Best Home Warranty Companies in Ohio (2021)

By Toni Matthews-El

Ohio homeowners get to enjoy four beautiful seasons of weather, a central location for travel, and city or country life. Homeownership in Ohio can be affordable, and that is a significant attraction for many people. However, along with homeownership, there can sometimes be headaches. Home systems and appliances can experience issues that eat away at your savings and make budgeting nearly impossible.

In our guide featuring the best home warranty companies in Ohio, we will give you information on:

  • How to choose the best home warranty 
  • Why do Ohio homeowners need a home warranty 
  • What the best companies in Ohio are for home warranties

A home warranty is a protection plan for appliances and systems. If you experience a break due to normal wear in something like your HVAC or an oven, your home warranty will step in and cover the costs associated with this issue. Choosing the best home warranty companies on the market can be pretty challenging. There are many to choose from, and they all offer unique benefits. If you are tired of trying to tackle this project on your own, keep reading so that we can help. 

Ohio Top 5 Home Warranty Companies

Ohio homeowners have more than 50 home warranty company options to choose from. When we broke these companies down into the top five, we considered things like the overall pricing, service fees, customer satisfaction, customer reviews, coverage caps, cancellation fees, and more. Here is how the top five plans in Ohio ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best for Appliances
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty  First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$85 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Ohio. Choice Home Warranty has excellent customer service, fair pricing, and impressive coverage choices. One of the things that really helps Choice Home Warranty stand out is the overall simplicity of working with this company. Choice Home Warranty makes things simple, from the initial quote to the service contract to the time you file your first claim. Homeowners enjoy the fact that there is very little fine print or hidden fees involved with the Choice Home Warranty plan. 

There are two Choice Home Warranty plans available to Ohio homeowners. Each of the plans offers coverage for both systems and appliances. Having peace of mind about various areas in your home is a tremendous benefit of going with the Choice Home Warranty policy. Overall the plan pricing is very fair. Choice Home Warranty also has add-on coverage options to help cover things such as a well pump or a central vacuum. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. As you read through the other reviews on our list, you will find that $85 is an average and fair price. 

The process of choosing a home warranty can be a bit annoying. Having to narrow down and compare all of these companies takes time and energy. However, with the Choice Home Warranty, you can simply get your plan started and have much greater peace of mind about your Ohio home.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Ohio. With the American Home Shield plan, you will benefit from 50 years of experience in the industry. The American Home Shield company has long been regarded as the most premium home warranty in Ohio. With the ability to pick and choose coverages and increase or decrease your service fees, the American Home Shield plan is a policy that you can trust to show up when you need it. Although some of the pricing with American Home Shield can be a few dollars higher, it is still a great value. 

There are three American Home Shield plans to choose from. Homeowners can use this plan as the base for a policy and then add and subtract coverages based on the specific needs of the Ohio home. If you have a pool or a spa, the American Home Shield offers some impressive add-on choices to help you keep those expenses down as well. 

Some of the add on coverage that you can get with the American Home Shield warranty include:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

The American Home Shield plan has a service fee that can be customized. This means that if you pay a higher monthly price, your service fee can be low. The opposite can be said for paying a lower monthly price. 

If you want a home warranty company with its systems in place and will help be a partner in taking care of your Ohio home, American Home Shield is the way to go. There is no reason to pay for coverage you don’t need; customize the plan to work for you.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective home warranty plan for Ohio homeowners. Although you won’t want to choose a home warranty based on price alone, Select Home Warranty offers a great combination of fair pricing and extensive coverage. One of the things that help Select Home Warranty stand out is its difficult contractor approval process. This means that they do quite a bit of training and vetting to ensure the contractors coming into your home are capable of fixing any issues that you may have. 

The Select Home Warranty offers three policies for homeowners. You can choose between a systems plan, appliance plan, or combo plan. When looking at the three plan choices, you will quickly see that the combo plan is the best choice. This plan, known as the Platinum Care plan, offers almost double the coverage for just a few dollars more per month. In addition, the plan comes with free roof leak coverage for a home. There are also add-on options that you can purchase in addition to the free roof leak coverage. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

Select Home Warranty has one of the lowest-priced service fees on the market. At just $60, you will see that all areas of this plan are cost-effective. 

Home warranties will add to your monthly budget while taking away the risk for significant unforeseen issues. The Select Home Warranty is one of the most reasonably priced policies, with excellent customer service and workmanship. If price is a concern for you, consider the Select Home Warranty.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Ohio. As a home warranty company, earning the trust of homeowners is extremely important. Most of the time, it takes many years to be considered a trustworthy home warranty, but Liberty Home Guard has done it in just two. After two years in the industry, Liberty Home Guard has earned an A BBB rating, which is almost unheard of in the home warranty industry. This rating was earned by paying close attention to the needs of home warranty customers, responding to repairs quickly, and offering a wide range of coverage for the policyholders. 

The Liberty Home Guard warranty has three plan choices to choose from. The overall pricing of the Liberty Home Guard plans is a bit higher than others on the market. However, customers feel the vast coverage choices offer them more peace of mind about their home. In addition, the long list of add-on coverages for Liberty Home Guard will include anything from the lawn sprinkler system to a free-standing ice maker. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The Liberty Home Guard has one of the lowest service fees in the market. When you pay just $60 for the service fee, the overall higher monthly costs become a bit more affordable.

Looking at the history of a home warranty company is a crucial way to help choose which will be best for your home. Even though the length of the Liberty Home Guard’s time on the market is not long, they have a very positive two years under their belt.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is the best home warranty for appliance coverage in Ohio. Appliances take up a significant portion of your kitchen and living room; they can get very expensive when they start to break. First American Home Warranty has been an option for Ohio homeowners for more than 37 years. They have managed to put together some great plan options and a strong network of repair technicians and personnel in that time period. The First American Home Warranty has one of the most affordable basic plans on the market. 

In addition to the appliance plan, First American Home Warranty also offers a Premier Plan. The Premier Plan helps those homeowners that are looking for system coverage in addition to appliance coverage. As with most other home warranty companies, First American also offers add-on coverage options to help make the plan more comprehensive. 

The optional coverage choices from First American Home Warranty include:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

A service fee under the First American Home Warranty is $85. This is a fair price considering the fees associated with the Basic and Premium Plan. 

Some Ohio homeowners are overwhelmed with trying to decide which coverage to purchase for their homes. Luckily the First American Home Warranty makes this simple by offering a fair and valuable home warranty plan for appliances. Start with this plan, and then add on as you see the value that it brings.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Ohio Home Warranty Buying Guide

Narrowing the top home warranty companies down to the top five choices took quite a bit of work. However, the job is not yet done. At this point, you will need to take a strong look at these options and decide which one could be the best for you. There are lots of ways that you can compare one company to the next. Three of the most important factors to consider are the monthly pricing, coverage caps, and workmanship guarantee. 

  • Monthly Pricing: The monthly pricing of the plan is the overall cost of the policy. The pricing has to justify itself at the end of the year, so finding a great deal is essential. Keep in mind that you can start with a policy with limited coverage and expand as you see the value in a home warranty. 
  • Coverage Cap: A coverage cap or limit is the amount of money you can spend on an individual covered item throughout your policy year. Some plans have coverage caps of around $500 per item, and others will be closer to $3000. If you have high-end appliances or systems, you need higher coverage caps or policy limits. 
  • Workmanship Guarantee: Although it would be great if all repairs were permanent, sometimes a repair ends up being temporary. To help ensure that you are not charged for more than one service fee, most home warranties have a workmanship guarantee in place. Some of these guarantees will last for 90 days; others will last for 180 or more. 

Top Home Maintenance Problems in Ohio

With the central location of Ohio, homeowners can expect to have four very distinct seasons. However, the difference between the summer and winter temperatures can be quite extreme and do some damage to the systems and appliances in an Ohio home. Three areas of the home where Ohio residents experience maintenance problems are the HVAC, heating system, and plumbing issues. 

  • HVAC: Ohio summers are warm and humid. Although the nights will sometimes cool off a bit, for the most part, it is quite warm. Having a home with HVAC is a great thing, but fixing the HVAC units is expensive. Parts and labor to repair HVAC can cost thousands of dollars. A home warranty will help ensure this does not happen. 
  • Heating Systems: A heating system is necessary during an Ohio winter. However, everyone will be calling heating contractors to have them come and repair the system. Luckily with a home warranty in place, you will be guaranteed service to your heating system within a short period. Many home warranties will have an issue fixed in 24-48 hours. 
  • Plumbing Issues: Plumbers are in high demand, and this means that they can charge higher pricing. To come and inspect the plumbing issue that you have in your home, you can expect a fee quite a bit higher than the service fee associated with your home warranty. 

Get a free quote

from our #1 recommended provider in Ohio, CHW!

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Our Conclusion

Hopefully, you now feel ready to pick a home warranty for your Ohio home. These five options offer various benefits, fair pricing, impressive customer service, and trustworthy home warranty companies. However, Choice Home Warranty stands out as the best overall option on the market. Choice Home Warranty offers such a great value and a simple approach that it makes a good choice for most Ohio homeowners. Don’t hesitate to get quotes from more than one company to ensure you get the best deal on your home warranty. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Ohio Home Warranties

How Much Does A Home Warranty Cost In Ohio?

Ohio home warranties can cost anywhere from $35 to $75 per month. If you want complete coverage of your home and need to ensure almost all systems and appliances are covered, expect to pay quite a bit more per month. When considering the overall pricing of a plan, it is essential to consider the service fee costs. 

What Is A Service Fee?

A service fee is a price you pay when an appliance or a system has an issue. Service fees are typically the only additional fees that home warranty customers need to pay on top of their policy. The service fees tend to range in price from around $60 to over $125. 

What Is The Best Home Warranty Company In Ohio?

The best home warranty in Ohio is the Choice Home Warranty. Choice has more than 13 years in the home warranty industry and is continually voted as one of the best options for Ohio homeowners. The Choice Home Warranty policies are straightforward to understand, and they cover both appliances and systems.

Who Needs A Home Warranty?

Home warranties are helpful to homeowners that are worried about significant expenses related to appliances and system repair around the home. However, home warranties can also be a good solution for buyers, sellers, real estate agents, contractors, and investors. There is quite a bit that can be done with a home warranty plan in place, and it is worth considering this when making your purchase. 

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