered systems and appliances. The coverage caps from The Home Service Club will range in price from around $500 to $2,500. The Home Service Club’s service fee is customizable and will range in price from $65 to $125.
Here’s a detailed look at The Home Service Club’s coverage:
Plan name | Price per month | Price per year | Service fee |
Standard Plan | $50 | $600 | $95 |
Comprehensive Plan | $63 | $756 | $95 |
To get a free quote from The Home Service Club, fill out this online form.
For more information, read our The Home Service Club Review.
Liberty Home Guard is the most trustworthy home warranty in Ohio. As a home warranty company, earning the trust of homeowners is extremely important. It often takes many years to be considered a trustworthy home warranty, but Liberty Home Guard has done it in just three. After three years in the industry, Liberty Home Guard has earned an A BBB rating, which is almost unheard of in the home warranty industry. Liberty earned this rating by paying close attention to the needs of home warranty customers, responding to repairs quickly, and offering a wide range of coverage for the policyholders.
Pros | Cons |
A rating with the BBB | Add on options can get expensive |
Fast customer service response times | |
Easy to submit claims | |
60-day workmanship guarantee |
The three plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The Total Home Guard Plan, offered at $74.99 per month, is the comprehensive plan choice from Liberty Home Guard, with a total of 20 home systems and appliances. Liberty Home Guard has the most coverage caps in the $1,500 range, and it is known for its attentive customer service. Liberty prices its Service fees fairly at $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Plan name | Price per month | Price per year | Service fee |
Appliance Guard | $64.99 | $649.99 | $75 |
Systems Guard | $69.99 | $699.99 | $75 |
Total Home Guard | $74.99 | $749.99 | $75 |
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Read our Liberty Home Guard review for more information.
Narrowing the top home warranty companies down to the top five choices took quite a bit of work. However, the job is not yet done. At this point, you will need to take a strong look at these options and decide which one could be the best for you. Whether you live in Cleveland, Cincinnati, or in a suburban area, a home warranty is sure to relieve stress. There are lots of ways that you can compare one company to the next. Three of the most important factors to consider are the monthly pricing, coverage caps, and workmanship guarantee.
The monthly pricing of the plan is the overall cost of the policy. The pricing has to justify itself at the end of the year, so finding a great deal is essential. Keep in mind that you can start with a policy with limited coverage and expand as you see the value in a home warranty.
A coverage cap or limit is the amount of money you can spend on an individual covered item throughout your policy year. Some plans have coverage caps of around $500 per item, and others will be closer to $3000. If you have high-end appliances or systems, you need higher coverage caps or policy limits.
Although it would be great if all repairs were permanent, sometimes a repair ends up being temporary. To help ensure that you are not charged for more than one service fee, most home warranties have a workmanship guarantee in place. Some of these guarantees will last for 90 days; others will last for 180 or more.
A home warranty is a plan that will protect your budget and your savings account from the high costs of a system or appliance repair and replacement. Owning a home is great, but things can get a bit stressful and overwhelming when issues come up around the home. Home warranty companies allow you to pay a monthly premium and receive very low-cost home-related repairs. Most home warranty plans will go into place just 30 days after paying your premium, without the need for an inspection.
With a home warranty in place, you will simply file a claim each time you need an appliance or system repair. You submit a claim via phone or internet, and the home warranty company will handle it from this point forward. A qualified repair technician will come to your home, inspect the issue, and fix it. Homeowners are responsible for paying a service fee with each repair, but this should be the only out-of-pocket cost. The service fees are typically between $60 and $150.
With the central location of Ohio, homeowners can expect to have four very distinct seasons. However, the difference between the summer and winter temperatures can be quite extreme and do some damage to the systems and appliances in an Ohio home. Three areas of the home where Ohio residents experience maintenance problems are the HVAC, heating system, and plumbing issues.
Most providers price a home warranty plan between $45 and $65 a month. The average annual costs will be from $480 to $780 a year. Ohio homeowners should consider the monthly pricing, coverage caps, and service fees when determining if a home warranty is worth the money. All home warranty providers have service fees that will range from $60 to $150, with an average of around $85. Coverage caps can be as low as $100 and as high as $6,000. Most homeowners look for the highest coverage caps they can find, especially when they have high-end systems and appliances.
A home warranty plan is put in place to cover normal wear and tear issues. With a home warranty, the coverages are split into three main groups: appliances, systems, and optional coverages. Optional coverages are extra because not all homeowners have them as part of their plan. The coverages usually include a swimming pool, spa, roof leaks, and even a sump pump. The appliances covered under a home warranty plan are typically the refrigerator, microwave, dishwasher, dryer, oven, and more. Systems are air conditioning, heating system, sewer line, electrical system, ductwork, plumbing system, and more.
All Ohio homeowners should know that a home warranty does not protect against intentional breakage or lack of maintenance. If you do not take care of your property, the home warranty will not do it for you. In addition, if you have pre-existing issues or a natural disaster, the home warranty will not offer protection. As long as you keep good service records and carefully maintain your home, you should have no issues.
Hopefully, you now feel ready to pick a home warranty for your Ohio home. These five options offer various benefits, fair pricing, impressive customer service, and trustworthy home warranty companies. However, Choice Home Warranty stands out as the best overall option on the market. Choice Home Warranty offers such a great value and a simple approach that it makes a good choice for most Ohio homeowners. Don’t hesitate to get quotes from more than one company to ensure you get the best deal on your home warranty.
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Ohio home warranties can cost anywhere from $35 to $75 per month. If you want complete coverage of your home and need to ensure almost all systems and appliances are covered, expect to pay quite a bit more per month. When considering the overall pricing of a plan, it is essential to consider the service fee costs.
A service fee is a price you pay when an appliance or a system has an issue. Service fees are typically the only additional fees that home warranty customers need to pay on top of their policy. The service fees tend to range in price from around $60 to over $125.
The best home warranty in Ohio is the Choice Home Warranty. Choice has more than 13 years in the home warranty industry and is continually voted as one of the best options for Ohio homeowners. The Choice Home Warranty policies are straightforward to understand, and they cover both appliances and systems.
Home warranties are helpful to homeowners that are worried about significant expenses related to appliances and system repair around the home. However, home warranties can also be a good solution for buyers, sellers, real estate agents, contractors, and investors. There is quite a bit that can be done with a home warranty plan in place, and it is worth considering this when making your purchase.
At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.
We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.
That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.
To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:
We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.
With that in mind, we have dedicated staff members who regularly update our database of home warranty research.
For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.
If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.
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